Ever found yourself staring at an empty checkbook, realizing you're down to your last few checks, and wondering just how long it'll take for new ones from Bank of America to arrive? You're not alone! It's a common question, and understanding the different shipping options and timeframes can save you a lot of last-minute stress.
This comprehensive guide will walk you through everything you need to know about ordering checks from Bank of America, from placing your order to understanding delivery expectations and even tracking your shipment. Let's get started!
Step 1: Are You Ready to Order?
Before we dive into the nitty-gritty of shipping times, let's make sure you're prepared. Have you run out of checks entirely, or are you just getting low? Knowing your urgency will help you choose the best shipping method.
- Consider your current check supply: Do you have enough to last you a week? Two weeks? More?
- Think about your upcoming payments: Are there any bills or transactions coming up that absolutely require a physical check?
- Verify your account information: Ensure you have your Bank of America account number readily available.
Once you've assessed your needs, you're ready to proceed!
 |
| How Long Do Bank Of America Checks Take To Arrive |
Step 2: Choosing Your Ordering Method
Bank of America offers several convenient ways to order checks. Each method has its own advantages, so pick the one that suits you best.
Reminder: Short breaks can improve focus.
Sub-heading: Online Banking - The Quickest Route
- How to: This is by far the most popular and often fastest way to order checks.
- Log in to your Bank of America Online Banking account.
- Navigate to the "Account Services" or "Order Checks" section. The exact wording might vary slightly, but it's usually easy to find.
- Follow the prompts to select your check style, quantity, and any personalization options.
- Crucially, during this process, you'll be presented with shipping options and their estimated delivery times. Pay close attention here!
- Confirm your shipping address and payment details.
- Submit your order.
Sub-heading: Mobile Banking App - On the Go Convenience
- How to: If you prefer managing your finances from your smartphone, the Bank of America Mobile Banking app is a great option.
- Open the Bank of America Mobile Banking app and log in.
- Navigate to your checking or savings account.
- Look for an option like "Order Checks & Deposit Tickets."
- The app will guide you through the customization and shipping choices, similar to the online banking portal.
- Review your order and confirm.
Sub-heading: Phone - For Personalized Assistance
- How to: If you prefer to speak with a representative or have specific questions about your order, calling customer service is a good choice.
- Call Bank of America customer service. You can usually find the number on the back of your debit card or on the Bank of America website.
- Have your account information ready.
- A representative will assist you in placing your check order, detailing available styles, pricing, and shipping options.
- Benefit: This method can be helpful if you're unsure about the online process or want to discuss options not clearly presented online.
Sub-heading: In-Person at a Financial Center - When You Need a Human Touch
- How to: While less common for ordering checks these days, you can still visit a Bank of America financial center.
- Locate your nearest Bank of America financial center.
- Speak with a bank associate who can help you place your check order.
- Note: This might not be the fastest method for receiving your checks, as the order still needs to be processed and shipped, but it offers in-person assistance for placing the order itself.
Step 3: Understanding Bank of America Check Delivery Timeframes
This is where the rubber meets the road! Bank of America, through its partner Harland Clarke, offers several shipping options, each with a different delivery timeframe and associated cost.
Sub-heading: Standard Delivery Options
These are your typical, more economical choices.
-
First Class Mail:
- Delivery Time: Generally arrives 5 to 7 business days after the product has shipped.
- Compatibility: PO Box compatible.
- Tracking: Not trackable. This is an important distinction – once it's in the mail, you won't have a tracking number.
-
Standard/Trackable Delivery (often called CheckProtect® for business checks):
- Delivery Time: Typically arrives 7 to 10 business days after the product has shipped.
- Compatibility: PO Box compatible.
- Tracking: Trackable delivery. This is a great option if you want to keep an eye on your order's progress without paying for expedited shipping.
Sub-heading: Fast & Trackable Options (Expedited Shipping)
If you're in a hurry, these options will get your checks to you much faster, but at a higher cost. These typically include "in-plant rush processing."
-
2 Day Delivery:
- Delivery Time: Delivered by the end of the second business day after the order is placed and processed.
- Important Note: Orders must usually be placed by 11:00 a.m. local time, Monday-Friday, for this service.
- Compatibility: PO Box delivery is generally not available.
- Tracking: Trackable delivery.
-
Overnight PM:
- Delivery Time: Delivered by the end of the next business day after the order is placed and processed.
- Important Note: Orders must usually be placed by 11:00 a.m. local time, Monday-Friday, for this service.
- Compatibility: PO Box delivery is generally not available.
- Tracking: Trackable delivery.
-
Overnight AM:
- Delivery Time: Delivered by noon the next business day after the order is placed and processed. This is the fastest option.
- Important Note: Orders must usually be placed by 11:00 a.m. local time, Monday-Friday, for this service.
- Compatibility: PO Box delivery is generally not available.
- Tracking: Trackable delivery.
Key Considerations for Delivery Times:
- Business Days: Remember, delivery times are almost always quoted in business days, meaning Monday through Friday, excluding holidays.
- Processing Time: For standard delivery methods, allow 1-2 business days for check printing before the shipping timeframe begins. Expedited options often include "in-plant rush processing" to minimize this.
- Cutoff Times: For expedited shipping, there are strict daily cutoff times (e.g., 11:00 a.m. local time). If you miss the cutoff, your order will be processed the next business day, delaying delivery.
- Location Restrictions: Some ZIP code restrictions may apply, and remote locations or shipments outside the continental U.S. may incur extra charges and require additional delivery time. PO Box addresses are often not supported for expedited options.
Step 4: Tracking Your Bank of America Check Order
If you opted for a trackable shipping method, you'll want to keep an eye on your checks!
Tip: Use this post as a starting point for exploration.
Sub-heading: Online Tracking
- How to:
- Log in to your Bank of America Online Banking account.
- Navigate to the "Account Services" or "Order Checks" section.
- Look for an option like "Check Order Status" or "View Recent Order." Your recent order (typically within the last 60 days) should be displayed at the top of the page.
- If a tracking number is available, click on it to see the detailed shipping progress. This will likely redirect you to the carrier's website (e.g., FedEx).
Sub-heading: Mobile App Tracking
-
How to:
- Open the Bank of America Mobile Banking app and log in.
- Go to your checking or savings account.
- Select "Order Checks & Deposit Tickets."
- Your recent order status, including tracking information if applicable, should be visible.
-
Pro Tip: If you haven't received tracking information for a trackable order, check your email (including spam/junk folders) for shipping notifications from Bank of America or their check provider (Harland Clarke).
Step 5: What If My Checks Don't Arrive?
While rare, sometimes things go awry. If your checks don't arrive within the expected timeframe, here's what to do:
Sub-heading: Review Your Order Details
- Double-check the shipping address you provided during the order process. A simple typo could send your checks to the wrong place.
- Verify the estimated delivery window for the shipping method you chose. Allow for the full range of business days.
Sub-heading: Contact Bank of America Customer Service
- If the estimated delivery window has passed and your checks still haven't arrived, it's time to reach out to Bank of America.
- Be prepared with your account number and the date you placed the order.
- Explain the situation to the representative, who can then investigate the order status and arrange for a reorder if necessary.
6. General Tips for Ordering Bank of America Checks
- Order in Advance: To avoid any stress or need for expedited shipping fees, always try to order new checks before you're down to your last few.
- Consider Quantity: Think about how often you use checks and order a quantity that will last you a reasonable amount of time.
- Preferred Rewards Benefits: If you're a Bank of America Preferred Rewards client, you might qualify for free standard check styles or discounts on non-standard styles. It's worth checking your benefits!
- Alternative Payment Methods: In today's digital age, many payments can be made electronically. Consider using online bill pay, Zelle®, or direct transfers to reduce your reliance on physical checks, especially for recurring payments.
10 Related FAQ Questions
Here are 10 frequently asked questions about Bank of America checks, with quick answers:
How to reorder checks from Bank of America online?
Log in to your Bank of America Online Banking account, navigate to "Account Services" or "Order Checks," and follow the prompts to reorder.
How to track my Bank of America check order status?
Log in to your Bank of America Online or Mobile Banking, go to the "Order Checks" section, and look for your recent order status or a tracking link if you chose a trackable shipping option.
Tip: Read once for flow, once for detail.
How to get free checks from Bank of America?
Bank of America Preferred Rewards clients may qualify for free standard checks. Check your specific account benefits or Preferred Rewards tier details for eligibility.
How to change my shipping address for a Bank of America check order?
You'll need to update your address on file with Bank of America through Online Banking, the mobile app, or by contacting customer service before placing your check order. If an order is already placed, contact customer service immediately.
How to find my Bank of America account number for ordering checks?
You can find your full account number by logging into Bank of America Online Banking or the mobile app, or by referring to a recent bank statement.
How to order deposit slips from Bank of America?
Deposit slips can be ordered at the same time as checks through Bank of America Online Banking or the mobile app, typically found under the "Order Checks & Deposit Tickets" section.
QuickTip: A quick skim can reveal the main idea fast.
How to stop payment on a Bank of America check?
You can request a stop payment on a personal check via Online Banking or by calling Bank of America customer service. Be prepared with the check number and amount.
How to expedite a Bank of America check order?
When ordering checks online or via phone, select one of the expedited shipping options such as "2 Day," "Overnight PM," or "Overnight AM" for faster delivery, noting the associated fees and cutoff times.
How to determine if my Bank of America account allows checks?
Most standard checking accounts allow check writing. If you're unsure, review your account's terms and conditions or contact Bank of America customer service directly to confirm. Some newer account types, especially those with no overdraft fees, may not include check-writing capabilities.
How to contact Bank of America about a delayed check order?
If your checks haven't arrived within the expected timeframe, contact Bank of America customer service by phone with your account details and order date.
 |
