It's fantastic that you're looking into Allstate Drivewise! It's a really smart way to potentially save on your car insurance just by demonstrating your safe driving habits. Imagine getting rewarded for something you already do – drive carefully! This program is designed to give you more control over your insurance rate, and we're here to walk you through every step of the sign-up process. Let's get you on the road to those savings!
How to Sign Up for Allstate Drivewise: Your Step-by-Step Guide
Signing up for Allstate Drivewise is largely done through the Allstate mobile app, making it incredibly convenient. Here's a detailed breakdown of how to get started:
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| How To Sign Up For Allstate Drivewise |
Step 1: Confirm Your Eligibility and Understand the Benefits
Before you even touch your phone, it's crucial to understand what Drivewise offers and if it's the right fit for you.
What is Allstate Drivewise?
Allstate Drivewise is a telematics program that uses your smartphone to track your driving behavior. By analyzing factors like speed, braking, and time of day you drive, it provides insights into your habits and can reward you with a more personalized auto insurance rate.
Key Benefits of Allstate Drivewise:
- Potential Savings: The primary draw! Safe drivers can earn discounts on their car insurance. You often get a participation discount just for enrolling, and then further savings based on your driving performance.
- Personalized Feedback: Get insights into your driving habits, helping you identify areas for improvement to become an even safer driver.
- Crash Detection: A fantastic safety feature that can detect major collisions and offer help, like connecting you with emergency services or roadside assistance.
- Trip History: Review your past trips, see your routes, and understand your driving patterns.
- No Cost to Enroll: Drivewise is optional and doesn't cost anything to add to your policy.
Eligibility Requirements:
- Active Allstate Auto Insurance Policy: You generally need to be an Allstate auto insurance policyholder.
- Smartphone: You'll need a smartphone (Apple iOS 15.0 or higher or Android 10.0 or higher) as the program operates through the Allstate mobile app.
- Location Services Enabled: The app requires your phone's location services to be set to "Always Allow" for accurate trip tracking.
- Motion & Fitness/Physical Activity Permissions: You'll need to grant the app access to your phone's motion and fitness data for comprehensive tracking.
- Minimum Trips: To qualify for performance-based discounts, you'll need to record a certain number of trips (often 50 trips) within a specified period (e.g., six months).
Important Note: While Drivewise aims to save you money, in some states, consistently high-risk driving behaviors could potentially impact your rate. Always check with your Allstate agent or the Allstate website for state-specific details.
Step 2: Download the Allstate Mobile App
This is where your journey to savings truly begins!
Tip: Don’t skip the small notes — they often matter.
For iPhone Users:
- Open the App Store: Tap on the blue App Store icon on your iPhone's home screen.
- Search for "Allstate Mobile": Tap the "Search" tab at the bottom right, then type "Allstate Mobile" into the search bar at the top.
- Download the App: Locate the official "Allstate® Mobile" app (usually the first result with the Allstate logo) and tap the "Get" button. You might need to confirm your download with Face ID, Touch ID, or your Apple ID password.
For Android Users:
- Open the Google Play Store: Tap on the Google Play Store icon on your Android phone's home screen.
- Search for "Allstate Mobile": Tap the search bar at the top and type "Allstate Mobile."
- Install the App: Find the official "Allstate Mobile" app and tap the "Install" button. The app will download and install automatically.
Pro Tip: You can also visit the Allstate website on your phone and look for direct links to download the app from there. This ensures you're getting the legitimate application.
Step 3: Create or Log In to Your My Account
Once the app is downloaded, it's time to access your Allstate account.
If You Already Have a My Account:
- Open the Allstate App: Tap the Allstate icon on your home screen.
- Tap "Log In": You'll see an option to log in.
- Enter Your Credentials: Input your My Account username and password.
- Complete Two-Factor Authentication (if applicable): If you have two-factor authentication enabled, you'll receive a verification code via text or email. Enter this code to proceed.
If You Don't Have a My Account (First-Time User):
- Open the Allstate App: Tap the Allstate icon.
- Tap "Register" or "Create Account": Look for the option to create a new account.
- Provide Required Information: You'll typically be asked for:
- Your Full Name: Ensure it matches the name on your Allstate policy.
- Mobile Phone Number: A verification code will be sent here.
- Email Address: A valid email address is required.
- Policy Number: Have your Allstate auto insurance policy number handy; you can usually find it on your billing statement or policy documents.
- Set Up User ID and Password: Choose a secure username and password for your My Account.
- Verify Your Account: Enter the 6-digit verification code sent to your phone or email to complete the registration.
- Accept Terms and Conditions: Read through and accept the terms and conditions.
Important Reminder: Each person in your household who will be using Drivewise (and potentially earning discounts) will need to log in to the app using their own My Account credentials.
Step 4: Activate Drivewise and Grant Permissions
This is the core step for enabling the Drivewise feature.
- Navigate to the Drivewise Dashboard: Once logged in, you might see a prompt to activate Drivewise. If not, look for a "Drivewise" section or tab within the app's main menu or dashboard. Tap on it.
- Tap to Activate: You'll see an option to "Activate Drivewise" or "Get Started with Drivewise." Tap this.
- Review and Accept Terms of Service: Read the Drivewise-specific terms of service carefully. You'll need to scroll to the bottom of the agreement for the "I Accept" or "Continue" button to become clickable.
- Allow Location Services: This is critical for Drivewise to function correctly.
- When prompted, choose "Always Allow" for location access. This ensures the app can track your trips accurately in the background, even when you're not actively using it. If you select "While Using the App" or "Ask Next Time," your trips may not be fully recorded, impacting your potential savings.
- Allow Motion & Fitness / Physical Activity: The app will ask for permission to access your device's motion and fitness data. Grant this permission as it helps Drivewise differentiate between driving and other activities.
- Enable Notifications (Recommended): While not strictly required for tracking, enabling notifications allows Allstate to send you important updates, feedback on your driving, and alerts.
Troubleshooting Tip: If you encounter issues with permissions, go to your phone's main Settings app, find "Allstate Mobile" in your app list, and manually adjust the "Location" and "Motion & Fitness" (iOS) or "Physical Activity" (Android) permissions.
Tip: Compare what you read here with other sources.
Step 5: Enroll All Eligible Drivers (Optional but Recommended)
To maximize your potential savings, Allstate recommends enrolling all drivers on your policy who will be using Drivewise.
- Repeat for Each Driver: Each additional driver on your policy will need to:
- Download the Allstate Mobile app on their own smartphone.
- Log in using their own My Account credentials (or create one if they don't have one).
- Navigate to the Drivewise section and activate it, granting all necessary permissions as outlined in Step 4.
Why Enroll Everyone? The more drivers on your policy actively participating and demonstrating safe driving, the greater the potential for overall policy discounts.
Step 6: Start Driving and Earning!
You're almost there! The final step is simply to drive as you normally would.
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- Take Your First Trip: The Drivewise app will automatically begin detecting your trips as long as your phone is with you and the permissions are set correctly.
- Monitor Your Progress: Within the Allstate app's Drivewise section, you'll be able to:
- View your trip summaries (including routes, speed, and braking events).
- See personalized driving insights and feedback.
- Track your progress toward discounts and rewards.
- Access the crash detection feature.
- Maintain Consistent Use: To ensure you receive maximum savings, keep the app active and ensure your phone's settings (location, battery optimization) don't interfere with trip tracking. Allstate typically requires a minimum number of trips (e.g., 50 trips) over a six-month period to apply performance-based discounts at renewal.
Important Note on Passenger Trips: Drivewise follows the person, not the car. If you're a passenger, the app might record the trip. However, you can usually go into the app after a trip and designate yourself as a passenger so it doesn't negatively impact your driver score.
10 Related FAQ Questions
Here are some frequently asked questions about Allstate Drivewise to provide quick answers:
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How to check my Drivewise discount?
You can typically check your estimated Drivewise discount and driving feedback directly within the Allstate mobile app, usually on the Drivewise dashboard. Full discounts are often applied at your policy renewal after meeting trip requirements.
How to turn off Drivewise temporarily?
You can temporarily turn off Drivewise by going into the Allstate mobile app, navigating to your Profile, then Settings, selecting Drivewise, and toggling it from "Active" to "Off." You can also set an auto-restart timeframe.
How to ensure Drivewise tracks my trips accurately?
Ensure your smartphone's location services are set to "Always Allow" for the Allstate app, and that "Motion & Fitness" (iOS) or "Physical Activity" (Android) permissions are granted. Also, disable any power-saving modes that might restrict background app activity.
How to resolve "Drivewise not recording trips" issue?
First, verify your app permissions (location "Always Allow," motion/physical activity enabled). Ensure your phone's operating system is up to date and that the Allstate app is the latest version. If problems persist, try restarting your phone or reinstalling the app, then contact Allstate customer support.
How to dispute a Drivewise trip or adjust if I was a passenger?
Within the Allstate mobile app, go to your Drivewise dashboard, select "View All Trips" under "My Trips." For any trip where you were incorrectly identified as the driver, select the trip and update the "trip method" to indicate you were a passenger. Only driver trips count towards your score.
Tip: Keep your attention on the main thread.
How to know what driving behaviors Drivewise tracks?
Drivewise tracks speed (aim for under 80 mph), braking (limiting sudden stops), and time of day you drive (late-night driving is considered higher risk). It also provides insights on phone activity while driving, though these insights don't currently impact your policy rate.
How to get the maximum savings with Drivewise?
To maximize savings, consistently practice safe driving habits, limit high-risk behaviors (like speeding and hard braking), and ensure all eligible drivers on your policy enroll and actively participate by recording at least 50 trips per six-month policy period.
How to contact Allstate Drivewise support?
You can usually contact Allstate customer service for Drivewise support through the Allstate mobile app's "Help & Support" section, by calling their support team (e.g., 877-431-7670), or by using their online chat feature on the Allstate website.
How to understand the "safe time of day" in Drivewise?
Allstate generally categorizes driving times into risk levels: Lowest Risk (e.g., 5:00 a.m. - 11:00 p.m. on weekends), Low Risk (e.g., 4:00 a.m. - 12:00 p.m. on weekdays), Moderate Risk (e.g., 12:00 p.m. - 11:00 p.m. on weekdays), and High Risk (e.g., 11:00 p.m. - 4:00 a.m. on weekdays and 11:00 p.m. - 5:00 a.m. on weekends). Driving during lower-risk times contributes positively.
How to enable Crash Detection within Drivewise?
Once Drivewise is active, open the Allstate mobile app, go to settings from your Drivewise dashboard, and look for the option to "Turn on crash detection." This free safety feature uses your smartphone's sensors to detect major collisions.
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