In today's digital age, managing your finances has become incredibly convenient, and ordering checks is no exception. If you're a Bank of America customer, their mobile app offers a straightforward and secure way to replenish your check supply without stepping foot in a branch or even logging onto a desktop computer. This comprehensive guide will walk you through every step of the process, ensuring you can confidently order your new checks with ease.
Mastering Your Check Order: A Step-by-Step Guide to the Bank of America App
Let's dive right in! Are you ready to streamline your check ordering process and gain more control over your banking right from your smartphone? If so, follow these detailed steps.
Step 1: Launch and Log In to the Bank of America Mobile App
This is where your journey begins.
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Download the App (if you haven't already): First things first, ensure you have the official Bank of America Mobile Banking app installed on your smartphone or tablet. You can find it on the Apple App Store for iOS devices or Google Play Store for Android devices. Search for "Bank of America Mobile Banking."
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Open the App: Locate the blue Bank of America icon on your device's home screen or app drawer and tap it to launch the application.
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Secure Login: You'll be prompted to log in. Use your Online Banking User ID and Passcode. For enhanced security and convenience, many users also have Face ID, Touch ID, or fingerprint authentication enabled. If you do, simply use that method to quickly access your account.
Remember, never share your login credentials with anyone, and always ensure you are on the official Bank of America app.
Step 2: Navigate to Your Checking Account
Once logged in, you'll land on your account summary screen.
- Locate Your Account: Scroll through your list of accounts (checking, savings, credit cards, investments, etc.) and tap on the specific checking or savings account for which you wish to order checks. This is crucial as check orders are tied to a particular account.
- Account Overview: You'll now see the details of your selected account, including your balance and recent transactions.
Step 3: Find the "Order Checks & Deposit Tickets" Option
This is the key to initiating your check order.
- Scroll and Discover: Within your selected account's details, you'll need to scroll down a bit. Look for an option that says "Order Checks & Deposit Tickets" or something similar. It's usually found under a "Services" or "Account Services" section.
- Pro Tip: If you're having trouble locating it, you can sometimes use the app's search bar (often represented by a magnifying glass icon) or the "Help & Support" section to search for "order checks."
Step 4: Select Your Check Order Preferences
Now it's time to customize your check order!
- Choose Your Design: Bank of America partners with Harland Clarke for check printing. You'll typically be redirected to a secure section within the app (or a linked browser window) powered by Harland Clarke. Here, you'll see various check designs, from basic to more elaborate, sometimes including options for causes or organizations. Browse through them and select the design that best suits your needs and style.
- Quantity and Type:
- Quantity: Decide how many boxes of checks you need. Options usually include single boxes, double boxes, or larger quantities, with prices varying accordingly.
- Check Type: Most personal accounts will be ordering "personal checks." If you have a business account, you might see options for "business checks."
- Personalization (Optional but Recommended):
- Contact Information: Verify your name and address as they will appear on the checks. Make sure everything is accurate. If you've recently moved or changed your name, ensure your bank records are updated first.
- Optional Lines: Some check designs allow for additional lines, such as a phone number or a specific personal message. This is entirely optional.
- Consider carefully before adding sensitive information beyond your name and address.
Step 5: Review Your Order and Confirm Details
Accuracy is paramount when ordering checks.
- Thorough Review: Before finalizing, you'll be presented with a summary of your order. Take a moment to carefully review everything:
- Account Number: Ensure the correct account number is listed.
- Routing Number: This should automatically populate for your account, but it's good to double-check.
- Personal Information: Verify your name and address.
- Check Design & Quantity: Confirm your chosen design and the number of boxes.
- Total Cost: Note the total cost of your order. This amount will typically be debited directly from your checking account. Be aware that some premium Bank of America accounts may offer free checks, so check your account benefits.
- Shipping Address: Confirm the shipping address where you want your checks delivered. By default, it will be your address on file with Bank of America.
- Shipping Method: You might have options for standard or expedited shipping. Standard shipping is usually included, while expedited options will incur an additional fee. Choose the method that fits your urgency and budget.
Step 6: Finalize Your Order
The final step in getting your new checks!
- Submit Order: Once you've meticulously reviewed all the details and are satisfied, click on the "Submit Order" or "Place Order" button.
- Confirmation: You should receive an on-screen confirmation that your order has been placed successfully. You may also receive an email confirmation from Bank of America or Harland Clarke detailing your order and providing an estimated delivery date. Keep this confirmation for your records.
Frequently Asked Questions (FAQs)
Here are 10 common questions related to ordering checks through the Bank of America app, with quick answers:
How to check the status of my recent check order?
You can usually check the status of your order within the Bank of America mobile app by navigating to the "Order Checks & Deposit Tickets" section of your checking account. Recent orders (typically within the last 60 days) will often be displayed there with tracking information, or you may be redirected to the Harland Clarke website to track your order directly.
How to find out if my Bank of America account offers free checks?
To determine if your account qualifies for free checks, check your Bank of America Personal Schedule of Fees, available on their website, or review your specific account agreement within the mobile app or online banking. Preferred Rewards members often receive free checks.
How to order checks if I don't have the Bank of America mobile app?
You can still order checks through Bank of America's Online Banking website, by calling Bank of America customer service, or by visiting a local Bank of America financial center.
How to update my address before ordering new checks?
You should update your address with Bank of America before ordering checks. This can typically be done through the "Profile & Settings" section in the mobile app or online banking, by calling customer service, or by visiting a branch.
How to get temporary checks while waiting for my order?
If you need checks immediately, you can visit a Bank of America financial center, and they may be able to print temporary checks for you on the spot. Some branches might also offer counter checks.
How to order deposit slips through the Bank of America app?
Deposit slips can be ordered through the same "Order Checks & Deposit Tickets" section within the Bank of America mobile app. The process is very similar to ordering checks.
How to cancel a check order placed through the app?
If you need to cancel an order, you should contact Bank of America customer service as soon as possible. The ability to cancel depends on how quickly the order has been processed by the check printer.
How to order checks for a business account on the app?
While the general steps are similar, you'll need to select your business checking account when you navigate to the "Order Checks & Deposit Tickets" section. The options for business checks and their customization might differ from personal checks.
How to choose a custom design for my checks?
When you reach the Harland Clarke interface within the app, you'll be presented with various design options. Simply browse through the available designs and select the one you prefer before proceeding with your order.
How to ensure my check order is secure?
Bank of America uses industry-standard encryption and security protocols within its mobile app and when linking to its check printing partner. Always ensure you are using the official Bank of America app, your device is secure, and you are logged in to your account.