Getting a blank check from Chase Bank can be a straightforward process, but it's important to understand the different methods and what each entails. Whether you need a single check for an urgent payment or a new checkbook, Chase offers several avenues to help you. Let's dive into a detailed, step-by-step guide!
Your Guide to Obtaining a Blank Check from Chase Bank
Hey there! Ever found yourself in a bind needing a check but your checkbook is nowhere in sight? Or perhaps you're setting up a new direct deposit and need a voided check? Don't worry, you're not alone! Getting a blank check from your bank, especially a major one like Chase, is a common need. This comprehensive guide will walk you through all the ways you can obtain a blank check, ensuring you're prepared for any financial situation.
Step 1: Understanding Your Needs - Why Do You Need a Blank Check?
Before we jump into the "how-to," let's quickly clarify why you might need a blank check. This will help determine the most efficient method for you.
Setting up Direct Deposit or Automatic Payments: Often, employers or service providers require a voided check to confirm your routing and account numbers. A voided check is essentially a blank check with "VOID" written largely across it to prevent it from being used for payment.
One-time Payment: You might need a single check for a specific, urgent payment if you don't have your checkbook handy.
Reordering Checks: Perhaps you've simply run out of checks and need a new supply.
Understanding your specific need will guide you to the correct solution!
Step 2: The Quickest Options: Branch Visit for a Counter Check
If you need a physical blank check immediately, visiting a Chase Bank branch is often your best bet. This is how you typically get what's called a "counter check" or "temporary check."
Sub-heading: What is a Counter Check?
A counter check is a temporary check that a bank can print for you on the spot. It will have your bank's routing number and your account number, but usually won't have your name and address pre-printed like a standard personal check. This makes it a "blank" check in the sense that you fill in all the payee and amount details yourself.
Sub-heading: Your Step-by-Step Branch Visit
Locate Your Nearest Chase Branch: Use the Chase Mobile app or the Chase website's branch locator to find the closest branch to you. Check their operating hours before you go!
Gather Your Essentials:
Valid Photo ID: This is crucial for verifying your identity. Acceptable IDs usually include a driver's license, state ID, or passport.
Your Chase Account Number: While the teller can usually look it up, having your account number handy (from your debit card, online banking, or a statement) can speed up the process.
Speak to a Teller: Once at the branch, approach a bank teller. Inform them that you need a "counter check" or "temporary check" from your checking account.
State Your Quantity: You can typically request one or a few counter checks. Banks may have limits on how many they'll provide at once.
Pay Any Fees (If Applicable): While some banks offer a few counter checks for free, others might charge a small fee. It's always a good idea to ask about any associated costs upfront.
Fill Out the Check: Once you receive the counter check(s), you'll need to manually fill in the date, payee, amount (both numerical and written), and your signature. If you need it voided for direct deposit, write "VOID" in large letters across the entire check.
Keep Your Receipt: Always retain any receipts provided by the bank for your records.
Step 3: The Convenient Options: Ordering New Checks
If you need a full checkbook, or you're not in a hurry for a single check, ordering a new set of checks is the way to go. Chase partners with check printing services to provide personalized checks.
Sub-heading: Method 3.1: Ordering Online Through Chase
This is often the most convenient method for reordering checks.
Log in to Chase Online Banking: Go to chase.com and sign in with your username and password.
Navigate to the Check Ordering Section: This is usually found under "Account Services," "Customer Service," or directly related to your checking account details. Look for options like "Order Checks" or "Reorder Checks."
Select Your Design and Quantity: You'll typically be able to choose from various check designs, security features, and quantities.
Verify Your Information: Double-check that your name, address, and account details are correct.
Review and Confirm Your Order: Before finalizing, review the order summary, including any associated costs and estimated delivery time.
Place Your Order: Confirm your purchase. Checks are typically mailed to your address on file within a few business days.
Sub-heading: Method 3.2: Ordering by Phone
If you prefer to speak with someone or have specific questions, you can order checks over the phone.
Call Chase Customer Service: Find the customer service number on the back of your Chase debit card, on your bank statement, or on the official Chase website.
Verify Your Identity: The representative will ask you security questions to confirm your identity.
Request a Check Order: Inform them you'd like to order new checks for your checking account.
Provide Details: Be ready to confirm your account number, desired check design (if you have a preference), and shipping address.
Confirm Fees and Delivery: Ask about any fees and the expected delivery timeframe.
Receive Confirmation: The representative should provide you with an order confirmation number.
Sub-heading: Method 3.3: Ordering in Person at a Branch (for New Orders)
While you can get counter checks quickly, you can also place a full checkbook order at a branch. This is particularly useful if it's your first time ordering checks or if you want to discuss options with a banker.
Visit a Chase Branch: As in Step 2, locate your nearest branch and its hours.
Speak to a Banker (not just a teller): For a full check order, it's often best to speak with a personal banker or someone specifically assisting with account services, as they can guide you through the various options.
Provide Your Information: Have your ID and account number ready.
Choose Your Checks: They will show you options for check designs, security features, and quantities.
Complete the Order Form: You may need to fill out a form with your details.
Confirm Shipping: Your new checkbook will be mailed to your address on file.
Step 4: Alternative for Direct Deposit: Pre-Filled Direct Deposit Form
Sometimes, you don't actually need a blank check, but rather your routing and account numbers for direct deposit or automatic payments. Chase offers a convenient way to get this information without needing a physical check.
Log in to Chase Online Banking: Access your account online or via the Chase Mobile app.
Find Direct Deposit Information: Look for a section related to "Direct Deposit," "Account Details," or "Forms."
Download/Print a Pre-filled Form: Chase often provides a pre-filled direct deposit form that includes your routing number, account number, and sometimes your name and address. This form serves the same purpose as a voided check for setting up electronic payments.
Provide the Form: You can then print and provide this form to your employer or biller.
Important Considerations:
Security: Always keep your blank checks in a secure location. Never leave them exposed where someone could easily access them.
Fees: While counter checks might be free or incur a small charge, a full checkbook order will almost certainly have a fee. These fees vary based on the check style, quantity, and any added security features.
Delivery Time: If you order a full checkbook, allow several business days for delivery. Counter checks are issued immediately at a branch.
Voiding a Check: If you need a voided check (e.g., for direct deposit), clearly write "VOID" in large letters across the entire check to prevent it from being used for payment. Do not sign it.
10 Related FAQ Questions
How to get a counter check from Chase Bank?
Visit any Chase Bank branch in person, bring your valid photo ID and account number, and ask a teller for a counter check. They can usually print one or a few for immediate use.
How to reorder checks from Chase Bank online?
Log in to your Chase Online Banking account, navigate to the "Account Services" or "Order Checks" section, select your desired checks, verify your information, and place your order.
How to find my Chase Bank routing and account number for direct deposit?
You can find your routing and account numbers by logging into Chase Online Banking and looking for a direct deposit form, checking your account statements, or referring to a previously issued check.
How to get temporary checks from Chase Bank?
Temporary checks, also known as counter checks, can be obtained by visiting a Chase Bank branch and requesting them from a teller.
How to order checks for a new Chase Bank account?
For your first check order, it's often easiest to visit a Chase Bank branch and speak with a banker, or you can check if the online ordering system allows first-time orders after your account is fully set up.
How to check the status of my Chase Bank check order?
If you ordered checks through Deluxe (Chase's partner), you can typically check the order status on their website by logging in to the "My Orders" section or contacting their customer service.
How to get a voided check from Chase Bank?
Obtain a blank check (either a counter check from a branch or a standard check from your checkbook) and write "VOID" in large, clear letters across the entire check. Do not sign it.
How to order custom checks with a specific design from Chase Bank?
When ordering checks online through Chase's portal, you'll usually be presented with various design options. Select the one that best suits your preference before finalizing the order.
How to get a business blank check from Chase Bank?
For business accounts, you can typically order checks through Chase Online Banking for Business, by calling Chase Business Customer Service, or by visiting a business banking specialist at a branch.
How to get a single check from Chase Bank for an urgent payment?
The quickest way to get a single, usable check for an urgent payment is to visit a Chase Bank branch and request a counter check from a teller. You will then fill in the payee and amount details.