Getting Uber One through Capital One used to be a fantastic perk, offering complimentary memberships and enhanced cash back on Uber and Uber Eats purchases. However, it's crucial to understand that this specific partnership officially concluded on November 14, 2024. While the direct "free Uber One through Capital One" offer is no longer active, don't despair! There might still be ways to leverage your Capital One card for Uber benefits, or find alternative paths to enjoy Uber One. Let's break down everything you need to know.
The Past Glory: Capital One's Uber One Partnership (Expired November 14, 2024)
For a significant period, Capital One and Uber had a lucrative partnership that provided eligible cardholders with some truly amazing benefits. This included:
- Complimentary Uber One Membership: Certain Capital One cards, primarily the Savor, SavorOne, SavorOne Student, and Quicksilver Student cards, offered a full complimentary Uber One membership. Other cards like the Quicksilver and QuicksilverOne provided up to six months of free Uber One. This was a huge value, considering Uber One typically costs $9.99 per month.
- Enhanced Cash Back: Beyond the free membership, some cards like the Capital One Savor, SavorOne, and Quicksilver Student cards offered an unlimited 10% cash back on all Uber and Uber Eats purchases. This was an unprecedented rate for ride-sharing and food delivery, making these cards a go-to for many.
Why is it important to know this now? Because many articles and discussions online might still refer to this expired benefit. It's essential to check the dates and verify the current offers directly with Capital One and Uber.
Navigating Uber One Benefits in a Post-Partnership World
Since the direct partnership has ended, let's look at how you can still make the most of your Capital One card with Uber, and how to get Uber One if you still want those valuable perks.
Step 1: First, let's clarify your current Capital One card situation!
- Do you already have a Capital One credit card? If so, which one?
- Are you considering applying for a new Capital One card? Knowing this will help us tailor the advice.
Understanding your current card or what you're looking for is the critical first step to seeing what benefits, if any, you might still be able to leverage.
Step 2: Check Your Capital One Card's Current Benefits
Even without the direct Uber One partnership, Capital One cards still offer valuable rewards that can be used towards Uber expenses.
-
Sub-heading: Review Your Card's Rewards Categories
- Savor and SavorOne cards: These cards traditionally offer high cash back on dining and entertainment. Since Uber Eats falls under dining and Uber rides can be considered transportation, you might still earn a respectable percentage back on your Uber spending, even if it's not the former 10%. Check your specific card's benefits guide or log into your Capital One account online to see the current reward rates for categories like dining, entertainment, and everyday purchases.
- Quicksilver cards: These cards offer an unlimited 1.5% cash back on every purchase, every day. While not as high as the previous Uber-specific offers, 1.5% back on all your Uber spending is still a solid return.
- Venture cards: If you have a Venture or Venture X card, you primarily earn miles on all purchases. You can then redeem these miles for travel, but often you can also redeem them as a statement credit for eligible purchases, including Uber. This provides flexibility.
-
Sub-heading: Look for General Statement Credit Offers
- Periodically, Capital One (and other credit card issuers) might run limited-time promotions or offers within your online account or mobile app. These could include statement credits for spending with specific merchants, including Uber. Always check the "Offers" or "Rewards" section of your Capital One online portal or app.
Step 3: How to Get Uber One (Directly from Uber)
Since the Capital One partnership for free Uber One is over, the most straightforward way to get Uber One is to subscribe directly through the Uber or Uber Eats app.
-
Sub-heading: Signing Up Through the Uber App
- Open the Uber or Uber Eats App: Make sure you have the latest version installed on your smartphone.
- Navigate to Your Account: Tap the "Account" icon, usually located in the bottom right corner of the app.
- Find the "Uber One" Section: Look for an option clearly labeled "Uber One" (it often has a gold icon).
- Review Benefits and Pricing: The app will display the current benefits of Uber One (e.g., $0 delivery fees, discounts on rides, exclusive perks) and the monthly or annual subscription cost.
- Choose Your Plan: Select either the monthly or annual subscription option. The annual plan typically offers a discount compared to paying month-to-month.
- Select Payment Method: This is where your Capital One card comes in! Even though you're paying for Uber One directly, you can (and should) still use your eligible Capital One card as your payment method. This ensures you earn any standard rewards your card offers on that subscription fee and any subsequent Uber or Uber Eats purchases.
- Confirm Subscription: Follow the prompts to confirm your subscription.
-
Sub-heading: Understanding Uber One Benefits
- $0 Delivery Fee: On eligible Uber Eats and grocery orders that meet a minimum amount.
- Up to 10% Off Eligible Orders: Applies to orders from restaurants and stores marked with the gold Uber One icon.
- 6% Uber One Credits on Eligible Rides: These credits can be used on future Uber rides or Uber Eats orders.
- Top-Rated Drivers: Prioritized matching with highly-rated drivers (subject to availability).
- Premium Support: Access to dedicated customer support.
- $5 Uber Cash: If your eligible Uber Eats order arrives later than the latest estimated arrival time.
Step 4: Maximize Your Capital One Rewards on Uber Spending
Even without a free Uber One membership, using your Capital One card strategically can still make your Uber and Uber Eats spending more rewarding.
-
Sub-heading: Use Your Highest Earning Card
- If you have multiple Capital One cards, use the one that gives you the best rewards rate on dining, entertainment, or everyday purchases for your Uber One subscription and all your Uber/Uber Eats transactions. For many, this will still be a Savor or SavorOne card.
-
Sub-heading: Link Your Capital One Card to Your Uber Account
- Open the Uber or Uber Eats App.
- Go to "Account" then "Wallet" (or "Payment").
- Add Payment Method: Select "Add Payment Method" and choose "Credit or Debit Card."
- Enter Your Capital One Card Details: Input your card number, expiration date, and security code.
- Set as Default (Optional but Recommended): You can set your Capital One card as your default payment method for convenience.
By doing this, every time you take an Uber ride or order food through Uber Eats, you'll automatically earn the rewards associated with your Capital One card.
Step 5: Explore Other Credit Card Uber One Offers (If Applicable)
While the Capital One partnership for free Uber One has ended, other credit card companies may offer similar benefits.
-
Sub-heading: Keep an Eye on New Card Partnerships
- Credit card companies frequently partner with popular services like Uber. It's always worth checking if a different card issuer has a current promotion for complimentary Uber One or enhanced rewards. For example, some premium travel cards might offer annual statement credits that can be used towards ride-sharing or food delivery services, which could effectively cover the cost of Uber One. Always read the terms and conditions carefully.
-
Sub-heading: Consider Welcome Bonuses
- If you're in the market for a new credit card, look at welcome bonuses. Sometimes, spending a certain amount on a new card can earn you a significant cash back bonus or miles that can then be used to offset various expenses, including an Uber One subscription.
Related FAQ Questions
Here are 10 related FAQ questions to help you further understand Uber One and potential credit card benefits:
How to check if my Capital One card still offers Uber One benefits?
Quick Answer: The direct partnership for complimentary Uber One with Capital One ended on November 14, 2024. Therefore, your Capital One card no longer offers a free Uber One membership through that specific program. Always check your individual card's current benefits guide or your Capital One online account for any new, limited-time offers.
How to use my Capital One rewards to pay for Uber?
Quick Answer: You typically can't directly "pay" for Uber with Capital One rewards. Instead, you earn cash back or miles when you use your Capital One card for Uber purchases. You can then redeem your cash back as a statement credit or direct deposit, or redeem your miles for travel or statement credits, effectively offsetting your Uber expenses.
How to find out which Capital One cards are best for Uber?
Quick Answer: While the 10% back offer has ended, Capital One Savor and SavorOne cards generally offer the best ongoing cash back rates on dining and entertainment, which often include Uber Eats. Quicksilver cards offer a flat 1.5% cash back on all purchases, including Uber rides.
How to cancel an Uber One membership?
Quick Answer: You can cancel your Uber One membership directly in the Uber or Uber Eats app. Go to "Account," then "Uber One," and look for "Manage Membership" or "End Membership" to follow the cancellation steps.
How to get Uber One if I don't have an eligible Capital One card?
Quick Answer: You can purchase an Uber One membership directly through the Uber or Uber Eats app at its standard monthly or annual cost. You can use any valid credit/debit card to subscribe.
How to tell if a restaurant is eligible for Uber One benefits?
Quick Answer: In the Uber Eats app, look for the gold "Uber One" icon displayed next to the restaurant's name. This indicates that your Uber One benefits (like $0 delivery fees and discounts) will apply to eligible orders from that establishment.
How to ensure I earn rewards on Uber with my Capital One card?
Quick Answer: Make sure your desired Capital One credit card is linked as a payment method in your Uber or Uber Eats app, and select it as your payment option when making a purchase.
How to see my Uber One credit earnings?
Quick Answer: If you're an Uber One member, you'll earn Uber One credits on eligible rides. These credits are deposited into your Uber Wallet within the app and can be viewed there, along with their expiration dates.
How to get an Uber One student discount?
Quick Answer: Uber sometimes offers a discounted Uber One for students. Check the Uber app's "Uber One" section or the Uber website for "Uber One for Students" to see if you're eligible and how to verify your student status.
How to contact Capital One about past Uber One statement credits?
Quick Answer: If you believe you were eligible for a past Uber One statement credit under the expired partnership and did not receive it, contact Capital One customer service directly using the phone number on the back of your card.
