Have you ever walked out of TJ Maxx feeling like you snagged the deal of a lifetime, only to wonder how to turn those amazing purchases into even more savings? You're not alone! The TJX Rewards program is a fantastic way to maximize your love for off-price finds, but navigating how to access and redeem those hard-earned rewards can sometimes feel like a treasure hunt in itself.
Well, wonder no more! This comprehensive, step-by-step guide will walk you through everything you need to know about getting your TJ Maxx rewards, from signing up to redeeming them in style. Let's unlock those savings together!
Step 1: Are You a TJX Rewards Credit Card Holder? (The Foundation of Your Rewards)
First things first, let's establish the cornerstone of the TJX Rewards program. Unlike some loyalty programs that are simply email sign-ups, the core of TJX Rewards is tied to the TJX Rewards Credit Card. This is crucial to understand. You earn rewards by using this specific credit card at TJX family of stores (T.J. Maxx, Marshalls, HomeGoods, Sierra, and Homesense).
If you already have a TJX Rewards Credit Card: Great! You're well on your way. Proceed to Step 2.
If you don't have a TJX Rewards Credit Card yet: Don't worry! This is your starting point. Applying for the card is how you begin earning points.
Sub-heading: How to Apply for the TJX Rewards Credit Card
Online Application: The easiest way to apply is online. Visit
tjxrewards.com tjmaxx.com In-Store Application: You can also apply in person at any T.J. Maxx, Marshalls, or HomeGoods store. Just ask a cashier or customer service associate for assistance.
Application Process: Be prepared to provide personal information, including your Social Security number and identification. Remember, this is a credit card application, so credit approval is required. You can often pre-qualify without impacting your credit score.
Benefits of Applying:
10% Off Your First In-Store Purchase: A fantastic perk for new cardholders!
Earn 5% Back in Rewards: For every $1 you spend at TJX family of stores, you earn 5 points.
Earn 1% Back (Mastercard only): If you get the TJX Rewards Platinum Mastercard, you'll earn 1 point for every $1 spent anywhere else Mastercard is accepted.
Step 2: Register Your TJX Rewards Credit Card Online
Once you have your TJX Rewards Credit Card (or have been approved for one), the next critical step is to register it online. This unlocks digital access to your rewards, statements, and account management.
Sub-heading: Registering Your Card at tjxrewards.com
Go to tjxrewards.com: Open your web browser and navigate to
www.tjxrewards.com Look for "Register Your Card": On the homepage, you'll find an option to "Register Your Card" or "Sign Up" if you haven't created an online account for your credit card yet.
Provide Required Information: You'll be prompted to enter your credit card details, personal information, and create a User ID and Password for your TJX Rewards credit card account.
Complete Registration: Follow the on-screen instructions to finalize the registration. You should receive a confirmation.
Why is this important? This separate login for your credit card account is where you'll initially manage your card, check your balance, and view your earned points and certificates before linking them to your shopping account.
Step 3: Create or Sign In to Your TJ Maxx Online Shopping Account
Now that your credit card is registered, it's time to connect it to your TJ Maxx online shopping experience. This step allows you to view and use your digital rewards certificates directly on tjmaxx.com, marshalls.com, or homegoods.com.
Sub-heading: Signing In or Creating a New Account
Visit tjmaxx.com: Go to the T.J. Maxx website (
tjmaxx.tjx.com/store/ Select "Account" or "Sign In/Sign Up": Look for an "Account" link or a "Sign In/Sign Up" option, usually located in the top right corner of the page.
Existing Account: If you already have an account for shopping on tjmaxx.com (or Marshalls/HomeGoods), simply sign in with your existing email and password for that shopping account.
New Account: If you don't have a shopping account, select "Sign Up" or "Create Account." You'll need to provide your name, email address, and create a password for your tjmaxx.com shopping account.
Keep in mind: Your tjmaxx.com shopping account credentials are different from your tjxrewards.com credit card account credentials. This distinction is crucial for the next step.
Step 4: Link Your TJX Rewards Credit Card to Your Online Shopping Account
This is the magic step that brings it all together! Linking your credit card account to your shopping account enables you to see and use your digital Rewards Certificates at checkout on the TJX websites and apps.
Sub-heading: The Linking Process
Navigate to "TJX Rewards" Section: Once you're signed into your tjmaxx.com shopping account, go to the "My Account" section. Look for a tab or section specifically labeled "TJX Rewards" or "Rewards."
Click "Link My Card": Within the "TJX Rewards" section, you should see an option like "Link My Card" or "Link Your TJX Rewards Credit Card."
Enter Your Credit Card Account Credentials: This is where you'll use the User ID and Password you created for your TJX Rewards credit card account (from Step 2).
Complete the Link: Follow any remaining prompts to confirm the linking process. You'll usually receive a confirmation message.
What does linking do? Once successfully linked, your digital Rewards Certificates will become available within 48 hours of being earned. You'll be able to see them in your account and apply them directly at checkout.
Step 5: Accessing and Viewing Your TJ Maxx Rewards
Now that everything is set up and linked, let's find those valuable rewards!
Sub-heading: Where to Find Your Rewards Certificates
Online on tjmaxx.com (or Marshalls/HomeGoods):
Sign in to your tjmaxx.com shopping account.
Go to "My Account" and then the "TJX Rewards" tab.
Here, you should be able to see your points balance and any available digital Rewards Certificates.
Via the T.J. Maxx, Marshalls, or HomeGoods Mobile Apps:
Download and open the T.J. Maxx (or Marshalls/HomeGoods) app on your smartphone.
Sign in to your shopping account within the app.
Navigate to the "Rewards" tab or section. You should see your earned Rewards Certificates, ready to be scanned in-store or applied online.
On tjxrewards.com:
Log in to your TJX Rewards credit card account at
tjxrewards.com This portal allows you to manage your credit card, view your statement, and also access your Rewards Certificates. You can often print them from here if you prefer a physical copy for in-store use (though digital is generally easier once linked).
Through Email Statements:
If you've opted for electronic statements for your TJX Rewards Credit Card, your Rewards Certificates will also be sent to your email inbox. This is a convenient way to keep track of them.
Step 6: Redeeming Your TJ Maxx Rewards
The best part! Turning those points into actual savings. Every 1,000 points you earn translates to a $10 Rewards Certificate.
Sub-heading: How to Use Your Rewards Certificates
Online Redemption:
When checking out on tjmaxx.com, marshalls.com, or homegoods.com, make sure you are signed in to your linked shopping account.
During the payment step, your available digital Rewards Certificates should automatically appear as an option to apply to your purchase. Simply select the certificate(s) you wish to use.
In-Store Redemption:
Using the Mobile App: If your card is linked to the T.J. Maxx, Marshalls, or HomeGoods app, simply open the app, go to the "Rewards" section, and a cashier can scan your digital certificate directly from your phone. This is often the most convenient method.
From Your Electronic or Paper Statement: If you haven't linked your card, or prefer a physical copy, you can present the Rewards Certificate from your electronic billing statement (on your phone) or a printed paper certificate to the cashier. They will scan it for redemption.
Using tjxrewards.com: You can log in to your tjxrewards.com account and print out your available Rewards Certificates to present at the register.
Important Notes on Redemption:
Rewards Certificates typically have an expiration date, so be sure to use them before they expire!
Once a certificate's full balance has been redeemed, all instances (digital and paper) will show a zero balance.
Step 7: Managing Your TJX Rewards Account
Staying on top of your rewards means ongoing management.
Sub-heading: Keeping Track of Your Points and Certificates
Check Your Balance Regularly: Log in to tjxrewards.com or your TJX shopping app/website frequently to monitor your points accumulation and see when new certificates are issued.
Enroll in Electronic Statements: Opting for e-statements on tjxrewards.com means your Rewards Certificates will be delivered directly to your email, making them easy to access and ensuring you don't miss any.
Link and Unlink as Needed: If you get a new TJX Rewards credit card or experience issues seeing your certificates, you may need to unlink and then relink your card from your shopping account. The option to "Unlink My Card" is usually found in the "TJX Rewards" section of your online shopping account.
Contact Customer Service if Needed: If you encounter any problems with your rewards, points, or linking, don't hesitate to contact TJX Rewards customer service.
TJX Rewards Platinum Mastercard: 1-877-890-3150
TJX Rewards Credit Card: 1-800-952-6133
This detailed guide should help you confidently navigate the world of TJ Maxx Rewards and ensure you're getting the most out of every amazing find!
Frequently Asked Questions about TJ Maxx Rewards
Here are 10 common questions related to TJ Maxx Rewards, starting with "How to," along with quick answers:
How to check my TJ Maxx Rewards balance?
You can check your balance by logging into your TJX Rewards credit card account at
tjxrewards.com
How to redeem TJ Maxx Rewards Certificates online?
When signed into your linked tjmaxx.com account at checkout, your digital Rewards Certificates will automatically appear as a payment option. Select the certificate(s) you wish to apply.
How to use TJ Maxx Rewards in-store?
If your card is linked to the TJ Maxx app, a cashier can scan your digital certificate from your phone. Alternatively, you can present a printed certificate or display the electronic certificate from your email statement.
How to link my TJX Rewards credit card to my online account?
Log in to your tjmaxx.com shopping account, go to "My Account," find the "TJX Rewards" section, and click "Link My Card." Then, enter your TJX Rewards credit card account credentials (from tjxrewards.com) to complete the link.
How to apply for a TJX Rewards Credit Card?
Apply online at
tjxrewards.com
How to register my TJX Rewards Credit Card for online access?
Visit
tjxrewards.com
How to get TJ Maxx Rewards Certificates delivered to my email?
Log in to your TJX Rewards credit card account at
tjxrewards.com
How to know when my TJ Maxx Rewards Certificates expire?
Rewards Certificates typically have an expiration date clearly printed on the certificate itself (whether physical or digital) or stated within your online account view.
How to contact TJX Rewards customer service for card issues?
For TJX Rewards Platinum Mastercard issues, call 1-877-890-3150. For TJX Rewards Credit Card issues, call 1-800-952-6133.
How to earn points for TJ Maxx Rewards?
You earn 5 points for every $1 spent at T.J. Maxx, Marshalls, HomeGoods, Sierra, and Homesense when using your TJX Rewards Credit Card. TJX Rewards Platinum Mastercard holders also earn 1 point for every $1 spent elsewhere Mastercard is accepted.