Navigating the world of banking and managing your finances often involves using checks for various payments. If you're a Chase Bank customer and find yourself needing to order checks, you're in the right place! This comprehensive guide will walk you through everything you need to know, from understanding the costs to placing your order, ensuring a smooth and informed experience.
Hey there, Chase customer! Ever wondered how much it actually costs to get a new batch of checks, or how to even go about ordering them? It can feel a bit like a mystery, but don't worry, we're here to demystify the process and shed some light on the expenses involved. Let's get you set up with your new checks!
How Much Is It To Order Checks From Chase Bank |
Understanding the Cost to Order Checks from Chase Bank
The cost of ordering checks from Chase Bank isn't a one-size-fits-all answer. It largely depends on a few key factors: your account type, the style of checks you choose, and whether you opt for expedited shipping.
Step 1: Identify Your Chase Account Type
The first and most crucial step is to determine your specific Chase checking account type. Chase offers various checking accounts, and some of them come with perks that include free or discounted checks.
Chase Total Checking®: This is one of Chase's most common checking accounts. Generally, standard checks for this account are not free and will incur a cost.
Chase Premier Plus Checking℠: Customers with this account may receive some benefits, potentially including waived fees for certain check orders.
Chase Sapphire® Checking: If you have a Chase Sapphire Checking account, you're likely to receive free exclusive design checks when ordered through Chase. This is a significant perk!
Chase Private Client Checking℠: Similar to Sapphire Checking, Chase Private Client Checking accounts typically come with free personal style checks when ordered through Chase. They also often waive fees for various other services, including counter checks, money orders, and cashier's checks.
Chase Secure Banking℠: This account is designed to help you avoid overdraft fees and typically does not include check writing privileges. If you need checks, this account might not be the best fit for that specific need.
Chase High School Checking℠ / Chase College Checking℠: These student-focused accounts generally do not include free checks.
Pro Tip: Always check your specific account's "Additional Banking Services and Fees" document, which you can usually find on the Chase website or by requesting it at a branch. This document provides the most accurate and up-to-date information on fees associated with your account.
Step 2: Understanding Standard Check Costs (If Not Free)
If your account type doesn't offer free checks, you'll be looking at a cost per box. While specific prices can vary and are subject to change, here's a general idea of what you might expect:
Standard Personal Checks: For a box of 80 single checks, the cost can be around $30 to $38.
Duplicate Checks: If you prefer duplicate checks (which provide a carbon copy for your records), these typically cost a bit more, potentially ranging from $35 to $45 for a box of 80.
Custom Designs and Styles: Choosing checks with unique designs, specialized fonts, or additional security features will generally increase the cost. These can range from moderately more expensive to significantly higher, depending on the complexity and design.
Important Note on Provider: Chase often partners with Deluxe for check printing. When you order checks through Chase, you'll likely be redirected to the Deluxe website or their ordering system. The pricing you see there will be the official Chase-approved pricing for your order.
Step 3: Consider Additional Costs
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Beyond the base price of the checks, there are a couple of other potential costs to keep in mind:
Expedited Shipping: If you need your checks quickly, you'll almost certainly pay an additional fee for expedited shipping. Standard shipping can take 10-14 business days, so if you're in a hurry, factor in this extra expense. The cost for expedited shipping can vary but might be in the range of $15-$30 or more.
Counter Checks (Branch Issued): If you just need a few checks for immediate use and don't want to order a whole box, you can often get counter checks directly at a Chase branch. These are typically issued in small quantities (e.g., a sheet of 3) and may cost around $3 per sheet. Some premium accounts might have this fee waived.
Step-by-Step Guide: How to Order Checks from Chase Bank
Now that you have a good grasp of the potential costs, let's walk through the actual process of ordering your checks. You have a few convenient options.
Option 1: Ordering Checks Online (Most Common)
This is often the quickest and most convenient way to order new checks.
Sub-step 1.1: Log in to Chase Online Banking
Go to chase.com and securely log in to your account using your username and password.
Sub-step 1.2: Navigate to Check Orders
Once logged in, look for a section related to "Account Services," "Customer Service," or "Order Checks." This is usually found in the main menu or within the details of your checking account. Chase often has a dedicated link that says "Order and view checks."
Sub-step 1.3: Select Your Account and Design
Choose the checking account for which you want to order checks.
You'll then typically be redirected to the Deluxe Checks website, which is Chase's preferred check printer.
Browse through the available check designs. You'll find a variety of styles, from simple and classic to more elaborate or themed designs.
Pay attention to the pricing displayed for each design and quantity. This is where you'll see the cost per box.
Sub-step 1.4: Customize Your Checks (Optional)
You'll have the option to add personal touches like a specific font, a symbol, or even a custom line of text (e.g., "Pay to the order of..."). Be aware that some customizations might incur additional charges.
Verify your personal information that will be printed on the checks, including your name, address, and Chase account number. Make sure everything is accurate to avoid issues.
Sub-step 1.5: Review Your Order and Pay
Before finalizing, you'll be presented with a summary of your order, including the total cost (checks + shipping).
Look for any available discounts that might be applied based on your account type or promotions.
Confirm your shipping address. You can often change the address that appears on your checks during this process, but remember to update your mailing address with Chase separately if it's a permanent change.
Proceed to payment. The cost will usually be debited directly from your Chase checking account.
Sub-step 1.6: Confirmation
After submitting your order, you'll receive an order confirmation with an estimated delivery date. Keep this for your records.
Option 2: Ordering Checks Through the Chase Mobile App
QuickTip: Reading carefully once is better than rushing twice.
The process is very similar to online banking:
Log in to the Chase Mobile App: Open the app on your smartphone or tablet.
Find Check Ordering: Look for a similar "Order Checks" or "Account Services" option within the app interface.
Follow On-Screen Prompts: The app will guide you through selecting your account, choosing designs (often redirecting to Deluxe), customizing, and reviewing your order, just like the online banking portal.
Option 3: Ordering Checks at a Chase Branch
If you prefer in-person assistance, visiting a Chase branch is a great option.
Sub-step 3.1: Visit Your Local Branch
Locate a convenient Chase Bank branch.
Sub-step 3.2: Speak with a Banker
Inform the bank teller or personal banker that you wish to order new checks.
They will guide you through the available options, show you sample designs, and explain the costs associated with your account type.
Sub-step 3.3: Provide Information and Review
You'll need to confirm your account details and the information to be printed on the checks.
The banker will process the order for you and provide you with a receipt and estimated delivery timeframe.
Benefit of Branch Ordering: This is particularly useful if you have questions about fees, need immediate counter checks, or prefer face-to-face assistance with the ordering process.
Option 4: Ordering Checks via Phone
You can also order checks by calling Chase customer service.
Call Chase Customer Service: Dial the customer service number typically found on the back of your debit card or on the Chase website.
Follow Prompts: Navigate the automated system to reach the appropriate department for check orders.
Provide Details: A representative will assist you in placing the order, confirming your information, and detailing the costs and shipping options.
Maximizing Your Check Ordering Experience
Review Your Needs: Before ordering, consider how many checks you actually use. Ordering a larger quantity often results in a lower per-check cost, but if you rarely use checks, a smaller box might be more economical in the long run.
Compare with Third-Party Providers (with caution): While Chase offers checks through Deluxe, you can order checks from other third-party providers like Walmart Checks, Checks.com, or Checks Unlimited. These providers sometimes offer lower prices. However, always ensure the third-party provider is reputable and uses secure printing practices. Also, double-check that their checks meet Chase's specifications to avoid any issues with processing. Make sure they can print your specific Chase routing and account numbers accurately.
Utilize Online Banking: For most everyday transactions, consider using online bill pay or Zelle through Chase's online banking or mobile app. These methods are often free, instant, and secure, potentially reducing your need for physical checks.
Frequently Asked Questions (FAQs)
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How to get free checks from Chase Bank?
You can typically get free checks from Chase Bank if you have a premium checking account like Chase Sapphire Checking or Chase Private Client Checking. Standard accounts usually incur a fee.
How to find my Chase routing and account number for ordering checks?
You can find your Chase routing and account number by logging into your Chase online banking, checking a previous check, or by calling Chase customer service.
How to track my Chase check order?
After ordering checks online, you'll usually receive a confirmation email with tracking information, often directly from Deluxe, which allows you to monitor your order's delivery status.
How to order counter checks from Chase?
You can order counter checks by visiting any Chase Bank branch and requesting them from a teller. They are usually issued in small quantities for immediate use.
How to change the address on my checks when ordering from Chase?
You can usually change the mailing address that appears on your checks during the online ordering process through Chase.com or the Chase app. However, to permanently update your official mailing address with Chase, you should do so separately in your account settings.
Tip: Revisit this page tomorrow to reinforce memory.
How to cancel a Chase check order?
To cancel a check order, it's best to contact Chase customer service or Deluxe Checks directly as soon as possible after placing the order. There may be a limited window for cancellation.
How to order business checks from Chase?
Business checks from Chase are ordered through a similar process but often on a separate portal dedicated to business banking. You can access this via your Chase Business online banking or by contacting Chase Business customer service.
How to know if my Chase account qualifies for free checks?
Refer to your "Additional Banking Services and Fees" document provided by Chase for your specific account type, or log into your online banking and check the details of your checking account, as it will often indicate whether checks are free or discounted.
How to compare Chase check prices with third-party providers?
To compare prices, note down the cost per box from Chase (through Deluxe) and then visit reputable third-party check printing websites (e.g., Walmart Checks, Checks.com) to compare their prices for similar quantities and styles, ensuring you account for shipping.
How to ensure my ordered checks are secure?
When ordering checks from Chase, they use secure printing partners like Deluxe, which incorporate security features. If ordering from a third-party, choose a well-known and reputable provider that emphasizes security features like holograms, chemical-reactive paper, and micro-printing.
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