The thrill of travel, the promise of luxurious stays, all fueled by those hard-earned Chase Ultimate Rewards points. You've diligently swiped your Chase Sapphire Preferred or Reserve, or perhaps your Ink Business Preferred card, watching those points accumulate. Now, a dream Marriott Bonvoy stay is calling, and you're ready to make the leap. But a crucial question looms: how long do Chase points take to transfer to Marriott?
Let's dive deep into the process, demystify the timeline, and equip you with all the knowledge you need for a smooth transfer!
Understanding Chase Ultimate Rewards and Marriott Bonvoy
Before we get to the "how long," let's quickly reiterate what we're working with:
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Chase Ultimate Rewards: This is Chase's proprietary points currency, renowned for its flexibility and value, especially when transferred to travel partners. You earn these points through various Chase credit cards.
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Marriott Bonvoy: Marriott's loyalty program, offering a vast portfolio of hotels and resorts worldwide, from budget-friendly options to ultra-luxury experiences.
The ability to transfer Chase Ultimate Rewards points to Marriott Bonvoy points is a key benefit of the Chase program, offering a fantastic way to unlock aspirational hotel stays.
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| How Long Do Chase Points Take To Transfer To Marriott |
The Big Question: How Long Do Chase Points Take to Transfer to Marriott?
Here's the good news: Most Chase Ultimate Rewards transfers to Marriott Bonvoy are nearly instantaneous. In many cases, you'll see the points appear in your Marriott Bonvoy account within minutes of completing the transfer.
However, it's important to understand that "nearly instantaneous" isn't always instant. While the vast majority of transfers happen immediately, there can be rare instances of minor delays. Marriott itself states that points will post within 4 days of your request. Some reports from other points and miles enthusiasts suggest it can occasionally take up to 48 hours (2 days).
So, while you should generally expect an immediate transfer, it's wise to factor in a buffer of a few hours to a day, especially if you're booking a time-sensitive redemption.
Step-by-Step Guide: Transferring Chase Points to Marriott Bonvoy
Tip: Absorb, don’t just glance.
Ready to transfer your points? Let's walk through the process, step by step, to ensure a seamless experience.
Step 1: Are You Ready to Transfer? Check Your Readiness!
Before you even log into your Chase account, ask yourself these crucial questions:
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Do you have a Marriott Bonvoy account? If not, you'll need to create one. It's free and takes just a few minutes. Make sure your name on your Marriott Bonvoy account exactly matches the name on your Chase Ultimate Rewards account to avoid any transfer issues.
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Do you know your Marriott Bonvoy account number? You'll need this during the transfer process.
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Have you found the Marriott Bonvoy redemption you want? It's highly recommended to confirm award availability for your desired hotel and dates before transferring your points. Transfers are irreversible, and you don't want to be stuck with Marriott points if your intended redemption disappears.
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Are there any transfer bonuses? Chase occasionally offers transfer bonuses to Marriott Bonvoy (e.g., 50% or 65% extra points). Check for these bonuses as they can significantly increase the value of your transfer! As of July 15, 2025, there is a 50% transfer bonus for Marriott Bonvoy until August 15, 2025. This means 1,000 Chase points become 1,500 Marriott points!
If you've answered "yes" to these, you're good to go!
Step 2: Accessing Your Chase Ultimate Rewards Portal
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Log in to your Chase online banking account.
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Navigate to the Ultimate Rewards section. You'll typically find this by clicking on your eligible Chase credit card (e.g., Chase Sapphire Preferred, Chase Sapphire Reserve, Ink Business Preferred) and then looking for an option like "Go to Ultimate Rewards" or "Redeem points."
Step 3: Initiating the Transfer
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Locate the "Transfer to Travel Partners" option. Within the Ultimate Rewards portal, you'll see various redemption options. Look for the section dedicated to transferring points to airline and hotel loyalty programs. This might be under a "Travel" tab or simply listed as "Transfer points to partners."
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Select Marriott Bonvoy. From the list of transfer partners, choose Marriott Bonvoy.
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Enter your Marriott Bonvoy account details. You'll be prompted to enter your Marriott Bonvoy member number and the name of the primary account holder. Double-check these details for accuracy!
Step 4: Specifying the Transfer Amount
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Enter the number of points to transfer. Chase Ultimate Rewards points typically transfer to Marriott Bonvoy at a 1:1 ratio, unless there's a special transfer bonus active. Transfers are usually in increments of 1,000 points.
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Confirm the transfer. Review all the details, including the number of points you're transferring and your Marriott Bonvoy account information. Once you confirm, the transfer is typically irreversible.
QuickTip: Pay attention to first and last sentences.
Step 5: Awaiting the Points (The "Almost Instant" Part!)
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Patience is a virtue (but usually not for long!). After confirming the transfer, you can often immediately log in to your Marriott Bonvoy account and see the points reflected.
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Check your Marriott Bonvoy account. Head over to the Marriott Bonvoy website or app and log in. Navigate to your "Activity" or "Points Balance" section. With any luck, your newly transferred points will be waiting for you!
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What if they're not there instantly? Don't panic! As mentioned, it can occasionally take a few hours or, in rare cases, up to 4 days. If you don't see them after a few hours, consider waiting 24 hours before reaching out to Chase or Marriott customer service.
Important Considerations for Smooth Transfers
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Matching Names are Key: Ensure the name on your Chase Ultimate Rewards account precisely matches the name on your Marriott Bonvoy account. Even a minor discrepancy can cause delays.
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Minimum Transfer Amounts: Chase typically requires a minimum transfer of 1,000 points to Marriott Bonvoy.
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Transfer Bonuses: Always keep an eye out for transfer bonuses! These limited-time promotions can significantly boost the value of your points. A 50% bonus means 1,000 Chase points become 1,500 Marriott points, making your redemption even more rewarding.
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Irreversible Transfers: Once you transfer Chase points to Marriott, they cannot be transferred back to Chase Ultimate Rewards. This is why it's so important to confirm award availability before initiating the transfer.
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Security Measures: For larger transfers or if it's your first time transferring to a particular partner, Chase might implement additional security checks, which could add a slight delay.
Maximizing Your Marriott Bonvoy Redemptions
Once your points are in your Marriott Bonvoy account, here are a few tips to maximize their value:
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Fifth Night Free: Marriott Bonvoy offers a "fifth night free" benefit on award stays. When you book four consecutive nights using points, the fifth night is free! This is a fantastic way to stretch your points further.
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PointSavers: Keep an eye out for PointSavers awards, which offer discounted point redemption rates for certain hotels and dates.
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Cash + Points: If you don't have enough points for a full award stay, consider using the Cash + Points option to combine a smaller number of points with a cash payment.
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Dynamic Pricing: Be aware that Marriott Bonvoy uses dynamic pricing, meaning the number of points required for a stay can fluctuate based on demand, season, and other factors. Booking during off-peak times can often yield better value.
10 Related FAQ Questions
How to check my Chase Ultimate Rewards point balance?
You can check your Chase Ultimate Rewards point balance by logging into your Chase online banking account and navigating to the "Ultimate Rewards" section associated with your eligible credit card.
QuickTip: Read with curiosity — ask ‘why’ often.
How to link my Marriott Bonvoy account to Chase Ultimate Rewards?
During the transfer process within the Chase Ultimate Rewards portal, you will be prompted to enter your Marriott Bonvoy account number and the name on the account. This effectively links the two accounts for the transfer.
How to find Marriott Bonvoy award availability?
You can find Marriott Bonvoy award availability by searching for hotels and dates directly on the Marriott Bonvoy website or through their mobile app, selecting the "Use Points/Certificates" option in your search.
How to get the best value when transferring Chase points to Marriott?
The best value often comes from leveraging transfer bonuses (when available), booking "fifth night free" award stays, and seeking out PointSavers deals or booking during off-peak seasons.
How to reverse a Chase to Marriott points transfer?
Unfortunately, once Chase Ultimate Rewards points are transferred to Marriott Bonvoy, the transfer is irreversible. Always confirm your travel plans before transferring.
QuickTip: Stop to think as you go.
How to tell if a Marriott Bonvoy transfer bonus is active?
Chase typically advertises transfer bonuses directly within the Ultimate Rewards portal when you initiate a transfer, or through email communications if you're subscribed to their marketing. You can also check points and miles blogs for updates.
How to avoid transfer delays between Chase and Marriott?
Ensure your names on both accounts match exactly, double-check your Marriott Bonvoy account number, and try to initiate transfers during regular business hours if possible, though this isn't strictly necessary for most instant transfers.
How to contact Chase customer service regarding a delayed transfer?
If your points haven't appeared after 24-48 hours, you can contact Chase Ultimate Rewards customer service directly through the number on the back of your credit card or found on their website.
How to combine Marriott Bonvoy points with another member?
Marriott Bonvoy allows members to transfer points to another member's account, with certain limits and conditions. This is typically done directly through the Marriott Bonvoy website or by contacting Marriott customer service.
How to use Marriott Bonvoy points for flights or car rentals?
While generally not the best value, Marriott Bonvoy allows you to redeem points for flights and car rentals through their travel portal. You can find these options under the "Redeem Points" section on the Marriott Bonvoy website.
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