Getting checks from your bank, even in our increasingly digital world, is a common need for many. Whether it's for rent, contractors, or those times a digital payment just won't cut it, having a supply of physical checks is essential. If you're a Bank of America customer and wondering how to get checks from Bank of America, you've come to the right place! This comprehensive guide will walk you through every step, ensuring you get your checks with ease.
Are you ready to take control of your checkbook and ensure you're always prepared for those paper-based payments? Let's dive in!
Step 1: Determine Your Check Ordering Needs and Preferences
Before you even think about placing an order, it's a good idea to consider a few things. This will help streamline the process and ensure you get exactly what you need.
1.1 Personal vs. Business Checks
- Personal Checks: These are for your individual checking account and are typically used for household expenses, paying bills, or personal transfers.
- Business Checks: If you have a Bank of America business checking account, you'll need to order business checks. These often have different designs, security features, and can be customized with your business name and logo.
1.2 Quantity and Style
- How many do you need? Checks typically come in boxes of various quantities (e.g., 150, 300, 600). Consider how often you use checks to avoid ordering too many or too few.
- What style do you prefer? Bank of America offers a range of designs, from basic and classic to more personalized options with scenic images, causes, or even cartoon characters. Keep in mind that personalized or specialty checks might cost more.
1.3 Security Features
Modern checks come with various security features to help prevent fraud, such as:
- Microprinting
- Security threads
- Chemically reactive paper
While standard checks from Bank of America will have basic security, you might have options for enhanced security features, especially for business checks.
Step 2: Choose Your Preferred Ordering Method
Bank of America provides several convenient ways to order checks. Pick the one that best suits your comfort level and availability.
2.1 Ordering Checks Online (Recommended for Speed and Convenience)
This is often the quickest and easiest method, allowing you to place an order from the comfort of your home.
Sub-step 2.1.1: Log In to Online Banking
- Go to the official Bank of America website (
bankofamerica.com - Log in securely using your User ID and Passcode. If you haven't enrolled in online banking yet, you'll need to do so first.
Sub-step 2.1.2: Navigate to the Check Ordering Section
- Once logged in, look for a section related to "Account Services," "Order Checks & Deposit Tickets," or "Manage Accounts." The exact wording might vary slightly, but it's usually easy to find.
- You might find a direct link on your checking or savings account details page.
Sub-step 2.1.3: Select Your Account and Check Details
- Choose the specific checking or savings account for which you want to order checks.
- You'll then be guided through options to:
- Select your check design (standard, personalized, etc.).
- Choose the quantity of checks.
- Review your personal information (name, address, account number) that will be printed on the checks. Ensure this is all accurate.
- Add any optional features like checkbook covers or deposit slips.
Sub-step 2.1.4: Review and Confirm Your Order
- Before finalizing, you'll see a summary of your order, including the total cost and estimated delivery timeframe.
- Carefully review all details to ensure accuracy.
- Confirm your shipping address.
- Submit your order. The cost will typically be debited directly from your checking account.
2.2 Ordering Checks Through the Mobile Banking App
Bank of America's mobile app offers a streamlined way to order checks on the go.
Sub-step 2.2.1: Log In to the Mobile App
- Open the Bank of America Mobile Banking app on your smartphone or tablet.
- Log in securely.
Sub-step 2.2.2: Access Check Ordering
- Navigate to your checking or savings account.
- Look for an option like "Order Checks & Deposit Tickets."
Sub-step 2.2.3: Follow On-Screen Prompts
- The app will guide you through selecting your check style, quantity, and reviewing your details, similar to the online banking process.
- You may also see an option to reorder your most recent check order quickly if it was placed within the last 60 days.
Sub-step 2.2.4: Confirm and Submit
- Verify all information, especially your shipping address and the total cost.
- Submit your order.
2.3 Ordering Checks by Phone
If you prefer to speak with a representative, ordering checks by phone is a viable option.
Sub-step 2.3.1: Gather Your Information
- Have your Bank of America account number readily available.
- Be prepared to verify your identity with personal details.
Sub-step 2.3.2: Call Bank of America Customer Service
- Dial the main customer service number for Bank of America. For deposit accounts and general inquiries, this is typically 1-800-432-1000.
- Follow the automated prompts to connect with a representative who can assist with check orders.
Sub-step 2.3.3: Place Your Order with the Representative
- Inform the representative that you wish to order new checks.
- They will guide you through the available options, discuss styles, quantities, and pricing.
- Confirm your shipping address and payment method (usually direct debit from your account).
2.4 Ordering Checks In-Person at a Financial Center
For those who prefer face-to-face assistance or have specific questions, visiting a Bank of America financial center is an option.
Sub-step 2.4.1: Locate a Nearby Financial Center
- Use the Bank of America website's "Locations" tool or the mobile app to find the nearest financial center.
- Consider scheduling an appointment to minimize wait times, especially if you have complex needs.
Sub-step 2.4.2: Bring Necessary Identification
- Bring a valid government-issued ID (driver's license, passport, etc.).
- Have your account number handy.
Sub-step 2.4.3: Speak with a Teller or Personal Banker
- A bank representative will assist you with selecting your checks, customizing them if desired, and processing your order.
- They can also answer any questions you have about pricing, delivery, or check features.
- You may also be able to get temporary checks printed on-site if you need a few immediately while waiting for your full order to arrive. Availability of temporary checks may vary by branch.
Step 3: Understanding Costs and Delivery
Knowing what to expect regarding fees and delivery times will help you plan accordingly.
3.1 Check Costs
- The cost of checks from Bank of America can vary significantly based on the style, quantity, and any added security features.
- Basic, standard checks are generally less expensive.
- Preferred Rewards clients and certain account types may qualify for free standard checks or discounts on non-standard styles. It's always a good idea to check your specific account benefits.
- The exact cost will be displayed before you finalize your order, regardless of the ordering method.
3.2 Delivery Timeframes
- Standard Shipping: Typically takes 5 to 7 business days after the checks have been printed.
- Expedited Shipping (Overnight/2-Day): Faster options are usually available for an additional fee.
- Overnight AM: Delivered by noon the next business day (if ordered by 11:00 a.m. local time, Monday-Friday).
- Overnight PM: Delivered by the end of the next business day.
- 2-Day: Delivered by the end of the second business day.
- Note: PO Box delivery is often not available for expedited shipping options.
- Printing typically takes 1-2 business days before shipping commences.
Step 4: Tracking Your Order (If Applicable)
For online or phone orders, you may be able to track the status of your check order.
4.1 Online Banking/Mobile App
- After placing an order online or via the app, there's often a section within the "Order Checks" area where you can view the status of your recent order.
- This is particularly useful for reorders within a certain timeframe (e.g., 60 days).
4.2 Email Notifications
- You might receive email notifications with tracking information once your checks have shipped, especially for expedited orders.
Step 5: Receiving Your Checks
Once your checks arrive, ensure everything is correct.
5.1 Verify Information
- Upon receiving your new checks, carefully review the printed information:
- Your name and address
- Your Bank of America account number
- The bank's routing number
- If there are any errors, contact Bank of America customer service immediately.
5.2 Secure Storage
- Store your checks in a safe and secure location to prevent theft or unauthorized use.
Frequently Asked Questions (FAQs)
How to reorder checks from Bank of America?
Reordering checks is typically very easy through your Bank of America online banking or mobile app, often with a "Reorder Checks" link on your account page or a quick reorder option for recent orders. You can also call customer service or visit a branch.
How to get temporary checks from Bank of America?
You can often get temporary checks printed at a Bank of America financial center if you need a few checks immediately while waiting for your main order to arrive. This can vary by branch availability.
How to find my Bank of America checking account number for check ordering?
Your checking account number can be found on your checks (the second set of numbers at the bottom), on your bank statements, or by logging into your Bank of America online banking or mobile app.
How to know the cost of checks from Bank of America?
The exact cost will be displayed during the online ordering process or provided by a representative if you order by phone or in person. Preferred Rewards clients may qualify for free standard checks or discounts.
How to get free checks from Bank of America?
Certain Bank of America accounts, particularly those associated with the Preferred Rewards program, may offer free standard checks. Check your account's benefits or inquire with customer service.
How to track my check order from Bank of America?
If you ordered online or through the app, you can usually track your order status within the "Order Checks" section of your online banking or mobile app. You may also receive email updates with tracking information.
How to customize my checks with Bank of America?
During the online ordering process or when speaking with a representative, you'll be presented with various design options, allowing you to choose personalized styles beyond basic checks.
How to order business checks from Bank of America?
Business checks for Bank of America business checking accounts can be ordered through Bank of America Business Advantage 360 online banking, by calling business customer service, or by visiting a financial center.
How to stop a check payment with Bank of America?
You can request a stop payment on a check by signing in to Bank of America online banking and selecting the "Information & Services" tab for your account, or by contacting customer service. Fees may apply.
How to get deposit slips from Bank of America?
Deposit slips can typically be ordered along with your checks through online banking, the mobile app, by phone, or in person at a financial center.
