Have you ever wondered if your safe driving habits could actually pay off? Well, with the Allstate Drivewise app, they absolutely can! This incredible program is designed to reward you for driving safely, potentially lowering your car insurance premiums and even offering other exciting perks. No more wishing you could get a break for being a responsible driver – Drivewise makes it a reality.
Ready to embark on a journey towards safer driving and bigger savings? Let's dive in!
How Do I Use the Allstate Drivewise App? Your Complete Step-by-Step Guide
Using the Allstate Drivewise app is a straightforward process, designed to integrate seamlessly into your daily driving. Follow these steps to get started and maximize your benefits.
Step 1: Download and Install the Allstate Mobile App
This is where your journey to savings truly begins!
Before you can harness the power of Drivewise, you need the Allstate mobile app. It's the central hub for managing your policy, accessing features, and, of course, utilizing Drivewise.
- Find It: Head over to your phone's app store. If you have an Apple device, open the App Store. For Android users, navigate to the Google Play Store.
- Search: In the search bar, type "Allstate" and hit search. You'll easily spot the official Allstate Mobile App.
- Download & Install: Tap the "Download" or "Install" button. The app is free to download and shouldn't take long to install, depending on your internet connection.
Step 2: Log In or Create Your My Account
This is crucial for linking your driving data to your Allstate policy.
Once the app is installed, open it up. You'll be prompted to log in.
- Existing Allstate Customers: If you already have an Allstate "My Account," simply enter your username and password.
- New to My Account?: No problem at all! The app will guide you through the process of creating one. It's typically a quick and easy setup, requiring some basic information to link to your existing Allstate policy.
- Forgot Credentials?: Don't fret! Look for a "Login Help" or "Forgot Username/Password" option on the login screen. Follow the prompts to recover your details.
- Important Note: Each person in your household who manages the Allstate account will need to log in using their own My Account password to ensure all drivers on the policy can participate and contribute to savings.
Step 3: Activate Drivewise and Grant Permissions
This is where you give Drivewise the green light to start tracking your safe driving habits.
After logging in, you'll need to activate Drivewise within the app.
- Locate Drivewise: Look for the "Drivewise" section or a prominent banner/button related to Drivewise. Tap on it to begin the activation process.
- Accept Terms & Conditions: You'll be presented with the Terms and Conditions for Drivewise. It's always a good idea to read through these to understand how your data will be used and how the program works. You'll need to accept them to proceed.
- Grant Permissions – The Most Important Part! This is absolutely vital for Drivewise to function correctly. The app needs access to certain features on your phone to accurately track your driving. You will be asked to allow:
- Location Services: This is paramount. Drivewise uses your phone's GPS to track your trips. Select "Always Allow" when prompted. If you choose "Only while using the app" or "Ask next time," your trips may not be consistently recorded, which can impact your potential savings.
- Motion & Fitness Activity (or Physical Activity on Android): This helps the app differentiate between driving and other activities (like walking or being a passenger).
- Notifications: Allowing notifications will ensure you receive important feedback on your trips and updates from Drivewise.
- Battery Optimization Settings (for Android users): On some Android devices, you might need to adjust battery optimization settings to prevent the app from being "put to sleep" in the background, which could disrupt trip tracking. Look for settings like "Disable Power Saving Mode" or ensure "Precise Location" is enabled for Android OS 12 and above.
Step 4: Enroll All Drivers on Your Policy
Maximize your rewards by getting everyone on board!
To unlock the full potential of Drivewise savings, Allstate encourages all licensed drivers on your policy to enroll and use the app.
- Why Enroll Everyone? The more drivers who participate and drive safely, the greater your overall household discount can be. Allstate looks at the collective driving data of enrolled drivers.
- Process for Additional Drivers: Each additional enrolled driver must:
- Have their own Allstate My Account.
- Download the Allstate mobile app on their own smartphone.
- Log in using their existing My Account credentials.
- Tap on Drivewise to activate and accept all requested permissions, just like you did.
- Start driving safely!
Step 5: Take a Trip and Start Earning!
The moment you've been waiting for – put your safe driving skills to the test!
Once Drivewise is activated and permissions are granted, you don't need to manually open the app before every trip. As long as your phone has adequate cellular service and the app is running in the background, it will automatically detect and record your trips.
- Simply Drive: Go about your usual daily commutes, errands, and travels.
- How Trips are Tracked: Drivewise evaluates various factors including:
- Speed: Aim to stay within speed limits and avoid excessive speeds (typically under 80 mph).
- Braking: Minimize hard braking events (sudden, forceful stops). Smooth, gradual braking is key.
- Time of Day: Driving during high-risk hours (typically late night/early morning, like 11:00 p.m. to 4:00 a.m. on weekdays and 11:00 p.m. to 5:00 a.m. on weekends) may be factored into your score.
- Phone Distraction: The app can detect phone usage while the vehicle is in motion. Keep your hands off your phone!
- Trip Feedback: After each trip, the app will provide you with feedback on your driving. This is a great way to understand your habits and identify areas for improvement.
- Initial Discount: You often receive an immediate discount just for enrolling in Drivewise. Your personalized rate and further savings will be calculated based on your driving data over a period (e.g., after 50 trips or at your next renewal).
Step 6: Monitor Your Driving Habits and Savings
Keep an eye on your progress and watch those savings grow!
The Allstate app provides a dedicated Drivewise dashboard where you can track your performance.
- Drivewise Dashboard: Access this section within the Allstate app to see:
- Your overall safe driving score.
- Details of individual trips, including speed, braking, and potential phone usage events.
- Your estimated savings or discount.
- Tips and insights to help you improve your driving habits.
- Review and Adjust: Use the feedback to consciously adjust your driving. For example, if you notice frequent hard braking, try to anticipate stops more to brake smoothly.
- Passenger vs. Driver: Drivewise attempts to distinguish between when you are the driver and when you are a passenger. However, if a trip is incorrectly classified, you can manually edit the trip within the app to indicate you were a passenger. This is important because only driver trips count towards your score and participation.
Step 7: Utilize Additional Drivewise Features
Drivewise isn't just about discounts; it offers valuable safety features too!
The Allstate Drivewise app goes beyond just tracking your driving for discounts.
- Crash Detection: This is a fantastic free safety feature. If the app detects you've been in a major collision (typically at speeds over 15-25 mph), it can send you a notification to offer help, connect you with emergency services (911), roadside assistance, or even help you start a claim. Make sure this feature is enabled in your Drivewise settings.
- Parking Reminder: Some versions of the app offer a parking reminder feature, helping you remember where you parked your car.
- Roadside Assistance: Quick access to Allstate's Good Hands Roadside Assistance is often integrated into the app.
Frequently Asked Questions (FAQs) about Allstate Drivewise App
Here are 10 common questions about the Allstate Drivewise app, along with quick answers to help you navigate its features and benefits.
How to: Download the Allstate Drivewise App?
Simply search for "Allstate" in your smartphone's App Store (for Apple devices) or Google Play Store (for Android devices) and tap "Download" or "Install."
How to: Activate Drivewise in the Allstate App?
After downloading and logging in, tap on the "Drivewise" section, accept the terms and conditions, and grant all necessary permissions, especially "Location Services" set to "Always Allow."
How to: Ensure My Trips Are Being Recorded?
Ensure your phone's location services are set to "Always Allow" for the Allstate app, and that motion/fitness activity tracking is enabled. For Android, check battery optimization settings to prevent the app from being restricted. After activation, take a short drive to confirm trips appear in your dashboard.
How to: Differentiate Between Driver and Passenger Trips?
The Drivewise app uses sensors to predict if you were the driver or a passenger. If a trip is misclassified, go to the "View All Trips" section in your Drivewise Dashboard, select the trip, and edit the trip method to "Passenger."
How to: Check My Drivewise Score and Savings?
Open the Allstate mobile app and navigate to the "Drivewise Dashboard." Here you will see your driving score, detailed trip feedback, and your estimated or actual discount.
How to: Improve My Drivewise Score?
Focus on safe driving habits: avoid hard braking, maintain consistent speeds (staying under 80 mph), limit driving during high-risk nighttime hours, and never use your phone while driving.
How to: Enable Crash Detection?
Within the Allstate mobile app, go to your Drivewise dashboard, then settings, and look for the "Crash Detection" option to turn it on.
How to: Pause Trip Reporting in Drivewise?
You can put Drivewise in "sleep mode." Go to the Allstate app, select Profile > Settings > Drivewise, then toggle Drivewise from "Active" to "Off" and set an auto-restart time frame.
How to: Troubleshoot If Drivewise Isn't Recording Trips?
First, ensure your Allstate app and phone's operating system are updated. Check "App Diagnostics" in your Drivewise settings for any unresolved issues. Verify all permissions (especially "Location Services: Always Allow") are granted. Try fully closing and re-opening the app, and then take a short test drive.
How to: Know If Drivewise Will Increase My Premium?
While Drivewise aims to reward safe driving with discounts, high-risk driving behaviors could potentially lead to a higher premium at renewal in some cases. However, most drivers find that Drivewise helps them save. The program provides transparency and control over your insurance costs based on your actual driving habits.