Navigating the world of taxes can sometimes feel like solving a complex puzzle, especially when it comes to safeguarding your identity. One crucial piece of this puzzle is the Identity Protection Personal Identification Number (IP PIN) issued by the IRS. If you've been assigned one or opted into the program, you must use it when filing your federal tax return. But what happens if you've lost it, or simply can't remember where you put that all-important notice? Don't worry, you're not alone, and the IRS has provided straightforward ways to retrieve it.
This comprehensive guide will walk you through the process of finding your IP PIN on the IRS website, step-by-step. Let's get started on securing your tax filing!
Understanding Your IRS IP PIN: A Quick Overview
Before we dive into the retrieval steps, let's quickly clarify what an IP PIN is and why it's so important.
- What is an IP PIN? An IP PIN is a six-digit number that acts as a unique identifier, known only to you and the IRS. It provides an additional layer of security for your tax return, preventing identity thieves from filing a fraudulent return using your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
- Why is it important? In an age of increasing cybercrime and identity theft, the IP PIN is a proactive measure. If an identity thief tries to file a return with your SSN/ITIN but without your correct IP PIN, the IRS will reject the return, protecting you from potential fraud and delays in your legitimate refund.
- Who gets an IP PIN?
- Victims of Identity Theft: If you've been a confirmed victim of tax-related identity theft, the IRS will automatically assign you an IP PIN each year.
- Opt-In Program: All taxpayers with an SSN or ITIN can voluntarily opt into the IP PIN program as a proactive measure against identity theft.
Key Point: Each IP PIN is year-specific. A new one is generated annually for security reasons. So, if you had one last year, you'll need a new one for the current tax filing season.
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| How To Find Ip Pin On Irs Website |
Step 1: Are You Sure You Need to Retrieve It? Check Your Mail!
Before you jump online, take a moment to check your physical mail. This might seem obvious, but it can save you a lot of time.
Sub-heading: The CP01A Notice – Your Annual IP PIN Delivery
The IRS typically mails a CP01A Notice to taxpayers who are assigned an IP PIN (especially those who were victims of identity theft) around December or early January each year. This notice contains your new, six-digit IP PIN for the upcoming tax filing season.
QuickTip: Reading regularly builds stronger recall.
- Look for this notice in your tax documents or important mail. It's easy to misplace, but finding it is the quickest way to get your PIN.
- Important Note: If you opted into the IP PIN program online after 2019, the IRS generally will NOT mail you a CP01A notice. You'll need to retrieve it online.
If you can't find your CP01A notice, or if you know you opted in online, then proceed to the next step.
Step 2: Accessing the IRS Online Account (The Fastest Method)
The quickest and most common way to find your IP PIN is through your IRS Online Account. If you don't have one, you'll need to create one, which involves a robust identity verification process.
Sub-heading: Existing IRS Online Account Holders
If you already have an IRS Online Account:
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Navigate to IRS.gov: Open your web browser and go to the official IRS website: www.irs.gov.
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Locate "Sign In to Your Account": On the IRS homepage, look for a prominent link or button that says something like "Sign In to Your Account" or "Log in to Your Online Account". Click on it.
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Enter Your Credentials: You'll be directed to a login page. Enter your username and password for your IRS Online Account.
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Complete Two-Factor Authentication (if prompted): The IRS uses a secure two-factor authentication process. You might need to enter a code sent to your phone or email, or use an authentication app, to complete the login.
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Go to Your Profile or "Get an IP PIN" Section: Once logged in, navigate to your "Profile" page or look for a section specifically labeled "Get an IP PIN" or "Identity Protection PIN." Your current year's IP PIN should be displayed there.
- Pro-Tip: Many users find their IP PIN under their "Profile" or "Account Summary" pages. Look for a clear heading related to "Identity Protection PIN."
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Securely Note Your IP PIN: Write down your IP PIN immediately in a secure place, like a password manager or a locked document. Remember, you'll need it for tax filing.
Sub-heading: New Users - Creating an IRS Online Account
If you don't have an IRS Online Account, you'll need to create one. This process involves verifying your identity, which can take a few minutes.
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Navigate to IRS.gov: Go to www.irs.gov.
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Locate "Sign In to Your Account" / "Create an Account": Click on the link to sign in, and then look for an option to "Create Your Account" or "Register Now."
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Identity Verification (through ID.me): The IRS partners with ID.me for identity verification. This is a secure third-party service that ensures you are who you say you are. You will be redirected to the ID.me website.
- This process typically involves:
- Providing personal information: Name, date of birth, Social Security Number, address.
- Uploading photos of your government-issued ID: Such as a driver's license, state ID, or passport. You might need to take a picture of the front and back of your ID.
- Taking a selfie or engaging in a live video call: This helps ID.me match your face to your ID. A smartphone is often required for the selfie option.
- Answering security questions: These questions might be based on your credit history or other public records.
- This process typically involves:
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Complete ID.me Verification: Follow the on-screen prompts carefully. Once your identity is successfully verified by ID.me, you will be redirected back to the IRS website.
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Access Your IRS Online Account: You should now be logged into your new IRS Online Account.
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Retrieve Your IP PIN: As with existing users, navigate to your "Profile" or "Get an IP PIN" section. Your current IP PIN will be displayed there.
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Securely Note Your IP PIN: Don't forget to write it down and keep it safe!
Step 3: Alternative Retrieval Methods (If Online Access Isn't Possible)
While the online account is the fastest, it might not be feasible for everyone. If you're unable to retrieve your IP PIN online, you have a couple of other options.
Tip: Reread the opening if you feel lost.
Sub-heading: Calling the IRS IP PIN Hotline
The IRS offers a dedicated phone line for IP PIN assistance.
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Call the IRS: Dial 1-800-908-4490.
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Operating Hours: This line is typically open Monday through Friday, 7 a.m. to 7 p.m. local time (Alaska and Hawaii follow Pacific Time).
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Identity Verification: A phone assistor will ask you a series of questions to verify your identity. Be prepared to provide personal information and possibly information from a previous tax return.
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Receiving Your IP PIN: If your identity is successfully verified over the phone, the IRS will mail your IP PIN to the address on file within 21 days. They will not provide the IP PIN over the phone or email it to you.
- Important: If you opted into the IP PIN program online after 2019, your IP PIN cannot be reissued by mail through this method. You must retrieve it online.
Sub-heading: In-Person at a Taxpayer Assistance Center (TAC)
If you're unable to use the online tool or the phone line, you can make an appointment at an IRS Taxpayer Assistance Center (TAC).
- Locate a TAC: Use the IRS's "Taxpayer Assistance Locator" tool on their website (www.irs.gov) to find the nearest TAC.
- Schedule an Appointment: You must schedule an appointment. You can typically do this by calling 1-844-545-5640. Walk-ins are generally not accepted.
- Bring Required Documents: When you go to your appointment, bring:
- A valid photo ID (driver's license, state ID, passport).
- Social Security card or ITIN assignment letter.
- Documents from a previous tax return (e.g., a copy of your last tax return or a wage and income statement like a W-2 or 1099).
- Identity Verification: An IRS employee will verify your identity face-to-face.
- Receiving Your IP PIN: After successful verification, the IRS will mail your IP PIN to you. It will not be provided to you immediately at the TAC.
Sub-heading: Form 15227 (Limited Eligibility)
For a very specific group of taxpayers, Form 15227, Application for an Identity Protection Personal Identification Number, might be an option.
- Eligibility: This form is generally for taxpayers whose Adjusted Gross Income (AGI) on their last filed return is below a certain threshold (e.g., around $84,000 for individuals or $168,000 for married filing joint, but this threshold can change annually) AND who cannot establish an online account for identity verification.
- Process: You would fill out and mail or fax Form 15227. The IRS will then contact you by phone to verify your identity. If successful, your IP PIN will be mailed to you.
- Recommendation: This method is often slower and has strict eligibility requirements. The online method or phone line is usually preferred if you meet the criteria.
What to Do After You Have Your IP PIN
Once you have successfully retrieved your IP PIN, it's crucial to:
- Keep it secure! Treat it like a password. Do not share it with anyone unless it's your trusted tax preparer when they are actively preparing your return. The IRS will never call, email, or text you asking for your IP PIN.
- Enter it correctly! When filing your tax return (electronically or by paper), you must enter your IP PIN in the designated section. If you e-file and the IP PIN is missing or incorrect, your return will be rejected. If you paper file, your return may be significantly delayed.
- Remember it's annual! Your IP PIN changes every year. Make a note to retrieve your new IP PIN around December or early January for the upcoming tax season.
By following these steps, you can confidently retrieve your IRS IP PIN and ensure a smooth and secure tax filing experience. Don't let a misplaced number stand between you and your tax refund!
Tip: Context builds as you keep reading.
10 Related FAQ Questions
How to protect my identity from tax fraud?
Protect your identity by using an IP PIN, being cautious of phishing scams (emails, texts, calls from fake IRS agents), securing your personal documents, and monitoring your credit report regularly for suspicious activity.
How to know if I need an IRS IP PIN?
You will need an IP PIN if you were a victim of tax-related identity theft and the IRS assigned you one, or if you voluntarily opted into the IP PIN program.
How to get an IP PIN for the first time?
The fastest way to get an IP PIN for the first time is by using the "Get an IP PIN" tool on the IRS.gov website, which requires you to create an IRS Online Account and verify your identity through ID.me.
How to renew my IP PIN each year?
If you're enrolled in the IP PIN program, you can retrieve your new, annual IP PIN by logging into your IRS Online Account around December or early January each year. If you receive a CP01A notice, it will be mailed to you.
How to enter my IP PIN on my tax return?
When e-filing, your tax software will typically prompt you for the IP PIN near the signature or e-file authorization section. If paper filing, you'll enter it on Form 1040 (or other applicable forms) near the signature line.
Tip: Share one insight from this post with a friend.
How to get an IP PIN for a dependent?
You can generally obtain an IP PIN for a qualified dependent through your IRS Online Account. Dependents must have an SSN or ITIN and you may need to complete identity verification for them.
How to deal with a rejected e-filed return due to a missing IP PIN?
If your e-filed return is rejected due to a missing or incorrect IP PIN, you'll need to retrieve the correct IP PIN (for yourself, spouse, or dependent, as indicated by the rejection code) and then re-submit your electronic return.
How to contact the IRS for IP PIN assistance?
You can call the IRS IP PIN specialized assistance line at 1-800-908-4490, Monday-Friday, 7 a.m. to 7 p.m. local time, if you're unable to retrieve your IP PIN online.
How to opt out of the IP PIN program?
Starting in 2025, taxpayers can generally opt out of recurring IP PINs by selecting the "OPT OUT" button on their IRS ID.me account. Previously, once you were in, you couldn't opt out.
How to keep my IP PIN safe?
Keep your IP PIN safe by never sharing it with anyone except your trusted tax preparer when filing your return, storing it in a secure location (like a password manager), and being wary of any unsolicited calls, emails, or texts asking for your IP PIN.
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