Hey there! Ever found yourself needing a voided check for direct deposit, setting up payments, or verifying your account, and then realized you're all out of physical checks, or just prefer the digital route? You're not alone! Many people, myself included, are moving towards digital solutions for banking needs.
If you're a Truist customer, you might be wondering if you can get a voided check right from their app. Let's dive in and explore the options available to you.
Understanding What a Voided Check Is (and Why You Might Need One!)
Before we jump into the "how-to," let's quickly clarify what a voided check is. A voided check is a blank check with the word "VOID" written across it in large, clear letters. It's essentially rendered useless for making a payment, but critically, it still displays your essential banking information:
- Your Bank's Routing Number: A nine-digit code that identifies your financial institution.
- Your Account Number: Your specific account number at the bank.
Why do you need one? Voided checks are commonly requested for:
- Setting up Direct Deposit: Your employer needs your bank details to send your paycheck directly to your account.
- Arranging Automatic Bill Payments: For recurring payments like utilities, rent, or loan payments.
- Linking External Accounts: When connecting your Truist account to other financial apps or services.
- Verifying Account Information: Sometimes, other institutions or services might need a voided check to confirm your account details.
Step 1: Can You Get a Truly Voided Check Directly from the Truist App? Let's Find Out!
Alright, let's get straight to the point: Can you simply click a button in the Truist app and generate a "voided check" image or document?
Based on available information, the Truist mobile app, like most traditional banking apps, does not have a direct feature to generate a "voided check" image with the word "VOID" superimposed on it.
Don't despair though! While you can't get a literal "voided check" from the app, the Truist app is incredibly useful for accessing the information you need for direct deposit or automatic payments, which is often what a voided check is used for.
Sub-heading: What the Truist App Can Do For You (And It's Super Helpful!)
Even without a "voided check" button, the Truist app is a powerful tool. Here's what you can easily access:
- Your Routing Number: This is usually displayed prominently when you select your account.
- Your Account Number: Also readily available within your account details.
These two pieces of information are the core reason why a voided check is often requested. Many employers or billers will accept this information directly, or a "direct deposit form" which you can often download or request.
Step 2: Accessing Your Routing and Account Numbers on the Truist App
Since a direct "voided check" isn't an option, the next best thing is to get the information that a voided check provides.
Sub-heading: Navigating the Truist App for Your Account Details
Follow these steps to find your routing and account numbers:
- Open the Truist App: Make sure you have the latest version of the Truist Mobile Banking app installed on your smartphone or tablet. If not, head to your app store (Google Play Store for Android or Apple App Store for iOS) and update it.
- Log In Securely: Enter your User ID and Password. If you have biometric login (fingerprint or facial recognition) enabled, you can use that for quick access.
- Select Your Account: From the main dashboard, you'll see a list of your accounts (checking, savings, etc.). Tap on the specific checking or savings account for which you need the information.
- Find Account Details: Look for an option like "Account Details," "View Details," or a similar link within the account summary. This is typically where your routing and account numbers are displayed.
- Pro Tip: Sometimes, you might need to scroll down a bit on the account overview screen.
Once you find them, carefully note down your Routing Number and Account Number. Double-check them to ensure accuracy!
Step 3: Alternatives When a "Voided Check" is Specifically Required
While many places accept just the routing and account numbers, some employers or institutions are very specific and still ask for a "voided check." Here's how to handle that if you don't have physical checks or can't get one immediately:
Sub-heading: Option A: The "Direct Deposit Form" from Truist
Truist, like many banks, often provides a Direct Deposit Enrollment Form that contains all the necessary banking information in an official bank document. This is often an acceptable substitute for a voided check.
- Check the Truist Website: Often, these forms are available for download on the official Truist website in the "Forms" or "Resources" section. Search for "Direct Deposit Form Truist."
- Contact Truist Customer Service: If you can't find it online, you can call Truist customer service. They can guide you to the form or potentially mail one to you.
- Visit a Truist Branch: If you're near a Truist branch, you can visit them in person. They can print out a direct deposit form for you on the spot. Some branches may also be able to print "counter checks" which are temporary checks with your account details, which you can then void yourself.
Sub-heading: Option B: Manually Voiding a Physical Check (If You Have One!)
If you happen to have a blank physical check from your Truist checkbook, this is the most straightforward way to get a true voided check.
- Grab a Blank Check: Take one blank check from your checkbook.
- Write "VOID" Clearly: Using a dark pen (blue or black is best), write the word "VOID" in large, capital letters across the entire front of the check. Make sure it's clear and covers the space, but do not obscure the routing and account numbers at the bottom.
- Cross Out Signature Line (Optional but Recommended): Some people also lightly cross out the signature line to further ensure it can't be used for payment.
- Do NOT Sign It: A voided check should never be signed.
- Make a Copy: It's always a good idea to make a photocopy or take a clear picture of the voided check for your records before submitting it.
Sub-heading: Option C: Using Online Voided Check Generators (Third-Party Services)
In some cases, if you absolutely need a digitally generated "voided check" image and don't have physical checks, you might encounter third-party online services that claim to generate them.
- Caution is Key: Be extremely cautious when using such services. You will be entering sensitive banking information. Ensure the service is reputable, secure, and has strong encryption. Look for reviews and verify their security protocols. It's generally safer to stick with official bank methods or obtaining the routing/account numbers directly.
- How they work: You typically input your bank name, routing number, and account number, and the service generates a document that visually resembles a voided check. You can then download and print or digitally submit this document.
Step 4: Submitting Your Banking Information
Once you have your routing and account numbers, or your voided check/direct deposit form, it's time to submit it.
Sub-heading: Digital Submission vs. Physical Submission
- Digital Submission: Many employers or services now allow you to simply input your routing and account numbers directly into their online portals. If a document is required, they might allow you to upload a scanned image of your direct deposit form or a securely generated digital voided check.
- Physical Submission: If a physical document is required, you'll need to print out your direct deposit form or hand over your manually voided check. Ensure you keep a copy for your records.
Related FAQ Questions
How to Find my Truist Routing Number on the App?
You can find your Truist routing number by logging into the Truist app, selecting the specific account (e.g., checking or savings), and looking for "Account Details" or "View Details" where the routing number will be listed.
How to Locate my Truist Account Number using the App?
Similar to the routing number, log into the Truist app, tap on your desired account, and then navigate to "Account Details" or "View Details" to find your full account number.
How to Get a Direct Deposit Form from Truist Online?
You can often find and download the official Truist Direct Deposit Enrollment Form on the Truist website, usually in the "Forms," "Resources," or "Help" sections.
How to Order New Checks from Truist if I Don't Have Any Blank Ones?
You can order new checks from Truist by signing into Truist Online Banking, or by calling Truist customer service or Deluxe (their check printing partner) directly.
How to Get a Bank Verification Letter from Truist?
If a voided check isn't strictly necessary and a letter verifying your account details suffices, you can contact Truist customer service or visit a branch to request a bank verification letter.
How to Set Up Direct Deposit with Truist Account Information?
Provide your employer or payer with your Truist routing number and account number, typically on a direct deposit enrollment form (either theirs or one from Truist).
How to Void a Physical Check Safely?
Take a blank check, write "VOID" in large, clear letters across the entire front without obscuring the numbers at the bottom, and avoid signing it.
How to Confirm if My Employer Accepts Digital Account Information Instead of a Voided Check?
Always ask your employer's HR or payroll department directly what their requirements are. Many are now flexible and accept routing and account numbers entered into an online portal or a digital direct deposit form.
How to Protect My Banking Information When Using Online Services?
Only use reputable and secure websites for any banking-related tasks. Look for "https://" in the URL and a padlock icon, and be wary of suspicious links or requests for information.
How to Get Help if I'm Having Trouble Accessing My Account Details on the Truist App?
If you encounter any difficulties, contact Truist customer support directly via phone or visit your nearest Truist branch for personalized assistance. They are there to help!
