Breaking down on the side of the road is never a fun experience, but knowing you have reliable roadside assistance can turn a stressful situation into a manageable one. Allstate offers several ways to get roadside help, each with its own cost structure and benefits. Let's dive into how much Allstate roadside assistance costs and what options are available to keep you covered.
Step 1: Are You Already Covered? Let's Find Out!
Before we even talk about new plans, let's figure out if you might already have some form of Allstate roadside assistance! Many people unknowingly have this coverage through various avenues.
- Do you have an Allstate Auto Insurance Policy? Go grab your policy documents or log into your Allstate online account. Look for "Roadside Assistance" or "Towing & Labor" coverage. It might be a small add-on that costs as little as $25 per vehicle per year! This is often the cheapest way to get basic coverage if you're already an Allstate customer.
- Are you an AARP Member? AARP members can get discounted rates on Allstate Roadside Assistance plans. If you're an AARP member, you might be eligible for plans starting as low as $5.50 per month ($66 for the first year).
- Do you have a new car? Some new car purchases come with complimentary roadside assistance for a certain period or mileage. Check your vehicle's owner's manual or warranty information.
- Do you have certain credit cards? Many credit cards offer complimentary roadside assistance as a benefit. Call your credit card company to inquire.
If you found you're already covered, great! You might not need to do anything further. If not, or if your current coverage doesn't meet your needs, keep reading!
Tip: Every word counts — don’t skip too much.
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| How Much Does Allstate Roadside Assistance Cost |
Step 2: Understanding Allstate's Roadside Assistance Options
Allstate provides three primary ways to get roadside assistance, each catering to different needs and budgets:
Sub-heading: Option 1: The Insurance Policy Add-On (For Allstate Auto Customers)
This is typically the most cost-effective solution for those who already have an Allstate car insurance policy.
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- What it is: You add roadside assistance directly to your existing auto insurance policy.
- Cost: As mentioned, it can be as low as $25 per vehicle per year. This makes it an incredibly affordable option for peace of mind.
- Benefits: Usually covers basic services like towing (often with a mileage or dollar limit, e.g., $150 per tow or 10 miles), jump-starts, flat tire changes, fuel delivery (you pay for the fuel), and lockout services. The exact limits will be detailed in your policy.
- Who it's for: Ideal for Allstate auto insurance customers who want basic, affordable roadside coverage without a separate membership.
Sub-heading: Option 2: Allstate Roadside Membership Plans (No Allstate Policy Required)
If you don't have Allstate auto insurance, or you want more comprehensive coverage than the basic add-on, Allstate offers dedicated roadside membership plans through their Motor Club. These plans provide more extensive benefits and are available to anyone.
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What it is: Standalone membership plans that you purchase directly from Allstate.
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Plans & Costs: Allstate generally offers two main membership plans, with slightly different features and pricing:
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Roadside Assist:
- First-year cost: Approximately $73 (or $6.09/month).
- Renewal cost: Approximately $78 per year (or $6.50/month).
- AARP Member Cost (First Year): Around $66 (or $5.50/month).
- AARP Member Renewal Cost: Around $83 per year (or $6.92/month).
- Benefits: Typically includes up to 5 rescues per year, 24/7 roadside assistance, 10 miles of towing per rescue, jump starts, fuel delivery (you pay for fuel), lockout assistance, and tire changes. You can usually add a second household member at no extra charge. Additional household members (up to 5) can be added for an extra fee (around $45/year for non-AARP, $41/year for AARP).
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Roadside Advantage:
- First-year cost: Approximately $89 (or $7.42/month).
- Renewal cost: Approximately $105 per year (or $8.75/month).
- AARP Member Cost (First Year): Around $76 (or $6.33/month).
- AARP Member Renewal Cost: Around $89 per year (or $7.42/month).
- Benefits: Includes everything in Roadside Assist, plus additional benefits like:
- Trip Interruption (up to $1,500 reimbursement for expenses like lodging, meals, and car rental if you break down more than 100 miles from home).
- Tire and Wheel Repair & Replacement (reimbursement up to $100 per incident, typically twice a year, for road hazard damage).
- You can also add a second household member for free, and additional members for an extra fee (around $45/year for non-AARP, $38/year for AARP).
- Note: Some sources also mention a "Roadside Elite" plan with higher towing limits (e.g., 100 miles) and road hazard benefits, costing around $164 for the first year and $179 for renewal. It's always best to check the Allstate website directly for the most current offerings.
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Who it's for: Drivers who want comprehensive roadside coverage, travel frequently, or don't have an Allstate auto insurance policy. The Roadside Advantage plan is particularly beneficial for those seeking trip interruption and tire protection.
Sub-heading: Option 3: Pay-Per-Use Service (On-Demand Help)
For those who rarely need roadside assistance and prefer not to pay an annual fee, Allstate offers a convenient pay-per-use option.
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- What it is: You only pay for the service when you need it.
- Cost: Prices are per service. Towing typically starts at $154, with other services having varying prices.
- Benefits: Provides immediate, on-demand assistance without any prior commitment. You can request and pay for services directly through the Allstate mobile app.
- Who it's for: Drivers who rarely encounter vehicle issues, have other forms of emergency funds, or prefer the flexibility of paying only when necessary.
Step 3: Deciding Which Option is Right For You
Now that you know the options and their costs, how do you choose? Consider these factors:
Sub-heading: Your Current Insurance Situation
- Are you an Allstate auto insurance policyholder? If yes, the insurance add-on is likely your most economical choice for basic coverage.
- Are you with another insurer, or do you not have auto insurance? Then a membership plan or pay-per-use will be your go-to.
Sub-heading: Your Driving Habits
- How often do you drive? If you drive frequently, especially long distances, a membership plan offers more value and peace of mind.
- Do you have an older car? Older vehicles are more prone to breakdowns, making a membership a wise investment.
- Do you travel often? The "Roadside Advantage" plan with trip interruption benefits can be a lifesaver for frequent travelers.
Sub-heading: Your Budget and Risk Tolerance
- Are you on a tight budget and rarely experience car trouble? The pay-per-use option might be sufficient. Just be prepared for the higher per-service cost.
- Do you prefer predictable, lower annual costs? The insurance add-on or a membership plan provides this.
- How comfortable are you with unexpected expenses? Having a plan means you avoid potentially high out-of-pocket costs during a breakdown.
Step 4: How to Purchase Allstate Roadside Assistance
Once you've decided on the best option for you, here's how to get it:
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Sub-heading: For the Insurance Policy Add-On:
- Contact your Allstate Agent: The easiest way to add this to your existing policy is to call your Allstate agent. They can quickly update your policy.
- Log into your My Allstate Account: Many policyholders can add or modify coverage directly through their online Allstate account.
- Call Allstate Customer Service: You can also call the general Allstate customer service line to inquire about adding roadside assistance.
Sub-heading: For Membership Plans:
- Visit the Allstate Roadside Assistance Website: Go to Allstate.com and navigate to their "Roadside Assistance" section. You'll find options to explore and purchase membership plans online.
- Call Allstate's Roadside Assistance Sales Line: If you prefer speaking to someone, you can call their dedicated sales line.
- AARP Members: If you're an AARP member, ensure you access the AARP-specific Allstate Roadside Assistance page or mention your AARP membership when calling to get the discounted rates.
Sub-heading: For Pay-Per-Use Service:
- Download the Allstate Mobile App: This is the primary way to access pay-per-use service. The app allows you to request help, track the service provider, and pay for the service.
- Visit roadside.allstate.com: You can also initiate a pay-per-use request through Allstate's roadside website.
- Call 1-800-347-8880: While the app is preferred for pay-per-use, you can also call this number for immediate assistance.
Step 5: What Happens When You Need Help?
Regardless of the option you choose, the process for requesting assistance is generally similar:
- Open the Allstate Mobile App or Visit the Website: This is the fastest and most efficient way to request service.
- Provide Your Location and Vehicle Information: The app uses GPS to pinpoint your location, or you can manually enter it. You'll also need to provide details about your vehicle and the type of assistance you need (e.g., flat tire, tow, jump start).
- Track Your Rescuer: Allstate's system allows you to track the assigned service provider in real-time on a map, similar to ride-sharing apps. You'll also receive SMS updates.
- Receive Service: The service provider arrives and helps you with your vehicle issue.
- Payment (for Pay-Per-Use): If you're on a pay-per-use plan, you'll pay the service provider directly or through the app after the service is rendered. For insurance add-on or membership plans, the service is typically covered up to your plan's limits.
Final Thoughts on Allstate Roadside Assistance Costs
Allstate provides a flexible range of options for roadside assistance, making it accessible to a wide variety of drivers. From the highly affordable add-on for existing policyholders to the comprehensive membership plans and the convenient pay-per-use option, you can select the coverage that best fits your needs and budget. Remember, the peace of mind that comes with knowing help is just a call or tap away is often priceless when you're stranded on the road.
How to FAQs: Quick Answers to Your Allstate Roadside Assistance Questions
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How to know if I already have Allstate roadside assistance?
- Check your Allstate auto insurance policy documents or log into your My Allstate online account. Alternatively, call your Allstate agent or customer service.
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How to get the cheapest Allstate roadside assistance?
- If you have an Allstate auto insurance policy, adding roadside assistance to it (starting at $25/year) is generally the cheapest option.
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How to get Allstate roadside assistance if I don't have Allstate insurance?
- You can purchase a standalone Allstate Roadside membership plan (Roadside Assist or Roadside Advantage) or use their pay-per-use service.
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How to save money on Allstate roadside assistance membership?
- If you are an AARP member, you can get discounted rates on Allstate Roadside membership plans.
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How to request Allstate roadside assistance when I'm stranded?
- The easiest way is through the Allstate Mobile App. You can also visit roadside.allstate.com or call 1-800-347-8880.
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How to track my Allstate roadside assistance provider?
- Through the Allstate Mobile App or by following the link in the SMS updates you receive after requesting service.
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How to add a family member to my Allstate roadside assistance plan?
- Membership plans often allow you to add a second household member for free. Additional members can usually be added for an extra annual fee. Contact Allstate directly for specific details on your plan.
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How to cancel Allstate roadside assistance?
- Contact your Allstate agent or Allstate customer service directly to cancel your coverage or membership.
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How to get reimbursed for an Allstate roadside assistance service?
- If you used your own service provider and your plan allows for reimbursement, you'll need to submit an invoice to Allstate. Check your policy or membership details for the specific reimbursement process.
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How to compare Allstate roadside assistance to other providers like AAA?
- Consider annual cost, towing limits (miles), number of service calls allowed per year, included services (e.g., trip interruption, tire repair), and any additional member benefits (like discounts). Allstate and AAA both offer comprehensive plans, so compare based on your specific needs.
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