Nationwide Building Society offers robust online banking services, allowing you to manage your finances from the comfort of your home or on the go. This comprehensive guide will walk you through the process of logging into your Nationwide online banking account, whether you're using their Internet Bank via a web browser or their convenient Banking App on your mobile device.
Ready to take control of your finances? Let's dive in and get you logged into Nationwide online banking!
Navigating the Digital Landscape: Your Guide to Nationwide Online Banking
Accessing your Nationwide accounts online is designed to be secure and straightforward. They offer two primary methods for logging in: the Internet Bank (their website) and the Nationwide Banking App. Each offers a slightly different login experience, catering to your preferred banking method.
Step 1: Choosing Your Access Point – Internet Bank vs. Banking App
Before you even think about entering your details, decide how you want to access your Nationwide account.
- Option A: The Internet Bank (Web Browser)
- This is ideal if you're using a desktop computer, laptop, or simply prefer a larger screen and a traditional web Browse experience. You'll typically need your customer number, date of birth, and then one of two security methods:
- Your passnumber and a code sent via text message.
- Your debit card and a card reader.
- This is ideal if you're using a desktop computer, laptop, or simply prefer a larger screen and a traditional web Browse experience. You'll typically need your customer number, date of birth, and then one of two security methods:
- Option B: The Nationwide Banking App (Mobile Device)
- Perfect for banking on the go, the app offers a streamlined experience. You can log in using:
- Your passnumber (entering specific digits as prompted).
- Biometrics like Fingerprint (Touch ID) or Facial Recognition (Face ID) if your device supports it and you've set it up.
- Perfect for banking on the go, the app offers a streamlined experience. You can log in using:
Think about where you are and what device you have handy. This will determine your next steps!
Step 2: Logging In Via the Nationwide Internet Bank
If you've chosen to use the Internet Bank, follow these steps carefully to ensure a secure login.
Sub-heading: Accessing the Login Page
- Open your preferred web browser. This could be Chrome, Firefox, Edge, Safari, or any other browser you regularly use.
- Navigate to the official Nationwide website. The safest way to do this is to type
www.nationwide.co.uk
directly into your browser's address bar and press Enter. Avoid clicking on links from suspicious emails or pop-ups, as these could be phishing attempts. - Once on the Nationwide homepage, look for a "Log in" or "Internet Banking" button or link. This is usually prominently displayed in the top right corner of the page. Click on it.
- You'll be directed to the Internet Bank login page. Always double-check that the URL in your browser's address bar begins with
https://
and shows a padlock icon, indicating a secure connection.
Sub-heading: Entering Your Initial Details
- Enter your Customer Number: You'll find this on your online banking registration welcome letter or within the Banking app if you have it set up.
- Enter your Date of Birth: Provide your full date of birth in the format requested.
- Click the "Continue" button.
Sub-heading: Completing the Security Check
Nationwide employs robust security measures to protect your account. After entering your initial details, you'll be presented with options for a second layer of security.
-
Option 1: Passnumber and Text Code
- If prompted, enter the specific digits from your Passnumber (your unique online banking password). You will not be asked for your full passnumber.
- Nationwide will then send a one-time security code to your registered mobile phone number via text message.
- Enter this text code into the designated field on the screen.
- Click "Log in" or "Continue".
-
Option 2: Debit Card and Card Reader
- If you choose this method, you'll need your Nationwide debit card and your card reader.
- Follow the on-screen instructions, which will typically involve inserting your debit card into the reader and entering your card's PIN when prompted by the reader.
- The card reader will generate a response code. Enter this code into the field on your computer screen.
- Click "Log in" or "Continue".
Once you've successfully completed the security check, you should be logged into your Nationwide Internet Bank account!
Step 3: Logging In Via the Nationwide Banking App
If you prefer the convenience of mobile banking, here's how to log into the Nationwide Banking App.
Sub-heading: Getting Started with the App
- Download the App (if you haven't already):
- For Apple devices (iPhone, iPad), open the App Store.
- For Android devices, open the Google Play Store.
- Search for "Nationwide Banking App" and make sure you download the official app from Nationwide Building Society.
- Install the app on your device.
- Open the Nationwide Banking App: Once installed, tap the Nationwide app icon on your home screen or in your app drawer.
Sub-heading: Initial App Login (First Time / New Device)
The first time you log in on a new device, you might need to go through a setup process that involves verifying your identity, potentially using your debit card and card reader, or a combination of your customer number and text codes. Follow the on-screen prompts carefully.
Sub-heading: Daily App Login Options
After the initial setup, logging in is usually much quicker.
-
Option 1: Passnumber
- On the app's login screen, you'll be asked to enter specific digits from your Passnumber.
- Enter the requested digits.
- Tap "Log in".
-
Option 2: Biometrics (Fingerprint / Face ID)
- If your device supports Touch ID (fingerprint) or Face ID (facial recognition) and you have enabled this feature within the Nationwide Banking App settings, simply:
- Place your finger on the fingerprint sensor when prompted.
- Position your face within the frame for facial recognition.
- The app will authenticate you automatically.
- If your device supports Touch ID (fingerprint) or Face ID (facial recognition) and you have enabled this feature within the Nationwide Banking App settings, simply:
Congratulations! You should now be logged into your Nationwide Banking App and ready to manage your finances on the go.
Step 4: After Successful Login - What You Can Do
Once you're logged in, both the Internet Bank and the Banking App offer a wide range of features to manage your Nationwide accounts:
- View your account balances and transaction history.
- Make payments and set up new payees.
- Transfer money between your Nationwide accounts.
- Manage Direct Debits and Standing Orders.
- View and download statements.
- Order new card readers or debit cards.
- Update your personal details.
- Freeze or unfreeze your debit card if it's lost or stolen (via the app).
- Access secure messaging to contact Nationwide.
Essential Security Tips for Nationwide Online Banking
While Nationwide employs advanced security measures, your vigilance is key to keeping your accounts safe.
- Always use strong, unique passwords/passnumbers. Combine upper and lowercase letters, numbers, and symbols.
- Never share your login details with anyone, not even someone claiming to be from Nationwide.
- Be wary of suspicious emails or text messages (phishing/smishing). Nationwide will never ask you to click a link in an email to log in or provide your full security details.
- Ensure your devices are protected with up-to-date antivirus software and firewalls.
- Regularly check your account statements for any unfamiliar transactions.
- Log out properly after each session, especially on shared or public computers.
- Avoid using public Wi-Fi for banking unless you're using a secure VPN.
- Keep your contact details up-to-date with Nationwide so you can receive important security alerts.
Troubleshooting Common Nationwide Login Issues
Even with the best intentions, you might encounter a hiccup or two. Here's what to do if you face login problems.
Sub-heading: Forgotten Your Login Details?
- Forgotten Customer Number: You can often find this in your Banking App (if you have access) or on your online banking registration letter. If not, Nationwide has a customer number lookup tool that might require your Visa debit card and card reader. Alternatively, you can contact Nationwide directly.
- Forgotten Passnumber (or Memorable Data):
- Via the Banking App: Look for a "Forgotten passnumber" link on the login screen. You'll likely need your Visa debit card and card reader to reset it.
- Via the Internet Bank: You can reset your passnumber after logging in using a card reader, or if you can access the app. Navigate to "Manage my details and settings" then "View or change my security settings."
- If you've forgotten multiple details or are completely locked out, it's best to visit Nationwide's "Forgotten your online banking details" help page or contact their customer service for assistance.
Sub-heading: Account Locked Out?
Nationwide will lock your account after several incorrect login attempts for security reasons. If this happens:
- Follow the on-screen instructions to unlock your account. This usually involves a password/passnumber reset.
- If you're still unable to access it, contact Nationwide's customer support.
Sub-heading: Technical Issues or System Errors
- Check Nationwide's Service Status: Before panicking, visit the Nationwide website and look for a "Service status" link (often in the footer or help section). This will tell you if there are any known system issues affecting online banking.
- Clear Your Browser Cache and Cookies: Sometimes old data stored by your browser can interfere with websites. Clearing your cache and cookies can resolve this.
- Try a Different Browser or Device: If you're on your computer, try a different browser. If you're using the app, try the Internet Bank, or vice-versa.
- Ensure Your App is Updated: Make sure your Nationwide Banking App is the latest version available from your app store.
- Restart Your Device: A simple restart can often resolve temporary glitches.
- If problems persist, contact Nationwide's technical support.
10 Related FAQ Questions
How to register for Nationwide online banking?
You'll need your account number and sort code (or credit card/loan/mortgage number) to register. You can do this online via their website or through the Banking App. You'll typically receive verification codes via email and text during the process.
How to find my Nationwide customer number?
Your customer number is on your online banking registration welcome letter. You can also find it in the Nationwide Banking app under "Details & Settings" -> "Your details," or use their online lookup tool with your Visa debit card and card reader if you're a current account customer.
How to reset my Nationwide passnumber?
You can reset your passnumber via the Banking App (look for "Forgotten passnumber" on the login screen, often requiring your debit card and card reader) or within the Internet Bank after logging in (via "Manage my details and settings" -> "View or change my security settings").
How to get a new Nationwide card reader?
You can order a new card reader online through the Nationwide website or Internet Bank, or by contacting their customer service or visiting a branch.
How to update my personal details with Nationwide online?
Once logged into the Internet Bank or Banking App, navigate to the "Manage my details and settings" or similar section to update your address, phone number, and other personal information.
How to view my Nationwide account balance online?
After logging into either the Internet Bank or the Banking App, your account balances will typically be displayed prominently on the main dashboard or accounts summary page.
How to make a payment to a new person online with Nationwide?
In both the Internet Bank and Banking App, look for a "Payments" or "Transfers" section. You'll usually select "Pay a new person" or "Send money," then enter the recipient's bank details (sort code and account number) and the amount. You may need your card reader for security.
How to check Nationwide's service status for online banking?
Visit the official Nationwide website and look for a "Service status" link, usually located in the footer or within the "Help" section. This page will inform you of any known outages or technical issues.
How to set up biometrics (fingerprint/Face ID) for Nationwide Banking App?
After logging into the Nationwide Banking App, go to the settings or security section. You should find an option to enable Touch ID or Face ID. Follow the on-screen prompts to set it up, which may involve verifying your identity.
How to report suspicious activity on my Nationwide account?
If you suspect fraud or see suspicious activity, immediately contact Nationwide's fraud department. Their contact number for reporting fraud is usually available on their main website or on the back of your debit/credit card. Do not use numbers from suspicious emails or texts.