Your routing number is a crucial piece of information for managing your finances, enabling everything from direct deposits to bill payments. If you bank with Truist, finding this nine-digit code is simple, especially with their convenient mobile app. This lengthy guide will walk you through every step to locate your Truist routing number on the app, along with valuable insights and FAQs to ensure you're always in control of your banking.
How to See Your Routing Number on the Truist App: A Comprehensive Guide
Ready to unlock your Truist routing number right from your smartphone? Let's dive in!
Step 1: Get Started - Accessing the Truist Mobile App
First things first, do you have the Truist Mobile App installed on your device? If not, now's the perfect time to download it! Head over to your device's app store (Google Play Store for Android or Apple App Store for iOS) and search for "Truist Mobile." Download and install the app. If you already have it, make sure it's updated to the latest version for the best experience and all the newest features.
- Why is this step important? The Truist app is designed for secure and convenient access to your account information, including your routing number. It's the most straightforward method.
Step 2: Log In to Your Account
Once the app is installed and ready, it's time to log in.
- Sub-heading: Secure Login Practices
- Open the Truist Mobile App.
- You'll be prompted to enter your User ID and Password.
- Always ensure you're on the official Truist app and not a phishing attempt. Look for visual cues like the Truist logo and familiar interface.
- If you've enabled biometric login (Fingerprint ID or Face ID), you can use that for a faster and even more secure sign-in. This is highly recommended!
Step 3: Navigate to Your Accounts Overview
After successfully logging in, you'll land on your account overview screen. This screen typically displays a summary of all your Truist accounts, such as checking, savings, credit cards, and loans.
- Tip: If you have multiple accounts, take a moment to identify which specific account's routing number you need. The routing number can sometimes vary depending on the account type or where the account was originally opened (especially for accounts that originated with BB&T or SunTrust before the merger). While Truist primarily uses one main routing number (061000104), it's always best to verify it for the specific account you're working with.
Step 4: Select the Desired Account
On the account overview screen, you'll see a list of your accounts.
- Sub-heading: Tap for Details
- Tap on the specific checking or savings account for which you need the routing number. This action will take you to the detailed view of that particular account.
- For example, if you need the routing number for your primary checking account for direct deposit, tap on that checking account.
Step 5: View Account Details
Within the detailed view of your selected account, you'll find various pieces of information related to that account, such as your current balance, recent transactions, and account history.
- Sub-heading: Locating the Routing Number Field
- Look for an option like "View account details," "Account Info," or something similar. This is usually presented as a clickable link or a clearly labeled section.
- Tap on "View account details."
- This is where the magic happens! Once you tap this, a new screen or pop-up will appear, displaying critical information about your account.
- On this screen, you will clearly see your Routing Number listed, typically alongside your full account number. The routing number is a nine-digit code.
Step 6: Note Down Your Routing Number (Optional but Recommended)
Once you've found your routing number, you might want to jot it down for future reference, especially if you're setting up direct deposit or linking external accounts.
- Sub-heading: Secure Storage Tips
- Do NOT store your routing number and account number together in an easily accessible, unencrypted location.
- If you're writing it down, keep it in a secure place.
- For online usage, you'll typically enter it directly into the required field. Double-check every digit for accuracy. An incorrect routing number can lead to delayed or misdirected transactions.
Important Considerations for Truist Routing Numbers
- The Most Common Truist Routing Number: For most everyday banking needs, ACH transactions, and domestic wires, Truist primarily uses 061000104. This number was historically associated with SunTrust and is now the most widely recognized for Truist accounts.
- State-Specific or Legacy Routing Numbers: While 061000104 is prevalent, some accounts, particularly those that originated with BB&T, might still use older, state-specific codes. If your account predates the Truist merger and you suspect a different routing number, verifying it through the app is crucial. Examples of older BB&T routing numbers include:
- Florida: 263191387
- North Carolina: 053101121
- Virginia: 051404260
- The in-app method described above will show you the exact routing number tied to your specific account.
- International Wires and SWIFT Codes: Routing numbers are primarily for domestic transactions within the U.S. For international wire transfers to a Truist account, you'll also need Truist's SWIFT code, which is SNTRUS3A. The app will generally only show the domestic routing number.
10 Related FAQ Questions (Starting with 'How to')
Here are some quick answers to common questions about Truist routing numbers and related banking tasks:
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How to find my Truist routing number if I don't have the app?
- You can find your routing number on a physical check (the first nine digits at the bottom left), on your bank statement (usually near your account number), or by calling Truist customer service at 844-4TRUIST (844-487-8478).
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How to set up direct deposit with my Truist account?
- You'll need to provide your employer with your Truist routing number and your account number. Truist also offers a printable Direct Deposit enrollment form on their website that you can fill out and give to your employer.
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How to verify my Truist routing number is correct?
- The best way is to check it directly within the Truist app as described above, or against a recent bank statement or personal check. If you're unsure, contact Truist customer service.
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How to transfer money between my Truist accounts using the app?
- In the Truist app, look for a "Transfer & Pay" or "Move Money" section. You can then select the "Transfer money & pay Truist accounts" option to move funds between your linked Truist accounts.
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How to link an external bank account to my Truist account?
- Within the "Transfer & Pay" section of the Tru Truist app, you should find an option to "Manage external accounts" or "Add non-Truist account." You'll need the routing and account number of the external bank.
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How to find Truist's SWIFT code for international transfers?
- Truist's SWIFT code for international wire transfers is SNTRUS3A. This is typically used when someone outside the U.S. is sending money to your Truist account.
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How to order new checks for my Truist account?
- You can usually order checks directly through Truist Online Banking after signing in, or by calling Truist customer service at 844-4TRUIST.
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How to contact Truist customer service for routing number help?
- You can call Truist customer service at 844-4TRUIST (844-487-8478) for general inquiries, including help with finding your routing number.
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How to ensure my Truist app is secure?
- Always download the app from official app stores, enable biometric login (Face ID/Fingerprint ID), use a strong, unique password, and keep your app updated to the latest version. Be wary of suspicious links or messages.
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How to understand the difference between a routing number and an account number?
- Think of the routing number as the "street address" that identifies which bank the money is going to or coming from. The account number is like the "house number" that specifies your unique account within that bank. Both are essential for transactions.
