Getting your Truist routing number through the mobile app is a quick and secure way to access this crucial banking detail. Whether you're setting up direct deposit, linking external accounts, or processing an important payment, having your routing number readily available is essential. This comprehensive guide will walk you through the process step-by-step, ensuring you find what you need with ease.
Your Essential Guide: Finding Your Truist Routing Number on the Truist App
Have you ever found yourself in a situation where you needed your bank's routing number right now? Maybe you're at your new job filling out direct deposit forms, or perhaps you're setting up an online bill payment. Whatever the reason, knowing how to quickly access this information is incredibly helpful. The Truist mobile app makes this process simple and convenient. Let's dive in and get you familiar with navigating the app to find your routing number.
Step 1: Embark on Your Digital Banking Journey – Log in to the Truist App
The very first step on our quest to find your routing number is to open the Truist Mobile Banking App on your smartphone or tablet.
- 1.1 Find the App: Locate the Truist app icon on your device's home screen or app drawer. It typically features the Truist logo.
- 1.2 Launch the App: Tap the icon to open the application.
- 1.3 Secure Login: You'll be prompted to log in. This might involve:
- Entering your User ID and Password: Carefully type in your credentials.
- Using Biometrics: If you have fingerprint or facial recognition enabled, you can use that for a quick and secure login.
- Remember: Always ensure you are on a secure network when accessing financial apps. Avoid public Wi-Fi for sensitive transactions.
Step 2: Navigate to Your Accounts Dashboard – Your Financial Overview
Once successfully logged in, you'll land on your Truist app's main dashboard. This is where you can see an overview of all your linked Truist accounts.
- 2.1 Account Overview: You'll typically see a list of your checking, savings, and potentially other accounts like credit cards or loans.
- 2.2 Select the Relevant Account: To find the routing number for a specific account (e.g., your primary checking account for direct deposit), tap on that account. This will take you to the details page for that particular account.
Step 3: Uncover the Details – Accessing Account Information
Now that you're on the specific account's page, the next step is to locate the "Account Details" or similar option.
- 3.1 Look for "View Account Details": On the account's overview page, you should see an option like "View account details", "Account information", or something similar. This is usually a clickable link or button.
- 3.2 Tap to Reveal: Tap this option to open a screen that displays more in-depth information about your selected account.
Step 4: Behold! Your Routing Number Awaits – Locating the Nine Digits
Within the "Account Details" section, you will find your routing number prominently displayed.
- 4.1 Identify the Routing Number: Look for a label that says "Routing Number" or "ABA Routing Number." It will be a nine-digit number.
- 4.2 Note It Down (Safely!): Once you've found it, you can:
- Write it down: If you need to fill out a physical form, accurately transcribe the number.
- Memorize it: For frequent use, it's good to commit it to memory.
- Copy to Clipboard (if available): Some apps allow you to tap and hold to copy the number, which you can then paste into another secure application.
Important Note on Truist Routing Numbers:
While Truist might have multiple routing numbers (especially due to the merger of SunTrust and BB&T), the app will typically show you the correct routing number specific to your account. For most general banking needs, direct deposits, and ACH transfers, the most common Truist routing number is 061000104. However, always verify the number displayed in your app as it pertains to your specific account. Some older accounts, particularly those from legacy BB&T, might still use state-specific routing numbers.
Step 5: Double-Check and Verify – Ensuring Accuracy
Before using your routing number for any transaction, it's always a good practice to double-check its accuracy.
- 5.1 Compare with a Check (Optional but Recommended): If you have a physical Truist check, compare the routing number displayed in the app with the one at the bottom-left corner of your check. The nine-digit number on a check is always the routing number.
- 5.2 Confirm with Official Sources (If Unsure): If you're ever in doubt, you can:
- Call Truist Customer Service: They can verify your routing number.
- Visit a Truist Branch: A teller can assist you.
By following these steps, you can confidently find your Truist routing number on the mobile app whenever you need it. It's a quick, convenient, and secure method to access essential banking information.
10 Related FAQ Questions
How to confirm the correct Truist routing number for direct deposit?
You can confirm the correct routing number for direct deposit by checking your Truist mobile app (as outlined above) or by looking at the bottom-left corner of your personal checks. The number displayed there is specifically for direct deposits and other electronic transfers.
How to find my Truist account number along with the routing number on the app?
After selecting your account and tapping "View account details" in the Truist app, both your routing number and your full account number will typically be displayed on the same screen.
How to differentiate between my routing number and account number on a check?
On a physical check, the routing number is the first set of nine digits on the bottom left. The account number is usually the set of numbers immediately following the routing number, and it can vary in length (often 10-12 digits).
How to use the Truist app for other essential banking information?
The Truist app is a powerful tool for managing your finances. Beyond finding your routing number, you can view transaction history, make transfers, pay bills, deposit checks, set up alerts, and manage your cards, all within the app.
How to ensure my Truist app is secure when looking up banking details?
Always ensure you are using a secure, private Wi-Fi network or your mobile data. Avoid public Wi-Fi. Also, keep your app updated to the latest version and enable biometric login (fingerprint/facial recognition) for added security.
How to find the Truist SWIFT code for international transfers?
While routing numbers are for domestic transactions, international wire transfers usually require a SWIFT/BIC code. Truist's main SWIFT code is generally SNTRUS3A. However, it's always best to confirm the exact SWIFT code with Truist for international transfers, as it can sometimes vary based on the type of transaction or recipient bank.
How to get my Truist routing number if I don't have the app or checks?
If you don't have access to the Truist app or your checks, you can still find your routing number by logging into Truist Online Banking via a web browser, checking a recent bank statement, or by calling Truist customer service directly.
How to know if my Truist routing number is state-specific?
Due to the merger of BB&T and SunTrust, some older accounts might have state-specific routing numbers. The Truist app will typically display the correct routing number for your specific account. If you opened your account more recently, the most common routing number (061000104) is likely the one you'll use.
How to avoid common mistakes when providing my routing number?
Always double-check the nine-digit routing number. A common mistake is to confuse it with the account number or the check number. Also, ensure you're providing the correct routing number for the type of transaction you're making (e.g., ACH vs. wire transfer, though Truist often uses the same for both domestic).
How to contact Truist customer service for help with routing numbers?
You can contact Truist customer service by calling their general support line, which can often be found on their official website or by searching "Truist customer service phone number." They can assist you with verifying your routing number or any other account-related inquiries.
