How To Use Allstate Drivewise App

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Do you want to drive safer, save money on your car insurance, and potentially even get help in an emergency? If you answered yes to any of these, then the Allstate Drivewise app might be exactly what you need! It's a fantastic tool that uses your smartphone to analyze your driving habits and reward you for being a responsible driver.

Ready to get started on your journey to safer driving and potential savings? Let's dive in!

A Comprehensive Guide to Using the Allstate Drivewise App

The Allstate Drivewise program is designed to encourage safe driving by providing personalized feedback and offering discounts on your auto insurance. Gone are the days of needing a separate plug-in device; Drivewise now seamlessly integrates with the Allstate mobile app, making it more convenient than ever to participate.

Step 1: Getting Started - Download and Installation

So, you're ready to embrace safer driving and unlock those potential savings? Excellent! The very first thing you need to do is get the Allstate mobile app on your smartphone.

1.1 Find the App:
- For Apple iPhone users: Open the App Store on your device.
- For Android users: Open the Google Play Store on your device.
- In the search bar, type "Allstate" and hit search. Look for the official Allstate mobile app.
1.2 Download and Install:
- Once you've found the app, tap "Download" or "Install." It's completely free to download.
- Ensure you have a stable internet connection (Wi-Fi is recommended) for a smooth download process.

Step 2: Account Setup and Drivewise Activation

Now that the app is on your phone, it's time to set up your account and activate Drivewise. This is where the magic begins!

2.1 Log In or Create an Account:
- Open the newly downloaded Allstate mobile app.
- If you already have an Allstate My Account, simply log in using your existing username and password.
- If you're a new user, you'll need to create a My Account. Follow the on-screen prompts to register, which typically involves providing your name, email address, and phone number, and setting up a secure password. You might receive a verification code via text or email to complete the registration.
2.2 Navigate to Drivewise:
- Once you're logged into the Allstate app, look for the "Drivewise" section. This might be prominently displayed on your dashboard or accessible through a menu option.
- Tap on "Drivewise" to begin the activation process.
2.3 Grant Essential Permissions:
- This is a critical step for Drivewise to function correctly. The app needs certain permissions to monitor your driving behavior accurately. You'll be prompted to allow:
  - Location Services: This should be set to "Always Allow" or "Allow all the time." This ensures that all your trips are captured, even when the app is in the background. Without this, your savings could be significantly impacted.
  - Motion & Fitness Activity (or Physical Activity): This helps the app understand your movement patterns and differentiate between driving and other activities.
  - Notifications: Allowing notifications will enable the app to send you important alerts, feedback, and reminders.
- Carefully review and accept the Terms and Conditions associated with Drivewise. This is important to understand how your data will be collected and used.
2.4 Enroll All Drivers (Highly Recommended!):
- To maximize your potential savings, Allstate encourages all drivers on your policy to enroll in Drivewise.
- Each additional enrolled driver will need to:
  - Download the Allstate mobile app on their smartphone.
  - Log in using their own My Account credentials (or create one if they don't have one).
  - Tap on Drivewise to activate and accept all requested permissions.
  - Take a trip to start recording data.

Step 3: Understanding How Drivewise Tracks Your Driving

Now that you're all set up, let's understand what Drivewise actually monitors and how it evaluates your driving. The app uses your smartphone's sensors to collect data on various driving behaviors.

3.1 Key Driving Metrics Monitored:
- Speed: Drivewise tracks your speed, specifically noting instances of driving above 80 mph. Consistently staying within safe speed limits contributes positively to your score.
- Braking: The app identifies instances of hard braking. Frequent sudden stops can indicate aggressive driving and negatively impact your score.
- Time of Day: Driving during high-risk hours (typically 11:00 p.m. to 4:00 a.m. on weekdays and 11:00 p.m. to 5:00 a.m. on weekends) can affect your score.
- Phone Activity/Distraction: Drivewise can detect if you are using your phone while the car is in motion. This is a major factor in safe driving and avoiding phone distraction is crucial for a good score.
- Mileage (in some states): The total distance you drive might also be a factor in certain states.
3.2 Trip Detection and Driver/Passenger Distinction:
- A common question is whether the app needs to be open to track trips. No, it doesn't! As long as you have granted the necessary permissions and have adequate cellular service, the app will detect trips even if it's closed in the background.
- Drivewise follows the person, not the vehicle. This means it can detect trips even if you're a passenger in another car (like an Uber or bus).
- The app has functionality to predict whether you were the driver or a passenger for a given trip. Only driver trips count towards your Drivewise score and potential savings.
- Important Note: If Drivewise incorrectly identifies you as the driver for a trip where you were a passenger, you can manually edit the trip within the app to correct it. This is important to ensure your score accurately reflects your driving habits.

Step 4: Monitoring Your Progress and Feedback

The real power of Drivewise lies in the feedback it provides, allowing you to understand and improve your driving.

4.1 The Drivewise Dashboard:
- Within the Allstate mobile app, you'll find a dedicated Drivewise Dashboard. This is your central hub for all your driving insights.
- Here, you can see your overall safe driving score, track your progress, and view your potential savings.
4.2 Trip Summaries and Insights:
- After each trip, the app provides a trip summary. This breakdown shows you details about your recent drive, including:
  - Map of your route.
  - Instances of hard braking, speeding, or phone use.
  - Duration and distance of the trip.
  - Identified driver or passenger status.
- This personalized feedback is incredibly valuable. It helps you identify areas where you can improve your driving behavior. For example, if you consistently see "hard braking" alerts, you might become more mindful of maintaining a safer following distance.
4.3 Earning Rewards and Discounts:
- You can often earn an initial participation discount just for enrolling in Drivewise.
- The primary savings come at your policy renewal, based on your demonstrated safe driving habits over the monitoring period (typically a few months).
- The more consistently you practice safe driving behaviors, the greater your potential discount will be.
- Allstate typically requires a minimum number of trips (e.g., 50 trips over 6 months) for all enrolled drivers on a policy to maximize savings.

Step 5: Utilizing Additional Drivewise Features

Beyond just tracking your driving for discounts, Drivewise offers some valuable safety and convenience features.

5.1 Crash Detection:
- This is a free and incredibly important safety feature.
- If the app detects that you may have been in a major collision (typically at speeds over 15-25 mph), it will send you a notification to offer help.
- You'll have options to call 911, get roadside assistance, or start an auto claim directly from the app. This feature can be a real lifesaver in an emergency.
5.2 Parking Reminder:
- Ever forgotten where you parked your car in a large lot? Drivewise can help! It often automatically saves your parking location after a trip, making it easy to find your vehicle.
5.3 Challenges and Goals:
- Allstate may offer safe-driving challenges within the app, providing additional incentives and gamified ways to improve your driving score.

Step 6: Managing Your Drivewise Settings

You have control over certain aspects of Drivewise.

6.1 Pausing Trip Reporting (Sleep Mode):
- If you need to temporarily pause trip reporting (e.g., if you're taking public transportation frequently and don't want those trips recorded, though the app typically distinguishes this), you can activate "sleep" mode.
- Go to "Profile" > "Settings" within the Allstate app.
- Select "Drivewise" and toggle it from "Active" to "Off."
- You can set an auto-restart timeframe for when Drivewise reporting will turn back on.
6.2 Troubleshooting (If Trips Aren't Recording):
- If you notice your trips aren't being recorded, first check your app and operating system for updates.
- Go to the "App Diagnostics" page within Drivewise settings (Dashboard > Settings > App Diagnostics) to see if there are any outstanding issues.
- Ensure your location services are set to "Always" and that power-saving modes aren't interfering (especially on Android).
- Do not delete and reinstall the app immediately, as this might erase unuploaded trip data. Try fully exiting and reopening the app first.
- If issues persist, contact Allstate customer support.

Understanding the Benefits of Drivewise

Potential Savings: The most direct benefit is the possibility of significant discounts on your car insurance premiums for safe driving.
Improved Driving Habits: The real-time feedback and trip summaries can make you more aware of your driving habits, leading to safer driving practices over time. This not only saves you money but also reduces your risk of accidents.
Enhanced Safety: Features like Crash Detection provide an added layer of security and peace of mind.
Convenience: Being integrated directly into the Allstate mobile app makes it easy to manage your policy and access Drivewise features from one central location.

10 Related FAQ Questions:

How to check my Drivewise score?

You can check your Drivewise score by opening the Allstate mobile app and navigating to the "Drivewise Dashboard" section. Your current score and progress will typically be displayed there.

How to edit a trip in Drivewise if I was a passenger?

After a trip has ended and appeared in your Drivewise history, open the Allstate app, go to the Drivewise Dashboard, select "View All Trips," choose the trip you want to edit, and then update the "trip method" to indicate you were a passenger.

How to maximize my Drivewise savings?

To maximize savings, ensure all drivers on your policy are enrolled and actively using Drivewise, maintain consistent safe driving habits (avoid hard braking, speeding, and phone distraction), and aim to complete the required number of trips (e.g., 50 trips over 6 months) for all enrolled drivers.

How to disable Drivewise temporarily?

You can temporarily disable Drivewise by opening the Allstate mobile app, going to "Profile," then "Settings," selecting "Drivewise," and toggling it from "Active" to "Off." You can also set an auto-restart time.

How to troubleshoot if Drivewise isn't recording trips?

First, ensure your Allstate app and phone's operating system are updated. Check your "App Diagnostics" in Drivewise settings for any unresolved issues. Verify that location services are set to "Always Allow" and that power-saving modes are not interfering. Try fully closing and reopening the app.

How to know what driving behaviors Drivewise tracks?

Drivewise primarily tracks speed (especially over 80 mph), hard braking events, time of day driving (especially late-night hours), and phone activity/distraction while driving.

How to get roadside assistance through the Allstate app?

The Allstate mobile app provides immediate access to roadside assistance. This feature is often found within the Drivewise section or a general "Roadside Assistance" option in the main app menu.

How to find my parked car using the Allstate app?

After a trip, Drivewise often automatically saves your parking location. You can typically find this feature within the trip summary details or a dedicated "Parking Reminder" section within the Drivewise dashboard.

How to understand the "Crash Detection" feature?

Crash Detection is a free safety feature that uses your smartphone's sensors to identify potential major collisions (usually over 15-25 mph). If a crash is detected, the app will send a notification offering options like calling 911 or roadside assistance.

How to rejoin Drivewise if I previously unenrolled?

Yes, you can rejoin Drivewise at any time. Simply open the Allstate app, navigate to the Drivewise section, and follow the prompts to reactivate the program.

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