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How to Find Your Chase Bank IBAN Number (UK) – A Comprehensive Guide
Are you looking to receive an international payment into your Chase Bank UK account, or perhaps you need to provide your IBAN for another transaction? While the concept of an IBAN is straightforward, finding the exact one for your Chase UK account requires understanding a few key details. Many online sources focus on Chase in the US, which operates differently. This guide will walk you through the process specifically for Chase Bank in the UK.
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| How To Find Chase Bank Iban Number Uk |
The Crucial Detail: Does Chase UK Use IBANs for Customer Accounts?
Before we dive into how to find it, there's a very important point to clarify: As of July 2025, Chase UK accounts generally do not support direct international payments using IBANs for customer-to-customer transfers.
What does this mean? If someone outside the UK is trying to send money directly to your Chase UK current account via an international bank transfer (wire transfer) that typically requires an IBAN, they might encounter difficulties. Chase UK's own support pages indicate that their accounts cannot currently be used to send or receive money internationally.
However, this doesn't mean IBANs are irrelevant to Chase UK entirely. JPMorgan Chase Bank, N.A., as a larger entity, certainly has IBANs for its institutional operations. If you are dealing with a business or a service that requires an IBAN related to Chase in the UK, it will likely be for a corporate or specific service account, not your personal current account.
Therefore, the primary steps below will focus on understanding what an IBAN is in the UK context and where it would typically be found, with the crucial caveat that for personal Chase UK accounts, direct international wire transfers might not be supported at this time.
Step 1: Understand What an IBAN Is and Why It Matters
Before you go hunting for numbers, let's ensure we're on the same page. Do you know what an IBAN truly represents in the world of international finance?
An IBAN (International Bank Account Number) is an internationally agreed-upon standard for identifying bank accounts across national borders. It was developed to facilitate faster and more accurate international payments. Think of it as a globally recognized, unique address for your bank account.
Why is it important? When sending or receiving money internationally, especially within Europe and many other parts of the world, using an IBAN significantly reduces the chances of errors and delays. It contains all the necessary information about the country, bank, and specific account.
In the United Kingdom, an IBAN consists of 22 characters:
GB (2-letter country code for Great Britain)
Two check digits (calculated to ensure the IBAN's validity)
Four characters from the bank's bank code (often derived from the SWIFT/BIC)
Six-digit sort code (identifies the bank and branch)
Eight-digit bank account number (your specific account)
For example, a typical UK IBAN might look something like: GB29NWBK60161331926819 (this is an example and not a live Chase UK IBAN).
QuickTip: Break reading into digestible chunks.
Step 2: Check Your Chase UK Mobile App or Online Banking (Primary Source)
The most convenient and reliable place to find your account details, including what you might need for transfers, is always your bank's official platforms.
Sub-step 2.1: Log In to Your Chase UK Mobile App
Open the Chase UK Mobile App: Launch the app on your smartphone or tablet.
Sign In Securely: Enter your passcode, fingerprint, or facial recognition to access your account.
Select Your Account: On the main screen, tap on the specific Chase account for which you need details.
Look for "Show Details" or "Account Details": Once you've selected the account, look for an option like "Show details," "Account details," or a similar link. This is usually where you'll find your sort code and account number.
Examine the Information: Here, you will see your sort code (six digits, e.g., 04-00-04 for Monzo, though Chase UK will have its own) and your account number (typically eight digits).
What you will likely not find here for a standard personal account is a full 22-character IBAN. As mentioned, Chase UK personal accounts generally don't facilitate direct international transfers requiring an IBAN.
Sub-step 2.2: Access Chase UK Online Banking (if available for your account type)
If you use online banking via a web browser:
Go to the Official Chase UK Website: Ensure you are on the legitimate Chase UK site (e.g., chase.co.uk).
Log In: Enter your login credentials.
Navigate to Account Information: Similar to the app, find your specific account and look for a section titled "Account details," "My account," or "Statements."
Review the Details: Again, you'll primarily find your sort code and account number here.
If Chase UK were to provide an IBAN for personal accounts in the future, this would be a likely place for it to appear.
Step 3: Consult Your Bank Statements
Bank statements are a traditional source for finding your account information.
Sub-step 3.1: Electronic Statements
Log In to Your Online Banking/App: Access your electronic statements through the mobile app or online banking portal.
Download or View Recent Statements: Locate and open a recent statement for the relevant account.
Scan for Details: Look for your sort code and account number. Some banks in the UK do print the IBAN on statements, typically near the top right corner or in the account details section. Check if Chase UK does this for your account.
Sub-step 3.2: Paper Statements (if you receive them)
If you receive paper statements, locate a recent one and examine the top section or the dedicated account details area.
Step 4: Contact Chase UK Customer Service (The Definitive Answer)
QuickTip: The more attention, the more retention.
If you've checked your app, online banking, and statements and still haven't found an IBAN (or need clarification on international payments), contacting Chase UK directly is the most reliable step.
Sub-step 4.1: Call Chase UK Customer Support
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Find the Official Number: Look for the customer service number on the Chase UK website or your bank card.
Explain Your Need: Clearly state that you are trying to find the IBAN for your Chase UK account, or more importantly, understand how to receive an international payment into your account.
Listen Carefully: The representative will confirm whether your account type supports international IBAN transfers and, if so, provide the necessary details. Be prepared for them to reiterate that direct international transfers to personal accounts are not currently supported by Chase UK. They might suggest alternative methods for receiving money from abroad, such as using a third-party money transfer service like Wise (formerly TransferWise) or Revolut, where the sender sends money to the third-party service, which then pays out to your Chase UK sort code and account number domestically.
Sub-step 4.2: Use In-App Messaging or Secure Online Message
Many modern banking apps, including Chase UK, offer a secure messaging service. This can be a convenient way to ask your question and have a written record of the response.
Step 5: Understanding Alternatives for International Payments to Chase UK
Given the current limitations for direct IBAN transfers to personal Chase UK accounts, it's crucial to understand how you can still receive money from abroad.
Sub-step 5.1: Third-Party Money Transfer Services
This is often the most practical solution. Services like Wise (formerly TransferWise), Revolut, or others specialize in international money transfers.
How it works: The sender sends money to the third-party service in their local currency. The service converts it and then sends the money as a domestic UK transfer to your Chase UK sort code and account number. This bypasses the need for an IBAN for your Chase UK account.
What you'll need to provide: For these services, you will typically provide your Chase UK sort code and your Chase UK account number. The sender will then use the details provided by the third-party service.
Sub-step 5.2: Receiving Funds via SWIFT/BIC (Less Common for Personal Accounts)
While IBANs are common in Europe, the SWIFT/BIC (Society for Worldwide Interbank Financial Telecommunication / Bank Identifier Code) is also used for international transfers, particularly outside of Europe or for larger corporate transactions.
Chase UK's SWIFT/BIC: While your personal Chase UK account may not have a directly associated IBAN for receiving funds, the ultimate parent bank (JPMorgan Chase Bank, N.A. in London) does have a SWIFT/BIC. For JPMorgan Chase Bank, N.A. in London, the primary SWIFT/BIC is CHASGB2LXXX.
Important Note: Providing this SWIFT/BIC along with your sort code and account number to a sender for a direct international wire to your personal Chase UK account is highly unlikely to work given Chase UK's current policy on international payments for consumer accounts. It's vital to confirm with Chase UK customer service if this is an option for your specific account, but typically it is not.
In Summary
Reminder: Focus on key sentences in each paragraph.
Finding your Chase Bank UK IBAN for a personal account is not straightforward, and in most cases, your personal Chase UK account will not have an IBAN for direct international incoming payments. The current functionality of Chase UK for consumer accounts does not support direct international wire transfers.
If you need to receive money from outside the UK, the recommended approach is to use a dedicated international money transfer service that can convert the funds and then send them as a domestic UK transfer to your Chase UK sort code and account number.
10 Related FAQ Questions
Here are 10 "How to" FAQ questions with quick answers related to finding Chase Bank UK IBAN numbers:
How to find my Chase UK sort code?
You can find your Chase UK sort code by logging into your Chase UK mobile app and navigating to your account details, or by checking your bank statements.
How to find my Chase UK account number?
Your Chase UK account number can be found by logging into your Chase UK mobile app and tapping on your account to view details, or by reviewing your bank statements.
How to receive an international payment to my Chase UK account?
Currently, Chase UK personal accounts generally do not support direct international wire transfers. You will likely need to use a third-party international money transfer service (like Wise or Revolut), which can then send the money as a domestic UK transfer to your Chase UK sort code and account number.
How to get a Chase UK IBAN for international transfers?
As of now, personal Chase UK accounts typically do not have an IBAN for direct international incoming transfers. Chase UK's support indicates that these accounts cannot be used to send or receive money internationally in the traditional sense.
QuickTip: Revisit this post tomorrow — it’ll feel new.
How to check if my Chase UK account supports international payments?
The best way to check is to contact Chase UK customer service directly via their app or phone, as their official support pages indicate current limitations on international payments for consumer accounts.
How to use a third-party service to receive international money into Chase UK?
Provide the sender with your Chase UK sort code and account number. The sender will then initiate the transfer through a third-party service (e.g., Wise, Revolut), which will convert the currency and send it as a domestic UK payment to your Chase account.
How to find the SWIFT/BIC code for Chase Bank in the UK?
The SWIFT/BIC code for JPMorgan Chase Bank, N.A. in London is CHASGB2LXXX. However, this code is typically for institutional use and does not usually enable direct international wire transfers to personal Chase UK current accounts.
How to confirm the exact format of a UK IBAN?
A UK IBAN starts with "GB" (country code), followed by two check digits, a four-character bank code (often derived from the SWIFT/BIC), a six-digit sort code, and an eight-digit account number, totaling 22 characters.
How to know if an IBAN is valid for a UK bank?
You can use online IBAN validation tools, but the most accurate way is to ensure the IBAN starts with "GB" and has the correct 22-character length and structure for a UK account. Always confirm details with the recipient's bank if you are sending money.
How to avoid issues when receiving international payments to Chase UK?
Given Chase UK's current limitations, the safest way is to advise the sender to use a reputable international money transfer service that can send the funds as a domestic UK transfer to your Chase UK sort code and account number. Always double-check all details before any transfer.
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