Want to unlock potential savings on your Allstate car insurance? Drivewise is a fantastic program that can reward you for your safe driving habits. By using the Allstate app, you can get personalized feedback on your driving, earn discounts, and even access helpful features like crash detection. Ready to get started? Let's dive in!
Setting Up Drivewise on the Allstate App: A Comprehensive Step-by-Step Guide
This guide will walk you through the entire process of setting up Drivewise on your Allstate app, from downloading to driving and beyond.
How To Set Up Drivewise On Allstate App |
Step 1: Get the Allstate App and Log In
This is where your journey to potential savings begins!
Sub-heading 1.1: Download the Allstate Mobile App
- For iPhone users: Open the App Store on your device, search for "Allstate," and tap "Get" to download.
- For Android users: Open the Google Play Store on your device, search for "Allstate," and tap "Install" to download.
Sub-heading 1.2: Log In or Create Your Account
Once the app is installed, open it up.
- Existing Allstate Customers: If you already have an Allstate "My Account," simply enter your username and password to log in.
- New to Allstate Online: If you don't have a "My Account" yet, tap "Register" and follow the prompts to create one. You'll typically need to provide your policy information.
- Forgotten Password/Username? No worries! Look for the "Login Help" or "Forgot Password" option to recover your credentials.
Step 2: Activate Drivewise within the App
Now that you're logged in, it's time to enable Drivewise.
QuickTip: Keep a notepad handy.
Sub-heading 2.1: Navigate to the Drivewise Section
- Once you're in the Allstate app, you'll usually see a prominent section or tile for "Drivewise" on your dashboard or main screen. Tap on it.
- If you don't see it immediately, explore the app's menu or settings; it's generally easy to find.
Sub-heading 2.2: Accept Terms and Conditions
- You will be presented with the Drivewise Terms of Service. It's important to read these carefully to understand how your data will be collected and used.
- Scroll to the bottom of the agreement and tap "I Accept" or "Continue" to proceed. You may need to scroll all the way to the end for the button to become active.
Sub-heading 2.3: Grant Necessary Permissions
This is a crucial step for Drivewise to function correctly. The app needs access to certain phone features to accurately track your driving.
- Location Services: You must set your location services for the Allstate app to "Always Allow" (on iOS) or "Allow all the time" (on Android). This ensures that the app can track your trips even when it's running in the background. Without this, Drivewise cannot accurately record your driving.
- Motion & Fitness (iOS) / Physical Activity (Android): Granting this permission allows the app to detect when your phone is in motion, helping it to distinguish between driving and other activities.
- Other Permissions: The app may also ask for other permissions like notifications. It's recommended to allow these so you can receive important updates and feedback.
Step 3: Enroll Additional Drivers (Optional, but Recommended for Maximum Savings)
If there are other drivers on your Allstate policy who will be using Drivewise, it's highly recommended they also enroll.
- Each additional enrolled driver will need to:
- Have their own Allstate "My Account" linked to your policy.
- Download the Allstate mobile app onto their smartphone.
- Log in using their existing My Account credentials.
- Tap on Drivewise to activate and accept all requested permissions (just like you did).
- Take a trip to start collecting data.
Step 4: Start Driving and Earning!
Congratulations! You're now all set up.
Sub-heading 4.1: Take Your First Trip
- The most exciting part! Just drive as you normally would. The Allstate app, with Drivewise activated, will automatically detect your trips.
- You don't need to open the app every time you drive. As long as the necessary permissions are granted and your phone has adequate battery and cellular service, it will track your trips in the background.
Sub-heading 4.2: Understand What Drivewise Tracks
Drivewise generally monitors the following behaviors to determine your savings:
Reminder: Short breaks can improve focus.
- Speed: Aim to stay within safe speed limits.
- Braking: Avoid hard or extreme braking events.
- Time of Day: Driving late at night (e.g., 11 PM to 4 AM) can sometimes be considered higher risk.
- Phone Activity: Some versions of Drivewise also monitor phone usage while driving.
Sub-heading 4.3: Monitor Your Progress
- After each trip, you'll typically see a trip summary in the app, showing your route, speed, braking events, and other insights.
- You can access your Drivewise dashboard in the app to view your overall driving score, estimated discount, and personalized feedback.
- Important Note: You generally won't see your estimated discount immediately. It often takes a minimum number of trips (e.g., 50 trips) or a certain monitoring period (e.g., 30-90 days or until your next policy renewal) for Allstate to calculate your personalized rate.
Step 5: Optimize Your Drivewise Experience and Savings
To maximize your benefits and ensure smooth operation:
Sub-heading 5.1: Keep Your App and Phone Software Updated
- Regularly check for updates to the Allstate app in your App Store or Google Play Store.
- Ensure your phone's operating system (iOS or Android) is also up to date. Updates often include bug fixes and performance improvements.
Sub-heading 5.2: Manage Phone Settings for Optimal Tracking
- Battery Optimization: On Android, ensure that the Allstate app is not subject to aggressive battery optimization or "sleep" modes that might prevent it from running in the background. Go to your phone's battery settings and make sure the Allstate app is "Not Optimized" or allowed to run freely.
- Precise Location: For the most accurate tracking, ensure "Precise Location" is enabled for the Allstate app in your phone's location settings.
- Battery Level: Keep your phone adequately charged (at least 5% battery) as Drivewise may limit features or stop tracking if the battery is too low.
Sub-heading 5.3: Review and Correct Trips (If Necessary)
- Drivewise is designed to differentiate between driving and being a passenger, but it's not always perfect.
- If the app incorrectly identifies you as a driver when you were a passenger, you can usually manually edit the trip within the app to change the mode of transportation. This is crucial as only driver trips count towards your score.
Sub-heading 5.4: Engage with Drivewise Features
- Explore other features the app might offer, such as crash detection, parking reminders, or driving challenges, which can further enhance your experience and safety.
10 Related FAQ Questions: How to...
Here are some quick answers to common questions about setting up and using Drivewise:
How to Check if Drivewise is Activated on My Allstate App?
You can check by logging into the Allstate app and navigating to the Drivewise section. If it says "Activated" or "Monitoring," you're all set. If it says "Setup" or similar, tap and follow the prompts.
How to Ensure My Phone is Tracking Trips Accurately with Drivewise?
Make sure your phone's location services for the Allstate app are set to "Always Allow" (iOS) or "Allow all the time" (Android), and that "Motion & Fitness" or "Physical Activity" permissions are granted. Also, ensure your battery is adequately charged and your phone's battery optimization settings aren't hindering the app.
Tip: Make mental notes as you go.
How to Rejoin Drivewise if I Previously Unenrolled?
You can typically rejoin Drivewise at any time directly through the Allstate app by navigating to the Drivewise section and following the activation prompts.
How to Manage Multiple Drivers on a Single Drivewise Policy?
Each additional driver on your policy needs to download the Allstate app on their own smartphone, log in with their "My Account" credentials, activate Drivewise, and grant all necessary permissions.
How to Understand My Drivewise Score and Feedback?
The Drivewise dashboard in the app provides personalized feedback on your driving habits, including insights into speed, braking, and time of day. This data helps you understand how your driving contributes to your score and potential savings.
How to Contact Allstate Support if I Have Trouble Setting Up Drivewise?
You can typically find contact information for Allstate customer service within the app's "Help" or "Support" section, or by visiting the Allstate website. They usually offer phone numbers and chat options.
QuickTip: Short pauses improve understanding.
How to Turn Off Drivewise Temporarily?
Within the Allstate app, usually under your "Profile" or "Settings," you can find a "Drivewise" section where you might have an option to temporarily "Toggle Drivewise from Active to Off" or "Pause" tracking. Remember to reactivate it when you resume driving.
How to Opt Out of Drivewise Completely?
You can generally opt out of Drivewise by turning off the necessary permissions within the app (like location services) or by deleting the app from your device. You may also contact Allstate customer service for assistance with unenrollment.
How to Fix Drivewise Not Recording My Trips?
First, check that your app is updated to the latest version and your phone's operating system is current. Then, verify that location services are set to "Always Allow" and other permissions are granted. Sometimes, fully exiting and re-opening the app or restarting your phone can resolve minor glitches.
How to Maximize My Savings with Allstate Drivewise?
Consistently practice safe driving habits, including maintaining safe speeds, avoiding hard braking, and limiting late-night driving. Ensure all eligible drivers on your policy are enrolled and actively using Drivewise to potentially maximize your household's discount.