Grasping control over your finances is a fundamental aspect of modern life, and a key tool in this endeavor is your bank statement. For Nationwide customers, accessing this vital document is straightforward, whether you prefer the convenience of digital access or a traditional paper copy.
Are you ready to unlock the secrets of your financial flow with Nationwide? Let's dive in!
This comprehensive guide will walk you through every method of viewing your Nationwide bank statement, ensuring you have the information you need, when you need it.
Step 1: Choosing Your Statement Viewing Method – Digital vs. Paper
Before we get into the nitty-gritty, let's consider your preference. Nationwide offers multiple avenues to access your statements, catering to different needs and tech-savviness.
Sub-heading: The Digital Advantage
For most users today, digital statements are the preferred choice. They offer:
- Instant Access: View your transactions and balance anytime, anywhere.
- Environmental Friendliness: Reduce paper waste and contribute to a greener planet.
- Security: Less risk of physical statements being intercepted or lost in the mail.
- Searchability: Easily find specific transactions using digital search functions.
Sub-heading: The Traditional Appeal of Paper
While digital is convenient, some still prefer paper statements for reasons such as:
- Tangible Record: A physical copy can be reassuring for some for record-keeping.
- Official Documentation: Certain institutions or situations might require a physical, officially printed statement.
- Accessibility: For those less comfortable with technology, paper statements remain a familiar option.
Step 2: Accessing Your Nationwide Bank Statement Online via Internet Banking
This is arguably the most common and efficient way to view your Nationwide statements.
Sub-heading: What You'll Need:
- Your Nationwide customer number.
- Your date of birth.
- Your passnumber (or a card reader if you use one for login).
- A device with internet access (computer, laptop, tablet).
Sub-heading: The Step-by-Step Process:
- Navigate to the Nationwide Internet Bank: Open your web browser and go to the official Nationwide website. Look for the "Log in" or "Internet Banking" section.
- Enter Your Login Credentials:
- You'll be prompted to enter your customer number and date of birth.
- Click "Continue."
- Complete the Security Check: Nationwide employs robust security measures. You'll likely be asked to:
- Enter specific digits from your passnumber.
- Or, if you use a card reader, insert your debit card and follow the on-screen instructions to generate a code.
- Access Your Accounts: Once successfully logged in, you'll be presented with an overview of your Nationwide accounts (current accounts, savings, credit cards, mortgages, etc.).
- Select the Desired Account: Click on the account for which you wish to view the statement. This will usually take you directly to a view of your recent transactions.
- View Your Full Statement:
- To see your full statement, look for an option like "My Documents" or "View Statements."
- Nationwide allows you to view and download statements for the past 36 months through the Internet Bank. You can often filter by date range to find specific periods.
- Download or Print (Optional): You'll typically have the option to download your statement as a PDF file, which you can then save to your device or print.
Step 3: Viewing Your Nationwide Bank Statement via the Mobile Banking App
For banking on the go, the Nationwide Mobile Banking App is an excellent tool.
Sub-heading: What You'll Need:
- A smartphone or tablet (iOS 14+ or Android 7.0+).
- The Nationwide Banking App installed (downloadable from the App Store or Google Play Store).
- Your Nationwide login details (customer number, passnumber, or biometric login setup).
Sub-heading: The Step-by-Step Process:
- Download and Install the App: If you haven't already, search for "Nationwide Mobile Banking" in your device's app store and install it.
- Open the Nationwide Banking App: Launch the app on your mobile device.
- Log In Securely:
- You can log in using your passnumber.
- Even more conveniently, if your device supports it and you've set it up, you can use Face ID or Touch ID for quick and secure access.
- Select Your Account: Similar to internet banking, you'll see a list of your accounts. Tap on the account whose statement you want to view.
- Access Statements: Look for options like "My Documents," "Statements," or similar within the selected account's details.
- View and Download: You can view your statements directly in the app. The app also allows you to view and download statements from the last 36 months as PDF files.
Step 4: Requesting a Nationwide Paper Bank Statement
Sometimes, a physical statement is necessary. Nationwide provides several ways to request one.
Sub-heading: Methods to Request a Paper Statement:
- Via Internet Banking Chat:
- Log in to your Nationwide Internet Bank account (as described in Step 2).
- Look for a "Need help?" or "Send us a message" option, usually in the left-hand menu.
- Select "Chat with us" and type "Get a statement" into the web chat. You'll be connected with a team member who can help.
- By Phone:
- Call Nationwide directly on their customer service number: 03457 30 20 11.
- Be prepared to answer security questions to verify your identity.
- Inform the representative that you wish to request a paper copy of your bank statement.
- In Branch:
- Locate your nearest Nationwide branch using their branch finder online.
- Visit the branch in person.
- A Nationwide colleague will be able to assist you in requesting a statement. You may need to provide identification.
Sub-heading: Important Considerations for Paper Statements:
- Unless you've chosen to go paperless or have a FlexDirect current account, Nationwide typically sends a statement in the post each month.
- If you request a copy, it usually takes around 10 working days to receive it by post.
- Be aware that some scenarios (e.g., mortgage applications) might require a bank-certified copy of a statement, which may involve an additional process or fee.
Step 5: Understanding Your Nationwide Statement
Once you have your statement, whether digital or paper, it's crucial to understand the information presented.
Sub-heading: Key Information on Your Statement:
- Account Balance: The current funds available in your account.
- Transactions Made: A detailed list of all debits (money leaving) and credits (money entering) your account during the statement period. Each transaction will typically include:
- Date: When the transaction occurred.
- Description: What the transaction was for (e.g., "TESCO STORES," "SALARY," "DIRECT DEBIT").
- Amount: The value of the transaction.
- Balance: The running balance of your account after each transaction.
- Arranged Overdraft Limit: If applicable, this shows your agreed overdraft limit.
- Sort Code and Account Number: Your unique bank details.
- IBAN, BIC, and SWIFT Numbers: Important for international payments.
- Notice of Charges: Any fees or charges incurred, especially related to arranged overdraft borrowing, will appear at the end of your statement.
Sub-heading: Going Paperless: A Digital Choice
If you initially receive paper statements but wish to switch to digital, you can do so easily through:
- Internet Banking: Log in, go to "Manage my details & settings," select "Go Paperless," and update your statement settings.
- Banking App: Log in, open "Profile and settings," choose "Paperless Statements," and toggle the option to "on."
Nationwide will then send you an email notification when your new digital statement is ready to view.
Congratulations! You're now equipped with the knowledge to view your Nationwide bank statement effectively, no matter your preference.
10 Related FAQ Questions:
How to check my Nationwide balance instantly?
You can instantly check your Nationwide balance by logging into the Mobile Banking App, the Internet Bank, or by getting a mini-statement from a Nationwide cash machine or branch.
How to get a Nationwide mini statement?
You can get a mini statement (showing your last 10 transactions) from a Nationwide cash machine or by asking a colleague in a Nationwide branch.
How to view pending transactions on Nationwide?
You can view pending transactions on your Nationwide current account through both the Internet Bank and the Mobile Banking App. These transactions are typically shown with easy identifiers like brand logos.
How to download a Nationwide bank statement as a PDF?
You can download your Nationwide bank statement as a PDF by logging into the Internet Bank or the Mobile Banking App, navigating to "My Documents" or "Statements," selecting the desired statement period, and choosing the download option.
How to get a Nationwide bank statement for a specific date range?
While online banking allows viewing of transactions for the past 15 months and statements for 36 months, some third-party guides suggest you can use a "search between two dates" function within the Internet Bank's transaction view to filter for specific periods before downloading. Otherwise, you may need to request a custom statement from Nationwide.
How to register for Nationwide online banking?
To register for Nationwide online banking, visit the Nationwide website and look for the "Register for online banking" option. You'll need your account number and sort code (or credit card/loan/mortgage number) to get started.
How to change my Nationwide statement preferences from paper to paperless?
You can change your Nationwide statement preferences to paperless by logging into the Internet Bank (Manage my details & settings > Go Paperless) or the Mobile Banking App (Profile and settings > Paperless Statements).
How to get a physical copy of an older Nationwide statement?
For older statements beyond the 36-month digital access period, or if you prefer a physical copy, you can request one by contacting Nationwide via their online chat, phone, or by visiting a branch.
How to find my Nationwide account number and sort code?
Your Nationwide account number and sort code can be found on your debit card, monthly current account statements, within the Banking app, in the Internet Bank, and in your chequebook.
How to get a certified Nationwide bank statement for official purposes?
For official purposes (like mortgage applications or visa applications) where a certified statement might be required, it's best to contact Nationwide directly via phone or by visiting a branch. They can advise on the specific process for obtaining a bank-certified copy.
