Unlock Your Truist Account Details: A Step-by-Step Guide to Finding Your Routing Number in the App
Ever needed your bank's routing number for a direct deposit, bill payment, or a quick money transfer, only to realize your checkbook is nowhere in sight? Don't fret! In today's digital age, your Truist Mobile App is your most powerful tool. It's not just for checking balances; it holds all your crucial account information, including that elusive routing number.
This comprehensive guide will walk you through exactly how to find your Truist routing number right within the convenience of your mobile app. Let's get started, shall we?
Step 1: Ready Your Mobile Device and Access the Truist App
First things first, let's get you set up!
Sub-heading: Ensure You Have the Latest Version
Before we dive in, make sure your Truist Mobile App is up to date. Outdated versions can sometimes have slightly different interfaces or even bugs that might hinder your experience. Head over to your device's app store (Google Play Store for Android or Apple App Store for iOS) and search for "Truist Mobile." If an update is available, download and install it.
Sub-heading: Log In Securely
Now, launch the Truist Mobile App. You'll be prompted to log in. This is where your secure credentials come into play. Enter your User ID and Password. If you have Face ID or Touch ID enabled, you can use those for even faster, more secure access. Always ensure you are on a secure and trusted Wi-Fi network when accessing banking apps.
Step 2: Navigate to Your Account Summary
Once you're securely logged in, you'll land on your app's home screen or dashboard, which usually displays a summary of your accounts.
Sub-heading: Locate the Desired Account
On this screen, you'll see a list of your Truist accounts, such as checking, savings, credit cards, and possibly loans. To find the routing number, you need to select the specific account for which you require the information. For most direct deposits and electronic transfers, this will typically be your primary checking or savings account. Tap on the account name or card representing the account you want to view.
For example, if you need the routing number for your Truist One Checking account, tap on the "Truist One Checking" tile.
Step 3: Access Account Details
After selecting your account, you'll be taken to its individual summary page, showing recent transactions and the current balance. This is where you'll find the magic button!
Sub-heading: Look for "View Account Details" or Similar
On the account's summary page, scan for an option that says something like "View Account Details", "Account Information", or "Show Details." The exact wording might vary slightly depending on your app version, but it will generally be clear. This option is designed to reveal all the underlying information for that particular account.
It's often located near the top or bottom of the screen, sometimes as a small link or button.
Step 4: Reveal Your Routing Number
You're almost there! Once you tap on "View Account Details," the routing number should be prominently displayed.
Sub-heading: Identify the Nine-Digit Number
Upon tapping "View Account Details," a new screen or pop-up will appear, presenting various pieces of information about your selected account. Look for the label "Routing Number" or "ABA Routing Number."
The routing number is always a nine-digit code. This is the unique identifier for Truist Bank in electronic transactions. You will usually see it presented clearly, distinct from your account number.
Example: You might see something like: *Routing Number: * 061000104 *Account Number: * ********1234 (masked for security)
Sub-heading: Note Down or Copy the Number (Carefully!)
Once you've identified your routing number, you can either write it down carefully or, if the app allows, copy it directly to your clipboard. Double-check that you've got all nine digits correct to avoid any transfer issues. Even a single digit mistake can lead to delays or incorrect transactions.
Important Considerations
- Multiple Routing Numbers: While Truist primarily uses 061000104 for most checking and savings accounts (especially those opened after the BB&T/SunTrust merger), some legacy BB&T accounts might have state-specific routing numbers. The app will display the correct routing number for your specific account. Always rely on the number shown in your app or on a physical check for your account.
- Account Number vs. Routing Number: Remember, the routing number identifies the bank, while your account number identifies your specific account within that bank. They are distinct and both are needed for many transactions.
- Security: Never share your routing and account number with untrusted sources. Only provide them to legitimate parties like your employer for direct deposit or a trusted biller for automated payments.
Congratulations!
You've successfully found your Truist routing number using the mobile app. This quick and easy method saves you time and ensures you have the correct information whenever you need it.
Frequently Asked Questions (FAQs)
Here are 10 common questions about finding your Truist routing number, with quick answers:
How to find my Truist routing number if I don't have the app? You can find it on your physical checks (the first nine digits at the bottom left), on your bank statements, or by calling Truist customer service at 844-4TRUIST (844-487-8478).
How to verify my Truist routing number is correct? The most reliable ways are to check your Truist Mobile App, a physical check from your account, or contact Truist customer service directly.
How to get a routing number for direct deposit with Truist? The routing number for direct deposit is the one associated with your checking or savings account. You'll find it in the Truist app under "View Account Details" for that specific account.
How to differentiate between routing number and account number on a check? On a physical check, the routing number is the first set of nine digits on the bottom left, followed by your account number, and then the check number.
How to find Truist's main routing number? Truist's primary routing number for most accounts is 061000104. However, always verify the specific routing number for your individual account within the app or on your checks, as some older accounts may have different numbers.
How to find the SWIFT code for international transfers with Truist? For international wire transfers to Truist, in addition to the routing number (usually 061000104), you'll need the SWIFT code, which is SNTRUS3A.
How to use my Truist routing number for online bill payments? When setting up online bill payments, you'll typically be asked for your bank's routing number and your account number. Input the routing number you found in the app into the designated field.
How to avoid common mistakes when providing a routing number? Always double-check all nine digits. Do not confuse it with your account number or the check number. If unsure, confirm with the Truist app or customer service.
How to tell if my Truist account has a state-specific routing number? If your account originated from BB&T prior to the Truist merger, it might have a state-specific routing number. The Truist app will display the correct routing number for your specific account, so always refer to that.
How to contact Truist if I can't find my routing number in the app? If you're still having trouble, you can call Truist customer service at 844-4TRUIST (844-487-8478) for assistance. They can provide you with your routing number over the phone after verifying your identity.