Do you find yourself running low on checks for your Bank of America account? Perhaps you've moved, or you simply need a fresh supply. Ordering checks can seem a bit daunting, but with Bank of America, it's a straightforward process with several convenient options. This comprehensive guide will walk you through each step, ensuring you get your new checks without a hitch.
Ready to get started? Let's dive in!
Understanding Your Options for Ordering Checks
Bank of America offers multiple ways to order checks, catering to different preferences and needs. You can choose the method that's most convenient for you:
- Online Banking: The fastest and often most preferred method for many. It allows you to order checks from the comfort of your home, any time of day.
- Mobile Banking App: Perfect for on-the-go ordering directly from your smartphone or tablet.
- By Phone: If you prefer to speak with a representative, this option provides personalized assistance.
- In Person at a Financial Center: For those who prefer face-to-face interaction or need immediate assistance.
Let's break down each method step-by-step.
Step 1: Decide on Your Preferred Ordering Method
Before you even begin, consider which method best suits your needs. Are you comfortable with online transactions? Do you prefer speaking to someone? Or do you need to visit a branch for other banking needs anyway? Once you've made your choice, proceed to the relevant step below.
Step 2: Ordering Checks Through Online Banking (Recommended)
This is typically the easiest and quickest way to order new checks or reorder existing ones.
Sub-heading: 2.1 Logging In Securely
- Open your web browser: Go to the official Bank of America website (bankofamerica.com). Always ensure you are on the legitimate Bank of America site to protect your personal information.
- Log in to your Online Banking account: Enter your User ID and Passcode in the designated fields. If you've forgotten them, use the "Forgot User ID?" or "Forgot Passcode?" links to recover them. You may be prompted for additional security verification, such as a one-time passcode sent to your phone or email.
Sub-heading: 2.2 Navigating to the Check Ordering Section
- Select your Checking or Savings Account: Once logged in, locate the account for which you wish to order checks. Click on the account to view its details.
- Find the "Order Checks" or "Account Services" link: The exact wording might vary slightly, but generally, you'll find an option like "Order Checks & Deposit Tickets," "Reorder Checks," or it might be located under a broader "Information & Services" or "Account Services" tab. This is usually easily visible on the account summary page.
Sub-heading: 2.3 Customizing and Placing Your Order
- Verify your information: The system will likely pre-populate your name, address, and account number. Double-check that all this information is accurate. If anything has changed (e.g., your address), update it before proceeding.
- Choose your check design: Bank of America partners with check printers (like Harland Clarke) to offer a variety of designs. You'll typically have options for:
- Standard checks: Basic, no-frills designs.
- Personalized checks: Featuring images, patterns, or even custom logos (for business accounts).
- Security features: Many checks come with built-in security features to prevent fraud. You might have options to enhance these.
- Select the quantity: Choose the number of check boxes you need. Options usually include one-part or duplicate checks (which create a carbon copy for your records).
- Review pricing and shipping: The cost of checks varies depending on the design, quantity, and any special features. You'll see the total cost clearly displayed. You'll also be presented with shipping options, which can range from standard (5-7 business days after printing) to expedited (overnight or 2-day delivery, often with an additional fee).
- Confirm your order: Carefully review all the details of your order – the design, quantity, shipping address, and total cost.
- Submit payment: The cost of the checks will usually be debited directly from your Bank of America checking account.
- Receive confirmation: After placing your order, you'll receive an order confirmation number and an estimated delivery date. Keep this confirmation for your records.
Step 3: Ordering Checks Through the Mobile Banking App
The Bank of America mobile app offers a convenient way to order checks on the go.
Sub-heading: 3.1 Accessing the Mobile App
- Download and open the app: If you haven't already, download the Bank of America Mobile Banking app from your device's app store (App Store for iOS, Google Play Store for Android).
- Log in: Enter your User ID and Passcode. Similar to online banking, you might have extra security steps like fingerprint or facial recognition, or a one-time passcode.
Sub-heading: 3.2 Navigating to Check Ordering within the App
- Select your account: From your account list, tap on the checking or savings account for which you need checks.
- Look for "Order Checks & Deposit Tickets": This option is typically found under the account details or a menu within the specific account view.
Sub-heading: 3.3 Completing Your Order on Mobile
The steps for customizing, reviewing, and confirming your order are very similar to the online banking process. Follow the on-screen prompts to:
- Verify your information.
- Choose your check design and quantity.
- Select shipping options.
- Review and confirm your purchase.
Step 4: Ordering Checks by Phone
If you prefer to speak directly with a Bank of America representative, ordering by phone is a good option.
Sub-heading: 4.1 Gathering Your Information
Before you call, have the following ready:
- Your Bank of America account number.
- Your routing number (usually found on your checks or online banking).
- Your personal details (name, address, phone number).
- Any specific preferences for check design or quantity.
Sub-heading: 4.2 Making the Call
- Call Bank of America Customer Service: The general customer service number for Bank of America is 1-800-432-1000. For business accounts, you might need a different number, often 1-888-BUSINESS (1-888-287-4637). Check the official Bank of America website for the most current contact numbers.
- Navigate the automated system: Listen carefully to the prompts and select the option for "Account Services" or "Order Checks."
- Speak with a representative: Once connected, explain that you wish to order checks for your account. The representative will guide you through the process, confirm your details, and help you select your check preferences.
- Confirm details and payment: The representative will confirm your order details and the associated fees. The cost will be debited from your account.
- Get confirmation: Ask for an order confirmation number and an estimated delivery timeframe.
Step 5: Ordering Checks In Person at a Financial Center
For those who prefer face-to-face assistance or need to discuss specific options, visiting a Bank of America financial center is an option.
Sub-heading: 5.1 Preparing for Your Visit
- Bring identification: Have a valid government-issued ID (driver's license, passport, etc.).
- Know your account details: While they can look it up, having your account number handy can speed up the process.
- Consider making an appointment: Especially for busy branches, scheduling an appointment can save you wait time. You can often do this online through the Bank of America website.
Sub-heading: 5.2 At the Financial Center
- Speak with a teller or customer service representative: Inform them you'd like to order checks.
- Provide your information: They will verify your identity and account details.
- Discuss options: The representative can show you various check designs and explain pricing and shipping options. They can also assist with any address changes or special requests.
- Complete the order: They will process your order and the payment will be debited from your account.
- Receive confirmation: You'll receive a confirmation or receipt for your order.
Important Considerations
- First-time orders: For your very first check order on a new account, you might need to go through Bank of America directly (online, phone, or in-branch) rather than an external check printing service.
- Pricing: The cost of checks is not fixed and varies based on the design, quantity, and any added security features or accessories (like deposit slips or checkbook covers).
- Delivery Time: Standard delivery typically takes 5-7 business days after the checks are printed (which can take 1-2 business days). Expedited shipping options are available for an extra fee if you need your checks sooner.
- Security: Bank of America prioritizes the security of your check orders. Ensure you are always on the official Bank of America website or using their official app.
- Preferred Rewards: If you are a Bank of America Preferred Rewards member, you might be eligible for discounts or even free checks. Check your program benefits or ask a representative.
10 Related FAQ Questions
Here are 10 common questions about ordering checks from Bank of America, with quick answers:
How to reorder checks from Bank of America if I already have them?
You can easily reorder checks through Bank of America Online Banking or the Mobile Banking App. Log in, select your checking or savings account, and look for "Order Checks" or "Reorder Checks & Deposit Tickets." Your previous order details are often saved for quick reordering.
How to find my Bank of America account number for ordering checks?
Your account number can be found on your existing checks, your monthly bank statements, or by logging into your Bank of America Online Banking or Mobile Banking app.
How to find my Bank of America routing number for ordering checks?
Your routing number is printed on your checks (the first set of nine digits at the bottom), available on your online banking account details, or on Bank of America's official website.
How to order deposit slips for Bank of America?
Deposit slips are typically ordered simultaneously with your checks through the same online, mobile, phone, or in-branch methods. There's usually an option to add them to your check order.
How to track my Bank of America check order?
When you order checks online or by phone, you'll receive a confirmation number. You can often use this number on the check printer's website (e.g., Harland Clarke) to track your order.
How to change the address on my Bank of America checks?
You should update your address with Bank of America first. This can be done through Online Banking (Profile & Settings), by calling customer service, or visiting a financial center. Once your address is updated, your new check order will reflect the correct address.
How to get free checks from Bank of America?
Some Bank of America Preferred Rewards tiers offer free checks. Check your specific Preferred Rewards benefits or inquire with a Bank of America representative to see if you qualify.
How to order checks for a Bank of America business account?
Business checks can be ordered through Bank of America Business Online Banking, by calling the dedicated business customer service line (often 1-888-BUSINESS), or by visiting a financial center.
How to expedite my Bank of America check order?
During the online or phone ordering process, you'll typically be given options for expedited shipping, such as overnight or 2-day delivery, for an additional fee.
How to cancel a Bank of America check order?
To inquire about canceling a check order, you should contact Bank of America customer service as soon as possible after placing the order. Whether it can be canceled depends on how quickly the printing process has begun.