The desire to stay fit and healthy is a universal goal, and for many USAA members, the question of "how much is USAA Active and Fit" is a key consideration in achieving that goal. This comprehensive guide will walk you through everything you need to know about the USAA Active&Fit Direct program, including its cost, benefits, and how to get started on your fitness journey.
Unlocking Your Fitness Potential with USAA Active&Fit Direct
Are you ready to take control of your fitness, but worried about the cost of gym memberships? If you're a USAA member, you're in luck! The USAA Active&Fit Direct program offers a fantastic and affordable way to access a vast network of fitness centers and virtual workouts. It's designed to make health and wellness more accessible for those who serve and have served, along with their families.
Let's dive into the details and get you started!
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| How Much Is Usaa Active And Fit |
Step 1: Understanding What USAA Active&Fit Direct Is
Before we get into the "how much," it's crucial to understand what the Active&Fit Direct program through USAA truly is. It's not a direct gym membership with USAA itself, but rather a discounted fitness program offered through USAA Perks, in alliance with American Specialty Health Fitness, Inc. (ASH). This means you're getting access to a wide network of gyms and fitness resources at a significantly reduced rate.
What Does It Offer?
- Extensive Gym Network: Gain access to a vast network of participating fitness centers nationwide. This includes popular chains like 24 Hour Fitness®, Anytime Fitness®, Gold's Gym®, Workout Anytime®, Crunch Fitness®, and many more.
- Premium Studio Access: Beyond traditional gyms, you can also access a wide array of premium exercise studios offering specialized classes like Pure Barre®, Club Pilates®, YogaSix®, and various yoga, cycling, and other boutique fitness options.
- Thousands of On-Demand Workout Videos: For those who prefer to work out from the comfort of their home, the program provides access to over 13,000 workout videos designed for all fitness levels. This is a huge benefit for flexibility!
- 1:1 Well-Being Coaching: As part of your membership, you can also receive one-on-one coaching for areas like fitness, nutrition, and stress management.
- Flexibility: There are no long-term contracts, giving you the freedom to change your mind or switch gyms as your needs evolve.
- Spouse Membership Options: You can enroll your spouse or domestic partner, allowing them to also benefit from the program and save on their fitness journey.
Step 2: Demystifying the Cost – How Much Is It?
This is often the first question on everyone's mind! The cost of USAA Active&Fit Direct is refreshingly straightforward and designed to be affordable.
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The Standard Cost:
- Monthly Fee: For the standard program, you'll pay $28 per month.
- Initial Payment: When you first enroll, you typically pay for your first two months of membership, which includes an enrollment fee.
- Note: There have been promotions in the past where enrollment fees for standard gyms were waived for a limited time (e.g., June 1 to August 31, 2025, for a previous promotion). Always check the official USAA Active&Fit Direct page for current promotions.
- No Yearly Maintenance Fees: Unlike many traditional gym memberships, there are no additional yearly maintenance fees.
What About Premium Options?
If you choose to access premium exercise studios, the cost will be higher than the standard $28/month. The fees for premium studios exceed $28/month, plus applicable enrollment fees and taxes, and will vary based on the specific studio you select.
Multiple Gym Memberships:
You can purchase multiple standard and premium gym memberships. If you do so, you may receive a $5 discount off the monthly fee for each membership purchased after your first one. For example, if you have one standard gym membership ($28) and purchase an additional standard gym membership ($23 with the discount), your total monthly payment would be $51 (plus applicable taxes).
Spouse/Domestic Partner Cost:
If you add a spouse or domestic partner to your primary membership, they will also pay monthly fees. Their initial payment will include the first two months' membership plus an enrollment fee, and subsequent monthly fees will generally be the same as the primary member's standard rate of $28/month for standard gyms. Fees may vary based on the fitness center selection.
Step 3: Eligibility – Can You Join?
The USAA Active&Fit Direct program is a benefit offered to USAA members. This generally includes:
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- Current and former military members (including those serving in the Army, Air Force, Navy, Marines, Coast Guard, and National Guard and Reserve).
- Spouses of USAA members.
- Children of USAA members who meet specific age requirements (typically 18 years or older for enrollment in the program).
To confirm your eligibility, the best approach is to visit the official USAA Perks website and navigate to the Active&Fit Direct section.
Step 4: Step-by-Step Guide to Enrolling
Ready to get started? Here's how to enroll in the USAA Active&Fit Direct program:
Sub-step 4.1: Access the USAA Perks Website
- Visit the official USAA website: Go to USAA.com.
- Navigate to USAA Perks: Look for a section related to "Perks," "Discounts," or "Health & Wellness." You'll often find a direct link to the Active&Fit Direct program there. You can usually find it under "Health" or "Wellness Perks."
- Alternatively, search directly: You can try searching "USAA Active&Fit Direct" on the USAA website or a search engine to find the direct program page.
Sub-step 4.2: Verify Eligibility and Learn More
- Once on the Active&Fit Direct page via USAA, you'll likely be prompted to log in to your USAA account to verify your membership.
- Take a moment to read through the program details on this page. This will confirm the most up-to-date pricing, terms, and any current promotions.
Sub-step 4.3: Search for Participating Gyms
- On the Active&Fit Direct website (which you'll access through USAA), you'll find a "Fitness Center Search" tool.
- Enter your zip code or city to find participating gyms and exercise studios in your area.
- Browse the results carefully. You'll see a mix of standard gyms and potentially premium studios, each with their associated cost if it's different from the standard monthly fee.
Sub-step 4.4: Select Your Desired Fitness Centers
- Choose the gym(s) or studio(s) you wish to join. Remember, you can select multiple locations within the network.
- If you're considering a premium studio, be mindful of the additional monthly cost.
Sub-step 4.5: Create Your Active&Fit Direct Account and Pay
- Follow the on-screen prompts to create your Active&Fit Direct account. This is separate from your USAA account but linked through the initial access.
- During this process, you will be prompted to pay the initial fees, which typically include the enrollment fee and the first two months of membership.
- Review your order carefully before confirming payment.
Sub-step 4.6: Get Your Fitness Card
- Once enrolled and payment is confirmed, you'll be able to view or print your Active&Fit Direct fitness card (or receive a membership ID).
- Keep this card handy! You'll need it to gain access to the participating fitness centers you've selected.
Sub-step 4.7: Visit Your Chosen Gym
- Take your fitness card/ID to the front desk of your selected gym.
- Inform them you are a member through the Active&Fit Direct program. They will then help you with their internal sign-up process, which may include issuing you a gym-specific membership card for future visits.
- Enjoy your workout!
Step 5: Maximizing Your Active&Fit Direct Membership
Simply enrolling is just the first step! To truly get the most out of your USAA Active&Fit Direct membership, consider these tips:
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Sub-step 5.1: Explore the Variety
- Don't limit yourself to just one gym. With the flexibility of the program, you can try different standard gyms in the network to see which one best fits your preferences and commute.
- Experiment with different workout videos if you're exercising at home. There's a vast library to keep your routine fresh and engaging.
Sub-step 5.2: Utilize Well-Being Coaching
- If available as part of your specific plan, take advantage of the 1:1 well-being coaching. This personalized guidance can be invaluable for setting and achieving your fitness and health goals.
Sub-step 5.3: Sync Your Devices
- The program often allows you to sync your favorite wearable fitness trackers or mobile apps to track your activity. This can help you monitor progress and stay motivated.
Sub-step 5.4: Add Your Spouse/Domestic Partner
- If you have a spouse or domestic partner, consider adding them to your membership. Working out together can provide motivation and accountability, making it easier to stick to a routine.
Sub-step 5.5: Stay Informed on Promotions
- Keep an eye on the USAA Perks website for any new promotions or added benefits to the Active&Fit Direct program. These can sometimes include waived enrollment fees or special discounts.
10 Related FAQ Questions
Here are 10 frequently asked questions about USAA Active&Fit Direct, with quick answers:
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How to Check My Eligibility for USAA Active&Fit Direct?
You can check your eligibility by visiting the USAA Perks section on USAA.com and navigating to the Active&Fit Direct program page. You'll typically be prompted to log in to verify your membership.
How to Find Participating Gyms Near Me with USAA Active&Fit Direct?
Once you access the Active&Fit Direct website through USAA, there will be a "Fitness Center Search" tool where you can enter your zip code or city to find eligible gyms and studios.
How to Enroll in USAA Active&Fit Direct?
Enroll by logging into your USAA account, going to the USAA Perks section, finding the Active&Fit Direct program, selecting your desired gym(s), creating your Active&Fit Direct account, and paying the initial fees.
How to Add My Spouse or Domestic Partner to My USAA Active&Fit Direct Membership?
After you become a primary Active&Fit Direct member, you will typically find an option within your Active&Fit Direct account to add your spouse or domestic partner. They will then create their own account.
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How to Cancel My USAA Active&Fit Direct Membership?
Details on how to cancel are usually found within your Active&Fit Direct account's terms and conditions or FAQ section. You may need to contact Active&Fit Direct customer service directly.
How to Get My Fitness Card After Enrolling?
After successful enrollment and payment, you will usually be able to view or print your Active&Fit Direct fitness card or membership ID directly from your online account.
How to Switch Gyms While Using USAA Active&Fit Direct?
The program offers flexibility. You can typically switch between participating standard gyms or add new ones by logging into your Active&Fit Direct account and updating your selections.
How to Access Virtual Workouts with USAA Active&Fit Direct?
Once enrolled, you can access the thousands of on-demand workout videos directly through the Active&Fit Direct website by logging into your account.
How Much Does it Cost to Add a Premium Studio with USAA Active&Fit Direct?
Premium studios cost more than the standard $28/month. The exact additional fee varies depending on the specific premium studio you choose, plus applicable enrollment fees and taxes.
How Often Can I Visit the Gyms with USAA Active&Fit Direct?
Once enrolled in a participating gym, you generally have unlimited access to that location during its operating hours, just like a regular member, without additional per-visit fees.
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