It's time to replenish your checkbook, and you're wondering how exactly to go about it with Bank of America. Fear not! This comprehensive guide will walk you through every step, ensuring a smooth and hassle-free process. Let's get those new checks in your hands!
Ordering Checks at Bank of America: Your Complete Guide
Running low on checks can be a bit stressful, especially when you need to pay bills or send money. Luckily, Bank of America offers several convenient ways to order new checks, catering to your preferred method. Whether you're a digital enthusiast or prefer a more personal touch, we've got you covered.
How To Order Checks At Bank Of America |
Step 1: Determine Your Preferred Ordering Method (And Engage!)
Before we dive into the "how-to," let's decide how you'd like to tackle this. Are you someone who loves the ease of online transactions, or do you prefer to speak to a real person? Perhaps you like the idea of handling it in person while running other errands. Take a moment to consider which option best suits your style:
- Online Banking (Recommended for Speed and Convenience): This is often the fastest and easiest way to order checks, available 24/7.
- Mobile Banking App: Perfect if you manage most of your finances on your smartphone.
- By Phone: Ideal if you prefer speaking with a representative or have specific questions.
- In Person at a Financial Center: Great if you're already visiting the bank or need personalized assistance.
Once you've decided, let's move on to the specific steps for your chosen method!
Step 2: Ordering Checks Through Online Banking
If you chose the online route, get ready for a straightforward process!
Tip: Use this post as a starting point for exploration.
Sub-heading: Logging In and Navigating
- Access Bank of America Online Banking: Open your web browser and go to the official Bank of America website (
).www.bankofamerica.com - Log In Securely: Enter your Online ID and Passcode in the designated fields. Click "Log In." If you haven't enrolled in online banking yet, you'll need to do so first. It's a quick process that usually involves verifying your identity and setting up your credentials.
- Locate the "Order Checks" Section: Once logged in, navigate to your checking or savings account. Look for an option like "Account Services," "Information & Services," or directly "Order Checks & Deposit Tickets." The exact wording might vary slightly, but it's usually prominent.
Sub-heading: Customizing Your Order
- Select Your Account: If you have multiple checking or savings accounts, make sure you select the correct one for which you want to order checks.
- Choose Your Check Style: Bank of America, through its partner Harland Clarke, offers a variety of check designs. You'll likely see options ranging from basic styles to more ornate or themed designs. Some accounts (like Preferred Rewards) might qualify for free standard checks or discounts on premium styles.
- Review Your Information: Double-check your pre-filled information, including your name, address, and bank account number. Accuracy is key here!
- Add Optional Features: You might have the option to add features like:
- Duplicate Checks: These create a carbon copy for your records.
- Checkbook Covers: Various styles and materials.
- Deposit Slips: Essential for making cash or check deposits.
- Security Features: Enhanced protection against fraud.
- Review Pricing: The cost of your checks will be displayed based on the style and quantity you select.
- Confirm Shipping Address and Method: Verify the shipping address. You'll usually have options for standard delivery (5-7 business days) or expedited shipping for an additional fee. Standard shipping for orders of $1,000 or more (for foreign currency, but generally applies to checks as well) might be free, but check the exact terms for your order.
- Place Your Order: Once you've reviewed everything and are satisfied, proceed to finalize your order. You'll typically receive an order confirmation number and an estimated delivery date.
Step 3: Ordering Checks Through the Mobile Banking App
For those who prefer banking on the go, the Bank of America mobile app makes ordering checks a breeze.
- Open the Bank of America Mobile App: Launch the app on your smartphone or tablet.
- Log In: Enter your mobile banking credentials.
- Navigate to Your Account: Select the checking or savings account for which you need checks.
- Find "Order Checks & Deposit Tickets": Look for this option within the account details or a "Services" menu.
- Follow On-Screen Prompts: The app will guide you through selecting your check style, verifying your details, and confirming your order, similar to the online banking process. Your recent order (if within the last 60 days) might be displayed for quick reordering.
Step 4: Ordering Checks By Phone
If you prefer to speak with a Bank of America representative, this is your route.
- Gather Your Information: Before you call, have your Bank of America account number readily available. You might also need your Social Security number or other identifying information for verification.
- Call Customer Service: Dial Bank of America's customer service number for deposit accounts: 1-800-432-1000.
- Follow the Prompts: Listen carefully to the automated menu options. You'll likely need to select options related to "Account Services" or "Order Checks."
- Speak with a Representative: Once connected to a representative, clearly state that you wish to order new checks. They will guide you through the available options, pricing, and shipping details. They can also answer any specific questions you may have about check designs or features.
Step 5: Ordering Checks In Person at a Financial Center
For those who prefer face-to-face interaction or need immediate assistance, visiting a Bank of America financial center is a viable option.
- Locate a Nearby Financial Center: Use the Bank of America website or mobile app's locator tool to find the closest branch. You can also schedule an appointment online to minimize wait times.
- Bring Required Identification: Be sure to bring a valid government-issued photo ID (e.g., driver's license, passport) and your Bank of America debit card or account number.
- Speak with a Teller or Personal Banker: Inform them that you wish to order checks. They will assist you in placing the order, reviewing design options, and confirming your details. They may be able to provide temporary or starter checks on the spot if you need them immediately.
- Confirm Shipping and Payment: The representative will confirm how your checks will be delivered and process the payment.
Step 6: Tracking Your Check Order
Once you've placed your order, you'll likely want to know when your new checks will arrive.
QuickTip: Keep going — the next point may connect.
- Online Banking/Mobile App: Log in to your Bank of America online banking or mobile app. Navigate to the "Order Checks & Deposit Tickets" section. There, you should see an option to "Review the status of your order" or view your "recent order" history (especially if placed within the last 60 days).
- Check the Confirmation Email: You should receive a confirmation email from Bank of America or their check printing partner (Harland Clarke) with tracking information once your checks have shipped. Keep an eye on your spam folder as well.
- Contact Customer Service: If you don't receive tracking information or have concerns about your order, you can always call Bank of America customer service at 1-800-432-1000.
Important Considerations When Ordering Checks:
- Cost: Check costs can vary significantly based on the style, quantity, and any added features. While standard checks might be affordable, specialty designs can be more expensive.
- Security: Always ensure you are ordering through official Bank of America channels to protect your personal and financial information.
- Delivery Time: Standard delivery usually takes 5-7 business days, but it can sometimes take longer. Expedited shipping is available for a fee if you need checks sooner.
- Starter Checks: If you're opening a new account and need checks immediately, ask your financial center if they can provide a small set of starter checks.
- Preferred Rewards: If you are a Bank of America Preferred Rewards client, you may qualify for free standard checks or discounts on other styles. Be sure to inquire about this benefit.
10 Related FAQ Questions About Ordering Checks
Here are some common questions you might have about ordering checks from Bank of America, with quick answers:
How to: Find my Bank of America account number for ordering checks?
You can find your full account number by logging into Bank of America Online Banking or the mobile app, usually within your account details or by searching "account number" in the help section. It's also typically on your existing checks or statements.
How to: Get free checks from Bank of America?
Preferred Rewards clients with Bank of America often qualify for free standard checks. Check your specific account benefits or speak with a representative to see if you're eligible.
How to: Order temporary checks from Bank of America?
Temporary or starter checks can often be obtained by visiting a Bank of America financial center in person. They may be able to print a small set for immediate use.
Tip: Take mental snapshots of important details.
How to: Expedite a check order from Bank of America?
During the online or phone ordering process, you will usually have the option to select expedited shipping (e.g., overnight or 2-day delivery) for an additional fee.
How to: Change the address on my Bank of America checks?
You should update your address with Bank of America through Online Banking (Profile & Settings), by calling customer service, or by visiting a financial center before ordering new checks to ensure the correct address is printed.
How to: Track the status of my Bank of America check order?
You can track your order by logging into Bank of America Online Banking or the mobile app and navigating to the "Order Checks & Deposit Tickets" section. You should also receive a confirmation email with tracking information.
How to: Order checks for a business account at Bank of America?
The process for ordering business checks is similar to personal checks and can typically be done through online banking for business accounts, by phone, or in person at a financial center.
Tip: Read mindfully — avoid distractions.
How to: Order deposit slips only from Bank of America?
When you go through the check ordering process online or with a representative, you'll usually have the option to order deposit slips separately or in conjunction with your checks.
How to: Cancel a Bank of America check order?
If you need to cancel an order, it's best to contact Bank of America customer service immediately at 1-800-432-1000. The sooner you call, the higher the chance of successful cancellation.
How to: Choose different check designs or styles from Bank of America?
When ordering online or through the mobile app, you'll be presented with a catalog of various check designs and styles from Bank of America's partner, Harland Clarke. If ordering by phone or in person, the representative can guide you through the available options.