Want to start sending money to friends and family with just an email address or U.S. mobile number? Zelle® through Truist is a fantastic way to do it – fast, safe, and easy! If you're ready to ditch the cash and checks for quick digital payments, you've come to the right place. Let's get you set up with Zelle and Truist, step-by-step!
Your Guide to Enrolling in Zelle with Truist
How Do I Sign Up For Zelle With Truist |
Step 1: Are You Ready to Go Digital? (Engage!)
Before we dive into the technicalities, let's make sure you're geared up for this. Do you have a Truist checking or savings account? Do you have your U.S. mobile number or an email address handy? Excellent! You're already halfway there. Zelle works by linking directly to your bank account, so having an eligible Truist account is the first and most crucial requirement.
Step 2: Accessing Zelle Through Truist Online or Mobile Banking
Zelle isn't a separate app you need to download if you're banking with Truist. Instead, it's integrated right into their existing platforms. This makes it incredibly convenient and secure.
Sub-heading: Via the Truist Mobile App
- Download and Log In: If you haven't already, download the Truist Mobile App from your device's app store (Google Play Store for Android or Apple App Store for iOS). Once downloaded, log in using your Truist online banking credentials.
- Navigate to Transfers: After logging in, look for the "Transfer & Pay" or "Pay & Transfer" section within the app. This is typically found in the main menu or as a prominent icon on the dashboard.
- Find Zelle®: Within "Transfer & Pay," you'll see an option like "Send Money with Zelle®." Tap on this to proceed.
Sub-heading: Via Truist Online Banking (Website)
- Go to Truist.com: Open your web browser and navigate to the official Truist website (Truist.com).
- Log In: Log in to your Truist online banking account using your User ID and password.
- Locate Zelle®: Once logged in, look for a section related to "Transfer & Pay" or "Send Money with Zelle®." This is usually found in the main navigation menu or on your account summary page.
Step 3: Reviewing and Accepting the Zelle® Disclosure
Before you can start sending and receiving money, Truist, in partnership with Zelle, will present you with their terms and conditions.
QuickTip: Slow scrolling helps comprehension.
- Read Carefully: Take a moment to read through the Zelle® disclosure and terms. It's important to understand how the service works, its limitations (like not offering purchase protection for goods and services), and your responsibilities.
- Accept the Terms: Once you've reviewed the information, you'll need to indicate your agreement. Look for a button or checkbox that says "I Agree" or "Accept." This step is mandatory to proceed with enrollment.
Step 4: Enrolling Your Email or U.S. Mobile Number
This is where you tell Zelle how people can send money to you. You'll link a contact point to your Truist account.
- Choose Your Contact Point: You'll be prompted to choose either your email address or your U.S. mobile phone number to enroll with Zelle. You can only link one email address or U.S. mobile number to one bank account at a time for Zelle.
- Select Your Account: Next, you'll need to select the eligible Truist checking or savings account you wish to link to your Zelle profile. This is the account where money sent to you via Zelle will be deposited, and from which money you send will be debited.
- Verification Code: For security purposes, a one-time verification code will be sent to the email address or U.S. mobile number you've chosen to enroll. Do NOT share this code with anyone.
- Enter the Code: Enter the verification code into the provided field in the Truist app or online banking portal. This confirms you own the contact point you're enrolling.
Step 5: Confirmation and Ready to Send!
Once you've successfully entered the verification code, you'll receive a confirmation message.
- Confirmation Message: You'll typically see a message confirming that you are now enrolled with Zelle and ready to start sending and receiving money.
- Start Using Zelle: Congratulations! You're now set up. You can immediately begin sending money to friends, family, or others you trust, simply by using their enrolled email address or U.S. mobile number. You can also receive money from others who send it to your newly enrolled Zelle contact point.
FAQs: Your Zelle® and Truist Questions Answered
How to send money with Zelle through Truist?
To send money, log into the Truist mobile app or online banking, select "Transfer & Pay," then "Send Money with Zelle®." Choose or add a recipient (using their enrolled email or U.S. mobile number), enter the amount, and send!
Tip: Look for small cues in wording.
How to receive money with Zelle through Truist?
Simply provide your enrolled email address or U.S. mobile number to the sender. If you're already enrolled, the money will typically arrive in your linked Truist account within minutes.
How to check my Zelle activity with Truist?
You can view your Zelle transaction history and pending payments directly within the "Send Money with Zelle®" section of your Truist mobile app or online banking.
How to change the account linked to my Zelle profile with Truist?
Go to Zelle® Preferences within the Truist app or online banking, select "Manage Payment Profiles," and then tap on the U.S. mobile number or email you wish to change. You can then select a different Truist account to link.
QuickTip: Scan the start and end of paragraphs.
How to find my Zelle® QR code with Truist?
In the Truist mobile app, go to "Transfer & Pay" > "Send Money with Zelle®" > "Preferences." Your QR code will be displayed there, which you can share to receive money.
How to use a Zelle® QR code to send money with Truist?
In the Truist mobile app, select "Transfer & Pay" > "Send Money with Zelle®" > "Send," then tap the QR code icon. Allow camera access and point your camera at the recipient's QR code.
How to request money with Zelle through Truist?
Within the Zelle® section in your Truist app or online banking, choose "Request," select the individual, enter the amount, add an optional note, review, and tap "Request."
Tip: The middle often holds the main point.
How to cancel a Zelle® payment with Truist?
You can only cancel a Zelle payment if the recipient is not yet enrolled with Zelle. Check the payment status in your Zelle activity. If it's pending, you may have the option to cancel. Once sent to an enrolled recipient, money typically arrives in minutes and cannot be canceled.
How to find my Truist routing and account number for Zelle?
You can find your Truist routing and account number on one of your checks, or by logging into your digital banking (online or mobile) and selecting the account, then "View account details."
How to contact Truist support for Zelle issues?
If you have an issue with a Zelle payment or enrollment, it's best to contact Truist customer support directly. Their contact information can usually be found on the Truist website or within the mobile app.