Have you ever found yourself standing at a Truist Bank counter, deposit slip in hand, with a slight moment of hesitation? Wondering if you've filled it out just right? You're not alone! While digital banking and ATMs have simplified many transactions, knowing how to properly fill out a physical deposit slip remains a fundamental banking skill. It ensures your hard-earned money gets credited to the correct account quickly and accurately. This comprehensive guide will walk you through every step, ensuring your next Truist deposit is a breeze!
The Essential Tool: Understanding Your Truist Deposit Slip
Before we dive into the "how-to," let's quickly understand what a deposit slip is and why it's important. A deposit slip is a small, printed form provided by banks that serves as a written record of the money you're depositing into your account. It includes vital information like your account number, the date, and a breakdown of the cash and checks you're depositing. This slip acts as a crucial paper trail, protecting both you and the bank by ensuring everything is accounted for.
Your Step-by-Step Guide to Filling Out a Truist Deposit Slip
Ready to conquer that deposit slip? Let's go!
Step 1: Gather Your Essentials (and Your Composure!)
Before you even pick up a pen, take a deep breath. This isn't rocket science, but accuracy is key.
- Your Truist Deposit Slip: You can typically find these in stacks at the bank branch lobby, or if you have a checkbook, pre-printed slips are usually included at the back. These pre-printed slips are ideal because they already contain your account number and the bank's routing number, reducing the chance of errors.
- Your Cash: Make sure your cash is counted and organized. If you have various denominations, it helps to count them by value (e.g., five $20 bills, three $10 bills).
- Your Checks: Ensure all checks are properly endorsed (signed on the back) before you start. We'll cover endorsement details later.
- A Pen: A blue or black ink pen is preferred for clarity and permanence.
- Your Truist Account Number: While pre-printed slips have this, if you're using a generic slip, you'll need to know your account number. You can usually find it on your debit card, online banking, or a previous statement.
Step 2: The Date – Setting the Stage
This is simple, but often overlooked!
- Look for the line typically labeled "DATE" or "DATE OF DEPOSIT" at the top of the slip.
- Write the current date clearly. For example, if today is June 15, 2025, you'd write "06/15/2025" or "June 15, 2025."
Step 3: Your Personal Information – Identifying the Account
This section ensures the money goes to your account.
- Account Holder's Name: Find the line for "NAME" or "ACCOUNT HOLDER."
- Write your full name exactly as it appears on your Truist bank account. This is crucial for matching the deposit to the correct individual or business.
- Account Number: This is one of the most important pieces of information.
- If you're using a pre-printed deposit slip, your account number will already be there. Double-check it for accuracy, even if it's pre-printed!
- If you're using a generic slip, carefully write your Truist account number in the designated space. Accuracy here cannot be stressed enough. A single digit wrong could lead to your deposit going into someone else's account or being delayed.
- Branch Name/Location (Optional but Helpful): Some slips may have a space for "BRANCH" or "LOCATION." While not always mandatory, especially with modern systems, filling it in can sometimes aid in processing, particularly if you're depositing at a branch different from where you opened your account.
Step 4: Detailing Your Deposit – Cash and Checks
This is where you break down what you're depositing.
Sub-heading: Listing Your Cash
- Find the line typically marked "CASH" or "CURRENCY."
- Write the total amount of cash you are depositing in numerical form. For instance, if you have $150 in cash, write "150.00."
- Optional (but recommended for large cash deposits): Some deposit slips have a section to list the denominations of your cash (e.g., "$20 x 5 = $100.00," "$10 x 5 = $50.00"). If available, filling this out can help both you and the teller verify the exact cash amount quickly.
Sub-heading: Listing Your Checks
This section requires a bit more detail, especially if you're depositing multiple checks.
- Locate the lines for "CHECKS" or "ADDITIONAL CHECKS."
- For each check, you'll generally list the amount of the check. Some slips might also have a space for the check number or the routing number of the issuing bank.
- List each check separately. This helps with tracking and in case there's an issue with one particular check.
- Example:
- Check 1: 125.50
- Check 2: 75.00
- Check 3: 300.00
- Example:
- If your deposit slip has limited lines for checks, you might find a section on the back of the slip for "ADDITIONAL CHECKS." If so, list any remaining checks there and then bring the total from the back to the front of the slip under the "CHECKS" section.
Step 5: Calculating Your Totals – The Sum of Your Efforts
This is where you sum everything up.
- Subtotal: Add the total amount of cash and the total amount of all checks.
- Write this sum in the "SUBTOTAL" line.
- Less Cash Received (If Applicable): Sometimes, when depositing a check, you might want to receive some cash back from that deposit.
- If you do not want cash back, leave this line blank or write "0.00."
- If you do want cash back, write the amount you wish to receive in this section. Remember, you can only get cash back from a check deposit, not typically from a cash deposit.
- If you are receiving cash back, you will likely need to sign the deposit slip in the designated area to authorize this withdrawal.
- TOTAL DEPOSIT: This is the final amount that will be credited to your account.
- If you did not take cash back, your "TOTAL DEPOSIT" will be the same as your "SUBTOTAL."
- If you did take cash back, subtract the "LESS CASH RECEIVED" amount from your "SUBTOTAL" and write the result in the "TOTAL DEPOSIT" line.
- Amount in Words: Many deposit slips have a line for "AMOUNT IN WORDS."
- Write out the total deposit amount in words, just as you would on a check. This provides an additional layer of verification.
- Example: If your total deposit is $525.50, you would write "Five Hundred Twenty-Five Dollars and Fifty Cents Only."
Step 6: Review and Submit – The Final Check
You're almost there! This is a critical step to prevent errors.
- Double-Check Everything: Before handing it over, carefully review every single entry on your deposit slip.
- Is the date correct?
- Is your name spelled correctly?
- Is your Truist account number perfectly accurate?
- Does the cash amount match what you're depositing?
- Are all check amounts listed correctly?
- Does your "SUBTOTAL" add up correctly?
- Is "LESS CASH RECEIVED" accurate (if applicable)?
- Does your "TOTAL DEPOSIT" calculation match?
- Does the "AMOUNT IN WORDS" match the numerical total?
- Endorse Your Checks: Remember, before you hand over any checks, ensure they are properly endorsed. This usually means signing the back of the check in the designated endorsement area. For a standard deposit, simply signing your name is sufficient. For mobile deposits, Truist may require "For Mobile Deposit Only Truist Bank" along with your signature and account number. Always check the latest Truist mobile deposit instructions within their app.
- Hand to the Teller: Present your filled-out deposit slip, cash, and endorsed checks to the Truist bank teller.
- Receive Your Receipt: The teller will process your deposit and provide you with a receipt. Keep this receipt! It's your official proof of deposit and will be invaluable if any discrepancies arise. Some receipts may even include images of the checks deposited.
Important Tips for a Smooth Truist Deposit
- Legible Handwriting: Always write clearly and legibly to avoid any misinterpretations of your numbers or name.
- Black or Blue Ink: Use a pen with black or blue ink for best results.
- Stay Organized: Count your cash and checks before you get to the bank. This saves time and reduces stress.
- Don't Rush: Take your time filling out the slip. Rushing increases the likelihood of errors.
- ATM Deposits: While deposit slips aren't always required for ATM deposits (as the ATM often reads the checks and counts cash electronically), it's still good practice to know how to fill one out for in-person transactions. Truist ATMs generally allow you to deposit cash and checks without an envelope or slip.
- Mobile Deposits: Truist offers mobile deposit through their app, which often has different endorsement requirements (e.g., "For Mobile Deposit Only Truist Bank" or similar phrasing). Always follow the instructions within the Truist mobile app for these types of deposits.
10 Related FAQ Questions (How to...)
Here are some quick answers to common questions about Truist deposits:
How to endorse a check for a standard Truist deposit?
Simply sign your name on the back of the check in the endorsement area.
How to endorse a check for a mobile deposit with Truist?
Truist typically requires you to write "For Mobile Deposit Only Truist Bank" along with your signature and possibly your account number in the endorsement area on the back of the check. Always check the specific instructions within the Truist mobile banking app for the most current requirements.
How to deposit cash at a Truist ATM?
At a Truist ATM, you can typically insert cash directly into the designated slot without an envelope or deposit slip. The ATM will count the cash and credit it to your account. Follow the on-screen prompts.
How to deposit a check at a Truist ATM?
You can usually insert endorsed checks directly into a Truist ATM without an envelope or deposit slip. The ATM will scan the checks and display the amounts for your verification before completing the deposit.
How to find my Truist account number for a deposit slip?
Your Truist account number can usually be found on your debit card, personal checks (pre-printed on the bottom), your monthly bank statement, or by logging into your Truist online banking account.
How to get a blank Truist deposit slip?
You can usually find blank deposit slips readily available at any Truist Bank branch in the lobby. If you have a Truist checkbook, pre-printed deposit slips are included at the back.
How to correct a mistake on a Truist deposit slip?
If you make a minor mistake (e.g., a wrong digit), you can usually cross it out neatly, write the correct information, and initial the change. For major errors or if you're unsure, it's best to start with a fresh deposit slip to avoid processing delays or complications.
How to get cash back from a Truist deposit?
When depositing a check, you can indicate the amount of cash you wish to receive back on the "Less Cash Received" line of the deposit slip. You will usually need to sign the slip to authorize this.
How to handle a large number of checks on a Truist deposit slip?
If you have more checks than lines available on the front of the slip, look for a section on the back of the deposit slip designated for "Additional Checks." List them there, sum the total, and then transfer that total to the "CHECKS" section on the front of the slip.
How to confirm my Truist deposit was successful?
After making a deposit, always keep your receipt. You can also confirm the deposit by checking your Truist online banking account or mobile app, or by calling Truist customer service at 844-4TRUIST (844-487-8478).