Ever found yourself staring at that last check in your checkbook, wondering how fast you can get new ones from Bank of America before you're in a bind? You're not alone! Getting checks can feel like a mysterious process, but it's actually quite straightforward, especially with Bank of America's various ordering and delivery options. Let's break it down step-by-step so you know exactly what to expect and how to get your new checks as quickly as possible.
Step 1: Let's Figure Out Your Check-Ordering Style!
Before we dive into the nitty-gritty, tell me: how do you usually manage your banking? Are you a digital guru, always on your phone or computer? Or do you prefer the personal touch of a phone call or even a visit to your local branch? Your preference here will help determine the most efficient way for you to order checks.
- Online Banking Enthusiast? If you're comfortable with online portals and mobile apps, this is often the fastest and most convenient route.
- Phone Call Pro? If you prefer speaking to someone and having them walk you through the options, a quick call to customer service is a great choice.
- In-Person Preferer? For those who like to handle things face-to-face, visiting a Bank of America financial center is always an option.
Once you know your preferred method, we can move on to the actual ordering process!
Step 2: Choosing Your Ordering Method for Speed
Bank of America offers a few primary ways to order checks, each with its own advantages in terms of speed and convenience.
Sub-heading: Option A: Ordering Checks Online (The Speediest Route)
This is generally the quickest and most common way to order checks from Bank of America.
- Log In to Online Banking or Mobile App:
- Website: Go to the Bank of America website and log in to your Online Banking account.
- Mobile App: Open your Bank of America Mobile Banking app and log in.
- Navigate to Check Ordering: Once logged in, look for a section related to "Account Services," "Order Checks & Deposit Tickets," or similar. This is usually easily accessible from your checking or savings account details.
- Select Your Account: Choose the specific checking or savings account for which you need new checks.
- Customize (Optional): You'll typically have options to select your check style, add personalized features, and review pricing. Keep in mind that highly customized checks might take slightly longer to process.
- Confirm Your Order and Shipping: Review all the details, especially your shipping address. Bank of America often partners with Harland Clarke for check printing, and you'll usually see delivery options presented here. This is where you can select expedited shipping if you need them quickly.
- Place Your Order: Finalize the order and make the payment if applicable (some Preferred Rewards clients or certain account types might get free standard checks).
Sub-heading: Option B: Ordering Checks by Phone (Personalized Assistance)
If you prefer speaking with a representative, calling Bank of America's customer service is a good alternative.
- Gather Your Information: Have your account number, routing number, and personal identification information ready.
- Call Customer Service: Dial Bank of America's customer service number. You can usually find this on the back of your debit card or on their official website.
- Request Check Order: Inform the representative that you wish to order new checks. They will guide you through the available styles, pricing, and shipping options.
- Discuss Expedited Shipping: Crucially, remember to ask about expedited shipping options if speed is your priority. They can tell you about overnight or 2-day delivery services and any associated fees.
- Confirm Details: The representative will confirm your order and shipping address.
Sub-heading: Option C: Ordering Checks In-Person at a Financial Center (For Immediate Needs/Support)
While not usually the fastest for delivery, visiting a branch can be helpful for immediate needs or if you have complex questions.
- Visit Your Local Branch: Locate your nearest Bank of America financial center.
- Speak with a Banker: A personal banker can assist you with ordering checks. They can also often provide temporary checks or counter checks on the spot, which are useful if you need a few checks immediately before your main order arrives.
- Discuss Options: They can show you check styles, explain pricing, and help you select shipping methods. Again, inquire about expedited shipping if time is of the essence.
Step 3: Understanding Shipping and Delivery Times (This is Where Speed Comes In!)
This is the core of "how fast" you can get checks. Bank of America, through its partnership with Harland Clarke, offers various shipping options.
Sub-heading: Standard Delivery (The Most Common)
- First Class Mail: This is often the default or most economical option. You can generally expect delivery within 5 to 7 business days after the product has shipped. This method is typically not trackable.
- Standard/Trackable Delivery: This option usually takes 7 to 10 business days after the product has shipped but offers the advantage of being trackable.
Sub-heading: Expedited Delivery Options (When You Need Them ASAP!)
If you're in a hurry, these are your best bets. Keep in mind that these options usually involve an additional fee.
- 2-Day Delivery: With in-plant rush processing included, these checks are typically delivered by the end of the second business day after shipment.
- Overnight PM Delivery: Also includes in-plant rush processing and aims for delivery by the end of the next business day after shipment.
- Overnight AM Delivery: This is the fastest option. With in-plant rush processing, delivery is targeted for by noon the next business day after shipment.
Important Considerations for Expedited Shipping:
- Order Cutoff Times: For expedited delivery methods (Overnight & 2 Day), orders usually need to be placed by 11:00 a.m. local time, Monday-Friday, to ensure same-day shipping. Orders placed after this time or on weekends/holidays will ship the next business day.
- Check Printing Time: While shipping itself is fast, allow 1-2 business days for check printing for all delivery methods except those with "in-plant rush processing" included. The expedited options explicitly state this processing is included.
- PO Box Restrictions: Overnight and 2-Day Delivery Methods generally do NOT deliver to PO Box addresses. If you have a PO Box, you'll likely need to choose First Class Mail.
- Remote Locations: Expedited shipping might not be recommended for reaching very remote locations, and shipments outside the continental U.S. will incur extra charges and may require additional delivery time.
Step 4: Tracking Your Order and What to Do If There's a Delay
Once you've placed your order, especially if you chose a trackable option, you'll want to keep an eye on its progress.
Sub-heading: Checking Your Order Status Online
- Bank of America Online Banking/Mobile App: You can usually review the status of your recent check order directly within your Online Banking account or the Mobile Banking app. Look for the "Order Checks & Deposit Tickets" section, and your recent order status (typically within the last 60 days) should be displayed.
- Harland Clarke Website: Since Bank of America partners with Harland Clarke, you can often track your order directly on Harland Clarke's website (https://www.google.com/search?q=checks.bankofamerica.com or ordermychecks.com) using your order details.
Sub-heading: What if Your Checks Are Delayed?
While rare, delays can happen. If your checks haven't arrived within the expected timeframe:
- Check Tracking (if available): If you opted for a trackable shipping method, use the provided tracking number on the carrier's website (e.g., FedEx, UPS) to see the latest updates.
- Contact Bank of America Customer Service: If there's no tracking information or the tracking shows a problem, call Bank of America customer service. They can look into the order status with Harland Clarke and help resolve any issues.
- Visit a Financial Center: For urgent situations, visiting a financial center might be the best option. They can assess the situation and potentially issue temporary checks.
Step 5: Planning Ahead for Future Check Needs
To avoid the stress of running out of checks, it's always a good idea to plan.
- Order When You're Down to One Book: Don't wait until you're on your last few checks. As soon as you open your final book, place a new order.
- Consider Online Bill Pay: Many payments today can be made electronically through Bank of America's Online Bill Pay service. This eliminates the need for checks entirely for recurring bills like rent, utilities, and credit cards, and often processes as soon as the next business day.
- Explore Other Payment Methods: For situations where checks are traditionally used, consider alternatives like Zelle (for person-to-person payments), ACH payments (for certain business transactions), or money orders/cashier's checks from the bank for larger, secure payments.
By following these steps and understanding your options, you can ensure you get your Bank of America checks as fast as you need them, whether it's through standard delivery or an expedited service!
10 Related FAQ Questions
How to order checks from Bank of America online?
Log in to your Bank of America Online Banking account or Mobile App, navigate to "Order Checks & Deposit Tickets" or "Account Services," select your account, customize your checks, choose your shipping, and confirm your order.
How to track a check order from Bank of America?
If you chose a trackable shipping method, you'll typically receive an email with tracking information. You can also check the status of your recent order directly within your Bank of America Online Banking or Mobile App, or on the Harland Clarke website using your order details.
How to get expedited checks from Bank of America?
During the online or phone ordering process, look for options like "2-Day," "Overnight PM," or "Overnight AM" delivery. Be aware that these options incur additional fees and have specific cutoff times for same-day shipping.
How to get temporary checks from Bank of America?
You can usually obtain temporary or counter checks by visiting a Bank of America financial center in person. A bank associate can print a few checks for immediate use while you await your full order.
How to find out the cost of ordering checks from Bank of America?
The cost of checks varies based on the style and quantity you choose. You will see the exact pricing during the online ordering process, or a customer service representative can provide this information over the phone or in person. Preferred Rewards clients and certain account types may qualify for free standard checks or discounts.
How to reorder checks from Bank of America?
If you've ordered checks before, you can often quickly reorder the same style by logging into your Bank of America Online Banking or Mobile App. Your recent order history (typically within 60 days) will be displayed for easy reordering.
How to change my shipping address for a check order with Bank of America?
When ordering checks online, you'll have the opportunity to review and confirm your shipping address. If you need to change it for an existing order or for future orders, you'll need to contact Bank of America customer service or update your address in your general account profile.
How to pay for check orders from Bank of America?
The cost of your check order will typically be debited directly from the checking or savings account for which you are ordering checks.
How to know if my Bank of America account allows checks?
Most standard checking accounts with Bank of America allow for personal checks. However, some specific account types, like certain SafeBalance accounts, may not support personal paper checks. If you're unsure, you can confirm this by checking your account details online, in your account agreement, or by contacting Bank of America customer service.
How to find my Bank of America account number and routing number for ordering checks?
You can find your full account number and routing number by logging into your Bank of America Online Banking or Mobile App. These numbers are also typically printed on existing checks if you have any.
