Hello there! Ever found yourself needing to provide a "voided check" for direct deposit, setting up payments, or verifying your account, but you're all out of physical checks? Or perhaps you simply prefer the convenience of digital solutions? You've come to the right place!
While the Truist app doesn't have a direct "void a check" button in the way you might void a physical check, it absolutely provides the information you need to create a voided check digitally or to get the necessary details for direct deposit. This guide will walk you through finding the crucial account information within the Truist app, which serves the same purpose as a voided check.
Let's dive in and see how you can get this done efficiently!
Understanding What a "Voided Check" Means Digitally
First, let's clarify what people usually mean when they ask for a "voided check." It's not about cancelling a check that was already written. Instead, it's about providing your bank's routing number and your specific account number to a third party (like an employer for direct deposit or a utility company for automatic payments). A physical voided check simply has the word "VOID" written across it to prevent it from being used for payment, while still displaying these vital numbers.
In the digital age, you often don't need a physical check at all. What you need is the routing number and your account number. The Truist app makes these readily available!
Note: Skipping ahead? Don’t miss the middle sections.
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| How To Find Voided Check On Truist App |
Step 1: Log In to Your Truist Mobile Banking App
Are you ready to get started? The very first thing you need to do is open the Truist app on your smartphone or tablet and securely log in.
- Locate the Truist App Icon: Find the Truist app icon on your device's home screen or in your app drawer. It's usually a purple icon with the Truist logo.
- Tap to Open: Tap the icon to launch the application.
- Enter Your Credentials: You'll be prompted to enter your User ID and Password. If you have biometric login (fingerprint or face ID) enabled, you can use that for a faster and more secure entry.
- Security Tip: Always ensure you are on the official Truist app and not a phishing attempt. Look for the secure lock icon if your app displays one.
Step 2: Navigate to Your Account Details
Once you're logged in, you'll typically see a dashboard or an overview of your accounts. This is where you'll select the specific account for which you need the voided check information.
- Select the Desired Account: On the main screen, you should see a list of your Truist accounts (e.g., Checking, Savings). Tap on the checking account for which you need the routing and account number. Most direct deposits or automatic payments are set up with checking accounts.
- Pro Tip: If you have multiple checking accounts, make sure you select the correct one to avoid any issues with your direct deposit or payment setup.
Step 3: Locate Your Account and Routing Numbers
This is the core of finding your "voided check" information. Truist makes these numbers easily accessible within the account details.
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Look for "View Account Details" or Similar: Once you've selected your account, look for an option that says "View account details," "Account Info," "Show Details," or something similar. This might be a separate button, a link, or even just a small information icon (like an "i" in a circle).
- Common Placement: This information is often found near the top of the account summary page or within a "Settings" or "More" menu specific to that account.
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Identify Routing and Account Numbers: Tapping on "View account details" will typically display a screen with various information about your account. Here, you will clearly see:
- Routing Number: This is a 9-digit number that identifies your financial institution. It's crucial for electronic transfers.
- Account Number: This is your unique account number with Truist. It identifies your specific account.
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Important Note: Take a moment to double-check these numbers. Accuracy is paramount when providing them for direct deposit or automatic payments. A single digit error can cause significant delays or issues.
Step 4: Utilize the Information (Creating a Digital "Voided Check")
Now that you have your routing and account numbers, you have several ways to use this information, effectively creating a "voided check" in a digital format.
QuickTip: Treat each section as a mini-guide.
Sub-heading: Option A: Providing Numbers Directly
- Direct Input: Many online forms for direct deposit or automatic payments will simply ask you to input your routing and account numbers directly. In this case, you simply type the numbers you found in the Truist app into the respective fields. This is the most common and straightforward method.
Sub-heading: Option B: Taking a Screenshot (with Caution!)
- Screenshot for Reference: For some purposes, you might be asked for a visual representation. You could take a screenshot of the "Account Details" screen within the Truist app.
- Caution: While convenient, be extremely careful with screenshots of sensitive financial information.
- Never share these screenshots on unsecured public platforms.
- Only send them through secure channels if absolutely necessary and to trusted entities.
- Delete the screenshot from your device once you no longer need it.
- Caution: While convenient, be extremely careful with screenshots of sensitive financial information.
Sub-heading: Option C: Requesting a Bank Verification Letter (Alternative to Voided Check)
- What it is: Some organizations might accept a "Bank Verification Letter" instead of a voided check. This is an official document from Truist confirming your account details.
- How to Get It: While not directly available to download from the mobile app for personal accounts, you can usually request one by:
- Calling Truist Customer Service: The quickest way to inquire about a bank verification letter is to call Truist directly at 844-4TRUIST (844-487-8478). Explain that you need a letter confirming your account and routing number for direct deposit or bill pay.
- Visiting a Truist Branch: A representative at a local Truist branch can often provide you with an official bank verification letter on the spot.
- How to Get It: While not directly available to download from the mobile app for personal accounts, you can usually request one by:
Step 5: Verifying and Confirming Your Setup
After you've provided your account information, it's crucial to verify that the setup was successful.
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- Monitor Your Account: Keep a close eye on your Truist account activity in the app for the next few business days or weeks, depending on what you set up.
- Direct Deposit: Look for the expected direct deposit to appear.
- Automatic Payments: Check to see if the payment is successfully debited on the scheduled date.
- Contact the Third Party: If you don't see the expected activity, contact the company or employer you provided the information to and confirm they received and processed it correctly.
- Contact Truist Support if Needed: If there's a discrepancy or you suspect an issue with your account, contact Truist customer service immediately.
Congratulations!
You've successfully navigated the Truist app to find the necessary information that functions as a voided check. By following these steps, you can confidently set up direct deposits, automatic payments, and other services requiring your banking details.
Frequently Asked Questions (FAQs)
Here are 10 related FAQ questions to help you further:
How to find my Truist routing number if I don't have the app?
You can find your Truist routing number on any of your physical checks (it's the first set of 9 digits at the bottom left), by logging into Truist Online Banking via a web browser, or by calling Truist customer service.
Tip: Don’t skim — absorb.
How to get a physical voided check from Truist if I don't have any blank checks?
You can visit a local Truist branch and request a voided check. They can usually print one for you or provide a bank verification letter with the same information.
How to tell the difference between my routing number and account number on a check?
On a standard check, the routing number is typically the first 9-digit number on the bottom left. The account number usually follows it, and then the check number is the last set of digits.
How to set up direct deposit with my employer using Truist information?
You will typically provide your employer with your Truist routing number and account number, often on a direct deposit form. You might also need to provide a digital or physical "voided check" (containing these numbers) as verification.
How to set up automatic bill payments using my Truist account?
Most billers will have an online portal where you can enter your Truist routing number and account number to set up recurring payments. Some might require a physical voided check or bank verification letter.
QuickTip: Focus on one line if it feels important.
How to ensure my banking information is secure when sharing it?
Only share your banking information with trusted organizations through secure channels (e.g., encrypted websites, in-person at a branch, or secure portals). Avoid sending sensitive data via unencrypted email or public messaging apps.
How to order new checks for my Truist account?
You can order new checks through Truist Online Banking by signing in and looking for an "Order Checks" option, or by calling Truist customer service.
How to find out if my Truist account is a checking or savings account in the app?
When you log into the Truist app, your accounts will typically be clearly labeled as "Checking," "Savings," etc., on the main accounts overview screen.
How to report suspicious activity on my Truist account?
If you notice any suspicious activity, immediately contact Truist fraud prevention at 844-4TRUIST (844-487-8478), select option 1, then option 4.
How to change my Truist online banking password if I forget it?
On the Truist login screen for the app or online banking, look for a "Forgot User ID" or "Forgot Password" link and follow the prompts to reset your credentials.
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