You've come to the right place! Finding your routing number is a common need for everything from setting up direct deposit to initiating wire transfers. And with the convenience of mobile banking, accessing this crucial information through your Truist app is easier than ever. Let's dive in and get you that routing number!
Unlocking Your Truist Routing Number: A Step-by-Step Guide Using the Mobile App
Need your Truist routing number in a pinch? Forget digging through old checkbooks or waiting on hold with customer service. Your Truist mobile app is a powerful tool that puts this vital information right at your fingertips. Follow these simple steps, and you'll have your routing number in no time.
Step 1: Get Ready to Log In!
Before we begin, ensure you have the Truist Mobile App installed on your smartphone or tablet. If you haven't already downloaded it, head over to your device's app store (Google Play Store for Android or Apple App Store for iOS) and search for "Truist Mobile." Once installed, locate the Truist app icon on your home screen or in your app drawer.
Are you ready to access your account information? Let's proceed!
Sub-heading: Confirming Your Credentials
You'll need your Truist User ID and Password to log in. If you've forgotten them, don't worry! The app usually provides options like "Forgot User ID" or "Forgot Password" on the login screen to help you regain access. It's always a good idea to have these handy for a smooth experience.
Step 2: Log In to Your Truist Mobile App
Tap on the Truist app icon to launch it. You'll be greeted by the login screen.
- Enter your User ID: Carefully type in your Truist User ID.
- Enter your Password: Input your password into the designated field.
- Tap "Sign In": Once you've entered both, tap the "Sign In" button.
Sub-heading: Security Measures You Might Encounter
For your security, Truist might implement additional verification steps, especially if it's your first time logging in from a new device or if unusual activity is detected. This could include:
- One-Time Passcode (OTP): You might receive a text message or email with a code that you'll need to enter into the app.
- Security Questions: You might be asked to answer a pre-selected security question.
Follow the on-screen prompts to complete any security verification necessary.
Step 3: Navigate to Your Account Details
Once successfully logged in, you'll land on your Truist dashboard, which typically displays an overview of your accounts.
- Select the Account: On your dashboard, you'll see a list of your Truist accounts (e.g., checking, savings, credit cards). Tap on the specific account for which you need the routing number. For example, if you need the routing number for your primary checking account, tap on that account.
Sub-heading: Why Your Specific Account Matters
While Truist often uses a primary routing number (commonly 061000104 for many checking and savings accounts), some accounts, especially those that originated from BB&T before the merger, might have state-specific or legacy routing numbers. Selecting the correct account ensures you're viewing the routing number relevant to that particular account.
Step 4: View Account Details to Find Your Routing Number
After selecting the desired account, you'll be taken to its individual account details page. This page provides a more in-depth look at your account, including recent transactions and balances.
- Look for "View Account Details" or similar: On this page, search for an option that says "View account details," "Account Information," or something similar. This option is usually prominently displayed. Tap on it.
Once you tap this option, a screen will appear displaying key information about your account, and your routing number will be listed there!
Sub-heading: What You'll See (and What to Look For!)
The "Account Details" screen will typically show:
- Your full account number
- Your account type (e.g., Checking, Savings)
- Your Routing Number (a nine-digit number)
- Sometimes, other details like your bank's address or SWIFT code (for international transfers).
The routing number is usually clearly labeled. Make a note of it, or if you need to share it, you can often copy it directly from the app.
Step 5: Verify Your Routing Number (Optional but Recommended)
While the Truist app is reliable, it's always a good practice to double-check if you're using the routing number for an important transaction like direct deposit.
- Cross-reference with a check (if available): If you have a physical Truist check, the routing number is the first set of nine digits at the bottom left. Compare it to the one in your app.
- Truist's Official Website: Truist's official website often lists general routing numbers. While the app is more personalized, this can offer a quick cross-reference for common routing numbers. The primary routing number for most Truist accounts is 061000104.
Congratulations! You've Found Your Truist Routing Number!
You've successfully located your routing number using the Truist mobile app. This nine-digit code is essential for a variety of financial transactions, ensuring your money goes to and comes from the correct bank. Remember to keep this information secure, as it's a vital piece of your banking identity.
Frequently Asked Questions (FAQs)
Here are 10 related FAQ questions, starting with 'How to', along with their quick answers:
How to tell the difference between my routing number and account number?
Your routing number is a 9-digit code identifying your bank, while your account number is a longer, unique number that identifies your specific account within that bank. On a check, the routing number is typically the first set of numbers on the bottom left, followed by your account number.
How to find my routing number if I don't have the Truist app?
You can find your routing number on a physical Truist check (it's the first nine digits at the bottom left), on your monthly bank statement, or by logging into Truist Online Banking via a web browser.
How to know which Truist routing number is correct for my account?
The most accurate way is to check directly within your Truist mobile app or online banking for the specific account you need it for. While 061000104 is a common Truist routing number, some accounts (especially those that were BB&T accounts) may have different ones based on their original location.
How to use my routing number for direct deposit?
When setting up direct deposit with your employer or a benefits provider, they will typically provide a form that asks for your bank's routing number and your account number. Simply fill in the numbers you found in your Truist app.
How to find the Truist SWIFT code for international transfers?
For international wire transfers to a Truist account in the USA, you'll need the SWIFT code in addition to the routing number. The common SWIFT code for Truist is SNTRUS3A. You might also find this in the account details section of your app or on the Truist website.
How to avoid using the wrong routing number?
Always double-check the routing number, especially if you're entering it manually for a transaction. Verify it against your Truist app or a physical check. Using an incorrect routing number can cause delays or even misdirected funds.
How to get a new checkbook to find my routing number?
You can order new checks directly through your Truist Online Banking or the Truist Mobile App, or by contacting Truist customer service via phone.
How to contact Truist customer service for help finding my routing number?
You can call Truist at 844-4TRUIST (844-487-8478) for assistance. They can help you verify your routing number over the phone after confirming your identity.
How to find routing numbers for different types of Truist transactions (e.g., wires vs. ACH)?
For most standard transactions like direct deposits and ACH transfers, the routing number found in your app will suffice. For domestic wire transfers, Truist generally uses the same routing number (061000104). For international wires, a SWIFT code is also required.
How to ensure my routing number is secure?
Your routing number is public information for your bank, but combined with your account number, it becomes sensitive. Always share it only with trusted entities (like your employer or billers) and through secure channels. Avoid sharing it on unsecured websites or over public Wi-Fi without a VPN.
