Dreaming of that luxurious Marriott stay, but your points are sitting in your Chase account? You're in luck! Transferring your Chase Ultimate Rewards points to Marriott Bonvoy can open up a world of incredible travel possibilities, from chic city hotels to serene beachfront resorts. While it's always wise to strategically transfer points for maximum value, knowing how to do it is the first step. Let's dive in!
Are you ready to unlock the doors to your next Marriott adventure with your Chase Ultimate Rewards points? This comprehensive guide will walk you through every single step, ensuring a smooth and successful transfer.
Your Ultimate Guide: How to Transfer Chase Points to Marriott Bonvoy
Transferring Chase Ultimate Rewards to Marriott Bonvoy is a straightforward process, typically at a 1:1 ratio. This means 1,000 Chase Ultimate Rewards points will become 1,000 Marriott Bonvoy points. Keep an eye out for occasional transfer bonuses, which can significantly increase the value of your transfer!
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| How Do I Transfer Chase Points To Marriott |
Step 1: Ensure You Have an Eligible Chase Credit Card
Before you begin, confirm that you hold a Chase credit card that earns Ultimate Rewards points and allows transfers to travel partners. The most common cards for this are:
Chase Sapphire Preferred® Card: A fantastic entry-level travel card, offering excellent earning rates and 1:1 point transfers.
Chase Sapphire Reserve®: The premium travel card, with enhanced travel benefits and the same 1:1 transfer ratio.
Chase Ink Business Preferred® Credit Card: Ideal for business owners, also offering 1:1 transfers.
If you only have a Chase Freedom Flex or Chase Freedom Unlimited card, you'll need to combine your points with one of the above premium cards before you can transfer them to Marriott Bonvoy.
Step 2: Log In to Your Chase Ultimate Rewards Account
This is where the magic begins!
Open your web browser and navigate to the Chase Ultimate Rewards portal.
Log in using your Chase online banking credentials.
Once logged in, you'll see your Ultimate Rewards dashboard, displaying your point balance.
QuickTip: Save your favorite part of this post.
Step 3: Navigate to "Transfer to Travel Partners"
Look for a dropdown menu or a section that says "Earn/Use" or "Redeem" points.
Within this menu, locate and click on "Transfer to Travel Partners" or a similar option. This is your gateway to transferring points to various airline and hotel loyalty programs.
Step 4: Select Marriott Bonvoy as Your Transfer Partner
On the "Transfer to Travel Partners" page, you'll see a list of Chase's various airline and hotel partners.
Scroll down until you find Marriott Bonvoy. It will be listed under the "Hotel Partners" section.
Click on the Marriott Bonvoy logo or name to proceed with the transfer.
Step 5: Link Your Marriott Bonvoy Account (If Not Already Linked)
If this is your first time transferring points to Marriott Bonvoy, you'll need to link your accounts.
Chase will prompt you to enter your Marriott Bonvoy member number.
Ensure the name on your Chase Ultimate Rewards account exactly matches the name on your Marriott Bonvoy account. Discrepancies can cause delays or issues with the transfer.
Confirm your account details.
If your accounts are already linked, this step will be skipped.
Step 6: Enter the Number of Points to Transfer
You will be asked to enter the amount of Chase Ultimate Rewards points you wish to transfer.
Transfers must be made in increments of 1,000 points. For example, you can transfer 1,000, 2,000, 5,000, or 10,000 points, but not 1,500 points.
Before you confirm, it's highly recommended to have a specific Marriott redemption in mind. Check the award availability and points cost on the Marriott Bonvoy website before transferring. Transfers are generally final and cannot be reversed.
Step 7: Review and Confirm Your Transfer
Chase will display a summary of your transfer details, including the number of Chase points being transferred and the equivalent Marriott Bonvoy points you will receive.
Double-check all the information carefully, especially the Marriott Bonvoy account number and the number of points.
Click "Confirm" or "Submit" to initiate the transfer.
QuickTip: Reread tricky spots right away.
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Step 8: Wait for the Transfer to Process
The good news is that most Chase Ultimate Rewards transfers to Marriott Bonvoy are instantaneous. You should see the points appear in your Marriott Bonvoy account almost immediately. However, in some cases, it can take a few hours, or even up to 24-48 hours.
Pro-Tip: Once you've completed the transfer, immediately log in to your Marriott Bonvoy account to verify that the points have been credited. If they haven't appeared within a few hours, you can contact Chase customer service for assistance.
Important Considerations for Transferring Chase Points to Marriott
Transfer Ratios: As mentioned, the standard transfer ratio is 1:1.
Transfer Bonuses: Periodically, Chase offers limited-time transfer bonuses to Marriott Bonvoy. These can range from 20% to 70% or more, meaning 1,000 Chase points could become 1,200, 1,500, or even 1,700 Marriott points. Always check for current transfer bonuses before initiating a transfer, as they can significantly enhance the value of your points.
Point Value: While convenient, transferring Chase points to Marriott isn't always the best value. Chase Ultimate Rewards points typically offer more flexibility and can often be redeemed for a higher value when transferred to other airline partners (like United, Southwest, or Hyatt for hotels). Marriott Bonvoy points are generally valued lower than Ultimate Rewards points (around 0.7-0.9 cents per point on average, though this can vary wildly based on redemption). Only transfer if you have a specific, high-value Marriott redemption in mind, especially if a transfer bonus isn't active.
Dynamic Pricing: Marriott Bonvoy uses dynamic pricing for award stays, meaning the points required for a night can fluctuate based on demand, season, and specific property. This makes it crucial to check award availability and pricing before transferring your points.
"Stay for 5, Pay for 4" Perk: A fantastic benefit of Marriott Bonvoy is that when you book five consecutive nights on points, the lowest points-value night is free. This can stretch your transferred points even further.
10 Related FAQ Questions
Here are 10 frequently asked questions, starting with "How to," along with their quick answers:
How to check my Chase Ultimate Rewards point balance?
You can check your Chase Ultimate Rewards point balance by logging into your Chase online banking account and navigating to the "Ultimate Rewards" section. Your total points will be prominently displayed.
How to find out if there's a Chase to Marriott transfer bonus?
QuickTip: Pause after each section to reflect.
Keep an eye on the "Transfer to Travel Partners" section within your Chase Ultimate Rewards portal. Any active transfer bonuses will be clearly advertised there. You can also subscribe to travel blogs and points & miles news sites, as they often report on these promotions.
How to ensure my name matches on Chase and Marriott accounts?
When linking your Marriott Bonvoy account during the transfer process, ensure that the first name, last name, and middle initial (if applicable) are identical on both your Chase and Marriott Bonvoy profiles. If there's a discrepancy, contact Chase or Marriott customer service to correct it before attempting a transfer.
How to cancel a Chase to Marriott points transfer?
Generally, points transfers from Chase Ultimate Rewards to Marriott Bonvoy are final and cannot be reversed. This is why it's crucial to confirm your redemption plan before initiating the transfer.
How to determine the best value for my Chase points?
To determine the best value, compare the cash cost of a hotel stay with the points cost on Marriott's website. Divide the cash cost by the number of points required to get a "cents per point" (CPP) value. Then, compare this to the average value of Ultimate Rewards points (typically 1.5-2.0+ CPP when redeemed for travel through the Chase portal or transferred to high-value airline partners).
How to combine Chase Ultimate Rewards points from different cards?
QuickTip: Don’t just consume — reflect.
If you have multiple Chase Ultimate Rewards earning cards (e.g., a Chase Freedom Flex and a Chase Sapphire Preferred), you can combine your points into the account associated with your premium card (Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred) before transferring them to Marriott. This option is usually available within your Ultimate Rewards dashboard.
How to book a Marriott stay with transferred points?
Once your points have arrived in your Marriott Bonvoy account, log in to Marriott.com or use the Marriott Bonvoy app. Search for your desired hotel and dates, and when selecting the payment method, choose the "Use Points/Certificates" option.
How to use Marriott's "Stay for 5, Pay for 4" benefit?
When booking a redemption stay of five consecutive nights with Marriott Bonvoy points, the system will automatically deduct the points for the lowest-priced night from your total. You simply need to search for a five-night award stay.
How to contact Chase customer service for transfer issues?
If you experience issues with your points transfer, you can contact Chase customer service via the number on the back of your credit card or through their online secure messaging system. Have your account details and transfer confirmation ready.
How to avoid losing value when transferring Chase points to Marriott?
To avoid losing value, only transfer points when there's an active transfer bonus, or if you have a specific, high-value Marriott redemption in mind where the cash price is significantly higher than what you'd pay with points (e.g., a luxury hotel that would otherwise be extremely expensive). Always do the math to ensure you're getting a good return on your points.
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