How to Order Checks from Bank of America: Your Comprehensive Guide
Have you ever found yourself in that moment where you reach for your checkbook, only to discover you're down to your last few checks? It's a surprisingly common predicament, even in our increasingly digital world. While electronic payments are fantastic, there are still many instances where a good old-fashioned paper check is the most practical, or even the only, option – think rent, certain contractors, or gifts.
If you bank with Bank of America, ordering new checks is a straightforward process, offering several convenient methods. This lengthy guide will walk you through each step, ensuring you get your new checks with minimal fuss. Let's dive in!
Step 1: Identify Your Need and Prepare
Before you even think about clicking "order" or picking up the phone, let's figure out what you need. This initial reflection will save you time and potential headaches later.
Sub-heading: Why do you need checks?
Are you simply running low on your current supply, or do you need to change some information? Perhaps you've moved, gotten married, or simply want a fresh look for your checks. Knowing this will dictate whether you're performing a reorder or a new order. A reorder is generally quicker as your existing details are already on file.
Sub-heading: Gather Essential Information
Before you begin, ensure you have the following handy:
- Your Bank of America Account Number: This is crucial for identifying your account.
- Your Bank of America Routing Number: While often pre-filled for online reorders, it's good to have it ready, especially for phone or in-person orders.
- Your Personal Information: This includes your full name and current address as registered with Bank of America. If there are changes, you'll need to address those first.
- Your Debit Card or Online Banking Credentials: Depending on the ordering method, you'll need to verify your identity.
Step 2: Choose Your Ordering Method
Bank of America offers several convenient ways to order checks. Pick the one that best suits your comfort level and time constraints.
Method A: Ordering Checks Online (The Most Popular Choice)
This is often the fastest and most convenient method if you're comfortable with online banking.
Step 2.1: Log In to Bank of America Online Banking
- Open your web browser and go to the official Bank of America website (bankofamerica.com).
- Locate the "Sign In" button, usually in the top right corner of the page.
- Enter your Online ID and Passcode to log in to your account.
Step 2.2: Navigate to the Check Ordering Section
- Once logged in, look for a section related to "Account Services," "Customer Service," or directly "Order Checks & Deposit Tickets." The exact wording might vary slightly, but it's typically found under your checking or savings account details.
- You might find this option by clicking on the specific checking or savings account for which you want to order checks. Many users find it under an "Information & Services" tab or similar.
Step 2.3: Select Your Account and Order Type
- If you have multiple accounts, carefully select the checking or savings account for which you need checks.
- The system will usually ask if you are reordering your previous checks or placing a new order.
- Reorder: If you're reordering, your previous check design and information will likely be pre-populated, making the process very quick. You'll just need to confirm details and quantity.
- New Order: If it's a new order, you'll be guided through selecting a check design, style, and personalizing the information.
Step 2.4: Customize Your Checks (for New Orders or Changes)
- Design and Style: You'll be presented with various check designs, from basic styles to more elaborate ones featuring landscapes, causes, or characters. Note that different designs may have different costs.
- Personal Information: Double-check your name and address. If anything needs to be updated, ensure you do so accurately. You might have the option to add a phone number or other details, though this isn't always recommended for security reasons.
- Security Features: Consider adding enhanced security features like holograms or special paper, which can help prevent fraud. These usually come at an additional cost.
- Quantity: Choose the number of checks you need. Options typically include quantities like 150, 300, or more.
- Accessories: You might also have the option to order matching deposit slips, checkbook covers, or address labels.
Step 2.5: Review Your Order and Confirm
- Before finalizing, you'll see a summary of your order, including the chosen design, quantity, personalization details, and, most importantly, the total cost.
- Carefully review all the information for accuracy. Mistakes here can be costly and time-consuming to correct.
- Confirm your shipping address.
- Proceed to checkout and confirm the payment. The cost will typically be debited directly from your Bank of America checking account.
Method B: Ordering Checks by Phone
If you prefer speaking with a representative or have specific questions, ordering by phone is a great option.
Step 2.1: Gather Your Information
- Have your Bank of America account number and personal details readily available.
- You might also need your debit card information for verification.
Step 2.2: Call Bank of America Customer Service
- Dial Bank of America's general customer service number. For personal banking, a common number is 1-800-432-1000. For business accounts, the number might be different (e.g., 1-888-BUSINESS or 1-888-287-4637). It's always best to check the official Bank of America website for the most current contact numbers.
- Be prepared for an automated menu. Listen carefully for options related to "Account Services" or "Ordering Checks." You may need to say "Order Checks" to the automated system.
Step 2.3: Speak with a Representative
- Once connected, explain that you wish to order checks.
- The representative will guide you through the process, verifying your identity and account details.
- They will inform you about the available check designs, pricing, and shipping options. Don't hesitate to ask about any special offers or discounts.
- Confirm all the details, including your address, before the order is placed.
Method C: Ordering Checks In-Person at a Financial Center
For those who prefer face-to-face interaction or need immediate assistance with other banking matters, visiting a branch is a viable option.
Step 2.1: Locate Your Nearest Bank of America Financial Center
- Use the Bank of America website's "Locations" tool or their mobile app to find a financial center near you.
- Check their operating hours before you go.
Step 2.2: Visit the Financial Center
- When you arrive, speak with a teller or a personal banker.
- Inform them that you need to order checks.
- You'll need to provide your account number and likely present a valid photo ID for verification.
Step 2.3: Complete the Order with Assistance
- The bank representative will assist you in selecting your check design, quantity, and verifying your personal information.
- They can answer any questions you have regarding pricing, delivery, or check features.
- The order will be placed directly through their system.
Step 3: Understand Shipping and Delivery
Once your order is placed, you'll want to know when to expect your new checks.
Sub-heading: Standard Delivery
- For most standard orders, checks typically arrive within 7 to 10 business days after the product has shipped. This option is often the most economical.
Sub-heading: Expedited Shipping Options
- If you need your checks sooner, Bank of America, through their check printing partner (often Harland Clarke), offers expedited shipping options like:
- CheckProtect®: This is often the most economical trackable option, delivered in tamper-evident packaging. It's compatible with PO Boxes.
- 2-Day Delivery: Checks are typically delivered by the end of the second business day after in-plant rush processing (usually 1-2 business days for printing). PO Box delivery is often not available for this option.
- Overnight AM/PM Delivery: For urgent needs, these options offer delivery by noon or end of the next business day, respectively, after rush processing. Again, PO Box delivery is generally not available.
- Be aware that expedited shipping comes with additional fees. Orders usually need to be placed by a specific cutoff time (e.g., 11:00 a.m. local time, Monday-Friday) for these faster delivery methods to apply on the same day.
Sub-heading: Tracking Your Order
- If you choose a trackable shipping option (like CheckProtect or expedited services), you will usually receive a tracking number via email or within your online banking portal. This allows you to monitor the delivery status of your checks.
Step 4: Cost and Fees
The cost of ordering checks from Bank of America can vary based on several factors.
Sub-heading: Factors Influencing Cost
- Check Style/Design: Basic checks are generally less expensive than those with custom designs, images, or special features.
- Quantity: Ordering a larger quantity of checks might offer a better per-check price, but the total upfront cost will be higher.
- Account Type: Some premium checking accounts or Preferred Rewards members might receive a certain number of free checks periodically or have fees waived. It's always worth checking your specific account details or asking a representative if you qualify for any discounts.
- Shipping Method: As mentioned, expedited shipping incurs additional charges.
- Security Features: Opting for enhanced security features will add to the cost.
Sub-heading: How to Find Specific Pricing
- The most accurate pricing will be displayed during the online ordering process before you confirm your purchase.
- You can also ask a customer service representative by phone or in-person for current pricing.
- Refer to your Bank of America Personal Schedule of Fees for detailed information on various banking services, including check orders.
Step 5: After Placing Your Order
Once your order is complete, there are a few things to keep in mind.
Sub-heading: Confirming Your Order
- You should receive an email confirmation of your check order shortly after placing it, especially for online orders. Keep this for your records.
Sub-heading: What if there's a problem?
- If your checks don't arrive within the expected timeframe, or if there's an error on the checks (e.g., incorrect name or address), contact Bank of America customer service immediately. Have your order confirmation details ready.
Sub-heading: Secure Storage of New Checks
- Once your checks arrive, store them in a secure location to prevent unauthorized access or theft.
Frequently Asked Questions (FAQs)
Here are 10 common questions related to ordering checks from Bank of America, with quick answers:
How to reorder checks from Bank of America online?
Log in to your Bank of America online banking, navigate to your checking or savings account, and look for an option like "Order Checks & Deposit Tickets." Your previous order details will often be pre-filled for a quick reorder.
How to order checks from Bank of America by phone?
Call Bank of America customer service at 1-800-432-1000 (for personal accounts) and speak to a representative who can guide you through the check ordering process. Have your account information ready.
How to order checks from Bank of America in person?
Visit any Bank of America financial center. A teller or personal banker can assist you with placing a check order after verifying your identity and account details.
How to find my Bank of America routing number for ordering checks?
Your Bank of America routing number is printed on your existing checks (usually the first set of numbers at the bottom). You can also find it by logging into online banking or on Bank of America's official website.
How to track my Bank of America check order?
If you chose a trackable shipping option (like CheckProtect or expedited delivery), you should receive a tracking number via email or within your online banking portal that you can use to monitor your order's delivery status.
How to know the cost of ordering checks from Bank of America?
The exact cost depends on the check style, quantity, and any special features. The price will be displayed during the online ordering process before you finalize your purchase, or a representative can provide it over the phone or in person. Some premium accounts may offer free checks.
How to get free checks from Bank of America?
Certain Bank of America checking accounts or Preferred Rewards tiers may offer free checks as a benefit. Check your account details or inquire with customer service to see if you qualify.
How to change the address on my Bank of America checks?
Before ordering checks with a new address, you must first update your address with Bank of America. You can usually do this through online banking (Profile & Settings), by phone, or in person at a branch. Once your address is updated, you can then proceed to order checks with the correct information.
How to order deposit slips from Bank of America?
Deposit slips can typically be ordered at the same time as checks through Bank of America's online check ordering portal, by phone, or in person at a financial center.
How to expedite check delivery from Bank of America?
During the online or phone ordering process, you can select expedited shipping options like 2-Day or Overnight delivery for an additional fee. Be aware that these options often have specific cutoff times for same-day processing and may not deliver to PO Box addresses.