Feeling a little lost trying to find your Truist routing number? Don't worry, you're not alone! It's a common need, whether you're setting up direct deposit, paying bills, or initiating a wire transfer. The good news is, Truist makes it fairly straightforward to locate this essential nine-digit code. In this comprehensive guide, we'll walk you through every possible method, ensuring you can find your routing number with ease.
Let's dive in and get you the information you need!
Understanding Your Truist Routing Number
Before we jump into the "how-to," let's briefly touch upon what a routing number is and why it's so important. A routing number, also known as an ABA routing number or routing transit number, is a nine-digit code that identifies your financial institution in a transaction. Think of it as the bank's address, ensuring your money goes to and comes from the correct bank. Without it, your electronic transactions (like direct deposits and ACH payments) wouldn't know where to go!
Truist, formed from the merger of SunTrust and BB&T, primarily uses 061000104 as its core routing number for most checking and savings accounts and common transactions. However, it's crucial to verify the specific routing number for your account, as some older BB&T accounts might still have state-specific routing numbers.
Step 1: Check Your Truist Paper Checks (The Easiest Way!)
Let's start with the most traditional and often the quickest way to find your Truist routing number: your paper checks!
Sub-heading: What to Look For on Your Check
Grab one of your Truist checks. Look at the bottom-left corner. You'll typically see three sets of numbers printed there.
- The first set of nine digits on the far left is your routing number.
- The second set of numbers is generally your account number.
- The third, shorter set is usually your check number, matching the number in the top right corner of the check.
Remember: It's the nine-digit number that comes first. Take a moment to jot it down or snap a picture for future reference.
Step 2: Access Your Truist Online Banking Account
If you don't have a physical check handy, or if you prefer digital methods, your Truist online banking account is an excellent resource. This method is highly recommended for its convenience and accuracy.
Sub-heading: Logging In and Navigating
- Open your web browser and go to the official Truist website (truist.com).
- Log in to your online banking account using your username and password.
- Once logged in, you'll typically see a summary of your accounts.
- Select the specific account (e.g., checking or savings) for which you need the routing number.
- Look for an option like "View account details," "Account Summary," or similar. This is usually where your account number and routing number will be displayed.
Pro Tip: Some online banking interfaces might have a direct link to "Routing Number" or "Account Information" right from the account overview page.
Step 3: Utilize the Truist Mobile App
The Truist Mobile App offers a fantastic way to access your account information on the go. If you're a smartphone user, this method is incredibly convenient.
Sub-heading: Finding It in the App
- Open the Truist Mobile App on your smartphone or tablet.
- Log in using your credentials (fingerprint, facial recognition, or password).
- From the main dashboard, select the account you need the routing number for.
- Similar to online banking, look for an option like "Account Details," "View Account Information," or a similar button.
- Your routing number will be clearly displayed, often alongside your account number.
Note: The exact placement might vary slightly depending on your app version, but it's generally within the "Account Details" section of your selected account.
Step 4: Consult Your Truist Bank Statement
Your monthly or quarterly bank statements are another reliable source for finding your routing number.
Sub-heading: Paper vs. Electronic Statements
- Paper Statements: If you receive paper statements, locate your most recent one. The routing number is usually printed on the top portion of the statement, often near your account number and address.
- Electronic Statements (eStatements): If you've opted for eStatements, you can access them through your Truist online banking account (refer to Step 2). Once you open an eStatement, you'll find the routing number in the same general area as it would be on a paper statement.
Step 5: Contact Truist Customer Service (When All Else Fails)
If for some reason you can't access any of the above methods, or if you simply prefer speaking to someone, Truist customer service is always there to help.
Sub-heading: Getting in Touch
- Call Truist Customer Service: The general customer service number for Truist is typically 844-4TRUIST (844-487-8478). Have your account information ready to verify your identity.
- Visit a Truist Branch: If you have a Truist branch nearby, you can visit in person. A bank representative will be able to provide you with your routing number after verifying your identity.
Remember to have a valid ID with you if visiting a branch.
Important Considerations for Truist Routing Numbers
- Primary Routing Number: As mentioned, Truist's primary routing number for most transactions (including ACH and domestic wires) is 061000104. This is widely used and is likely the one you'll need.
- State-Specific/Legacy Numbers: Due to the merger of SunTrust and BB&T, some accounts, particularly those originating from BB&T, might still have state-specific or legacy routing numbers. Always verify the routing number specific to your account. For example, some old BB&T accounts might have:
- Florida: 263191387
- North Carolina: 053101121
- Virginia: 051404260
- Always double-check the number directly from your account details.
- Wire Transfers (International): For international wire transfers, you'll need both the routing number (061000104 for most domestic wires to Truist) and a SWIFT/BIC code. Truist's SWIFT code is generally SNTRUS3A. It's crucial to confirm this for international transactions.
By following these steps, you should be able to confidently locate your Truist routing number for any financial need!
Frequently Asked Questions
Here are 10 common "How to" questions about Truist routing numbers with their quick answers:
How to find my Truist routing number on a check?
Your Truist routing number is the first nine-digit number printed on the bottom-left corner of your personal checks.
How to find my Truist routing number online?
Log in to your Truist online banking, select your account, and look for "View account details" or "Account Summary" to find your routing number.
How to find my Truist routing number using the mobile app?
Open the Truist mobile app, log in, select your desired account, and tap on "Account Details" or "View Account Information" to see your routing number.
How to find the Truist routing number for direct deposit?
For most Truist accounts, the routing number for direct deposit is 061000104. However, always confirm this number from your specific account details in online banking or on a check.
How to find the Truist routing number for wire transfers?
For domestic wire transfers to Truist, the primary routing number is typically 061000104. For international wire transfers, you'll also need the SWIFT code SNTRUS3A.
How to find my Truist routing number if I don't have checks?
You can find it through your online banking account, the Truist mobile app, on your bank statement, or by calling Truist customer service.
How to find my Truist routing number if my account was originally BB&T?
While many have transitioned to the main Truist routing number (061000104), some legacy BB&T accounts may still use state-specific numbers. Always check your online banking or a recent statement for the accurate number specific to your account.
How to find the Truist SWIFT code for international transfers?
Truist's SWIFT/BIC code for international transfers is generally SNTRUS3A. This is used in conjunction with the routing number for international transactions.
How to confirm if I have the correct Truist routing number?
The most reliable ways to confirm your specific routing number are to check your Truist online banking or mobile app, or refer to a recent bank statement.
How to get help if I can't find my Truist routing number?
If you've tried all the methods and are still having trouble, contact Truist customer service directly at 844-4TRUIST (844-487-8478) or visit your nearest Truist branch for assistance.
