Truist Bank was formed in 2019 from the merger of BB&T and SunTrust Bank.
Here's a detailed guide on how to fill out a Truist deposit slip.
Mastering Your Money: A Step-by-Step Guide to Filling Out a Truist Deposit Slip
Ever walked into a bank with cash or a check, only to stare blankly at that small slip of paper, wondering how to correctly fill it out? You're not alone! Many people find the process a little daunting at first, but it's actually quite straightforward once you know the steps. And today, we're going to conquer that deposit slip together!
Ready to take control of your deposits and ensure your money gets where it needs to be, accurately and efficiently? Let's dive in!
Step 1: Getting Started – Your Essential Tools
Before you even pick up a pen, let's make sure you have everything you need. This might seem basic, but having your ducks in a row from the start will make the entire process smooth and stress-free.
- Your Truist Deposit Slip: You can typically find these in the lobby of any Truist branch, often near the teller windows or at a designated writing station. If you have a checkbook, sometimes deposit slips are included at the back.
- A Pen: Obvious, but crucial! Make sure it's a pen with blue or black ink. Avoid pencils, as they can smudge and make your deposit slip illegible.
- Your Account Number: This is the most important piece of information you'll need. You can usually find it on your Truist debit card, your checkbook, or your monthly bank statement. Double-check this number – a single digit off can send your money to the wrong account!
- The Funds You're Depositing: Whether it's cash, checks, or both, have them organized and ready. If you have multiple checks, it's a good idea to list them out beforehand so you don't miss anything.
Step 2: The Header – Your Identification
The top section of the deposit slip is all about identifying who the money belongs to and where it's going. Accuracy here is key!
Your Name and Address
- Name: Write your full name clearly. If it's a joint account, you can write either account holder's name.
- Address: Fill in your current mailing address.
- Phone Number (Optional but Recommended): While often optional, providing a phone number can be helpful if the bank needs to contact you regarding your deposit.
Date
- Date: Write the current date in the designated space. For example, 06/14/2025.
Truist Account Number
- Account Number: This is the most critical part of the header. Carefully write your Truist checking or savings account number in the provided boxes or line. Seriously, take an extra second to verify this number. Many deposit slips have small boxes to guide you in writing each digit clearly.
Step 3: Depositing Cash – The Easiest Part!
If you're only depositing cash, this section is incredibly simple.
- CASH: Look for the line labeled "CASH" or similar.
- Dollars and Cents: Write the total amount of cash you are depositing in the "Dollars" and "Cents" columns. For example, if you're depositing one hundred fifty dollars, you'd write "150" in the Dollars column and "00" in the Cents column.
- Example: If you have $275.50 in cash, you'd write "275" under Dollars and "50" under Cents.
Step 4: Depositing Checks – A Bit More Detail
This is where it can get a little trickier, especially if you have multiple checks. Take your time here to ensure all checks are accounted for.
Listing Individual Checks
Most deposit slips will have several lines under the "Checks" section.
- Bank Routing Number (Optional but Helpful): Some deposit slips have a space to list the routing number of the bank the check is drawn on. While not always mandatory for the teller, it can help with processing, especially for larger or unusual checks. This is the nine-digit number usually found at the bottom left of the check.
- Amount of Each Check: On each line, list the amount of each individual check you are depositing.
- Example:
- Line 1: $125.00 (for a check from your friend)
- Line 2: $340.75 (for your paycheck)
- Line 3: $50.00 (for a refund check)
Handling More Checks Than Lines
What if you have more checks than there are lines on the slip?
- Use the Back: Most Truist deposit slips have a space on the back where you can list additional checks.
- Transfer Total to Front: Once you've listed all the checks on the back, calculate their total. Then, transfer that total to the first available "Checks" line on the front of the deposit slip, clearly indicating that the details are on the reverse. You can write "See Back" next to the total.
Step 5: Calculating Your Totals – The Grand Sum
This is where you add everything up to get your final deposit amount.
Subtotal
- Add Cash and Checks: Add the total cash amount and the total amount from all your checks (including those listed on the back). Write this sum in the "SUBTOTAL" line.
Less Cash Received (If Applicable)
- Cash Back: If you wish to receive some cash back from your deposit (e.g., you're depositing a $500 check but want $50 in cash), write the amount you want to receive on the "LESS CASH RECEIVED" line. Remember, you can only get cash back if your total deposit amount is greater than or equal to the cash you want back.
- Important Note: Not all deposits are eligible for cash back, especially if they are solely check deposits or if the check is very large. Check with a teller if you're unsure.
Net Deposit
- Final Calculation: Subtract the "LESS CASH RECEIVED" amount (if any) from the "SUBTOTAL." This final number is your "NET DEPOSIT" – the amount that will be credited to your account.
Step 6: Endorsement – Signing Your Checks
This is a crucial step for every check you deposit.
- Endorse Each Check: On the back of each check you are depositing, look for the area marked for endorsement (usually near the top edge). Sign your name exactly as it appears on the "Pay to the Order of" line on the front of the check.
- "For Deposit Only": For added security, it's highly recommended to write "For Deposit Only" below your signature. This ensures that even if the check is lost, it can only be deposited into your account.
- Example Endorsement:
- (Your Signature)
- For Deposit Only
Step 7: Submitting Your Deposit – The Final Step!
You've done all the hard work! Now it's time to hand over your deposit.
- At the Teller Window: Present your completed deposit slip, all checks (endorsed!), and any cash to the Truist teller. They will process your deposit and provide you with a receipt. Keep this receipt for your records!
- ATM Deposit: If you're using a Truist ATM, some ATMs allow you to deposit checks and cash without a physical slip, guiding you through the process on screen. However, if the ATM requires a slip, follow the on-screen instructions carefully after filling out your slip. Ensure you place all items securely in the designated envelope or slot.
Congratulations!
You've successfully filled out a Truist deposit slip and made your deposit. With a little practice, this will become second nature. Remember, attention to detail, especially with your account number and check amounts, is paramount for a smooth transaction.
Frequently Asked Questions about Truist Deposit Slips
How to find my Truist account number?
Your Truist account number can typically be found on your Truist debit card, your personal checks (the middle set of numbers at the bottom), or on your monthly Truist bank statements. You can also call Truist customer service or visit a branch for assistance.
How to endorse a check for deposit only?
To endorse a check "For Deposit Only," turn the check over to the back. In the endorsement area (usually at the top), first sign your name exactly as it appears on the "Pay to the Order of" line on the front of the check. Then, directly below your signature, write "For Deposit Only" clearly.
How to deposit multiple checks on one slip?
To deposit multiple checks, list each individual check amount on the separate "Checks" lines provided on the deposit slip. If you run out of lines, use the back of the deposit slip to list additional checks, then write the total of those checks on one of the "Checks" lines on the front of the slip, indicating "See Back."
How to get cash back from a deposit?
To get cash back from a deposit, first fill out the deposit slip as usual, totaling your cash and checks. Then, on the line labeled "LESS CASH RECEIVED," write the amount of cash you wish to receive. This amount will be subtracted from your total deposit, and the remaining amount will be credited to your account, with the cash handed to you by the teller.
How to correct a mistake on a deposit slip?
If you make a minor mistake on a deposit slip, you can usually cross out the error neatly and write the correct information next to it. For significant errors, or if you're unsure, it's best to start with a fresh deposit slip to avoid confusion and potential processing delays.
How to deposit cash without a deposit slip?
While possible at some ATMs or through mobile deposit for certain banks, for over-the-counter deposits at a Truist branch, a deposit slip is generally required. However, a teller can often assist you in filling one out or initiating the deposit if you have your account information readily available.
How to fill out a deposit slip for a business account?
Filling out a deposit slip for a business account is very similar to a personal account. You will use the business name and address, and the business account number. Ensure all checks are endorsed with the business name and "For Deposit Only."
How to handle foreign currency deposits at Truist?
Truist typically does not accept foreign currency for direct deposit into a standard checking or savings account. You would usually need to convert the foreign currency into U.S. dollars first at a currency exchange service or a branch that offers currency exchange, and then deposit the U.S. dollar equivalent.
How to find the routing number for Truist?
The Truist routing number (also known as the ABA routing transit number) varies based on where you opened your account. You can typically find it on the bottom left of your Truist checks. You can also find it on the Truist website or by contacting customer service.
How to track a deposit made at Truist?
After making a deposit, you will receive a receipt. This receipt is your primary proof of deposit. You can then monitor your Truist account online or through the mobile app to see when the deposit posts to your account. If you have any concerns, you can contact Truist customer service with your receipt information.