We all know how crucial a routing number is for managing our finances. Whether you're setting up direct deposit, paying bills online, or sending money to a friend, that nine-digit code is your bank account's essential identifier. But if you bank with Truist, especially after the merger of SunTrust and BB&T, finding the correct routing number can sometimes feel like a treasure hunt.
Don't worry, you've come to the right place! This comprehensive guide will walk you through every possible way to locate your Truist routing number, ensuring your transactions go smoothly and accurately. Let's dive in!
Understanding Your Truist Routing Number: Why It Matters
Before we get into the "how-to," let's quickly understand what a routing number is and why it's so important.
A routing number, also known as an ABA routing number or Routing Transit Number (RTN), is a nine-digit code that identifies your financial institution in a transaction. Think of it as a street address for your bank. When you send or receive money electronically, this number tells the financial system exactly where the funds need to go. Without the correct routing number, your transaction could be delayed, rejected, or even sent to the wrong place – a scenario no one wants!
For Truist, the primary routing number for most everyday transactions, ACH transfers, and domestic wires is 061000104. This number was historically tied to SunTrust and remains widely used. However, due to the merger, some accounts, particularly those that originated with BB&T, might still have state-specific or legacy routing numbers. This guide will cover how to find the specific one for your account.
QuickTip: Don’t rush through examples.
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| How To See Routing Number On Truist |
Step 1: Let's Get Started - Which Method Is Best For You?
Ready to find your Truist routing number? Great! There are several reliable methods, and the best one for you depends on what you have readily available. Take a look at the options below and decide which one you'd like to try first:
- Do you have your checkbook handy?
- Are you comfortable logging into your online banking or mobile app?
- Do you receive paper or electronic bank statements?
- Would you prefer to speak directly with someone at Truist?
Once you've decided, let's move on to the practical steps!
Step 2: Finding Your Routing Number on a Truist Check
This is often the quickest and most straightforward method for most people.
Sub-heading: Decoding Your Check
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Grab a Physical Check: Locate one of your Truist personal checks.
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Look at the Bottom Left: Turn the check over and look at the bottom edge. You'll see three sets of numbers printed in a unique magnetic ink character recognition (MICR) font.
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Identify the Nine Digits: The first set of nine digits on the far left is your routing number.
- It's crucial not to confuse this with your account number (which usually follows it) or the check number (the last set of digits).
Here's a visual representation:
[Routing Number] [Account Number] [Check Number] 000000000 0000000000000 0000For most Truist accounts, especially those opened after the merger, you'll likely see 061000104 here.
Step 3: Accessing Your Routing Number Through Truist Online Banking
If you prefer digital methods, online banking is an excellent way to securely find your routing number.
Note: Skipping ahead? Don’t miss the middle sections.
Sub-heading: Navigating the Online Platform
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Log In to Truist Online Banking: Go to the official Truist website and log in to your online banking account using your username and password.
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Select Your Account: Once logged in, navigate to the "Accounts" section or a similar overview page.
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Choose the Relevant Account: Click on the specific checking or savings account for which you need the routing number.
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View Account Details: Look for an option like "View account details," "Account Summary," or "Account Information." This is usually a clickable link or a tab associated with your account.
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Locate the Routing Number: Within the account details, you should clearly see your routing number listed alongside your account number.
Self-tip: The exact phrasing might vary slightly depending on recent website updates, but the process generally remains the same: log in, select account, view details.
Step 4: Using the Truist Mobile App
The Truist Mobile App offers a convenient way to access your account information on the go.
Sub-heading: Finding It on Your Phone
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Open the Truist Mobile App: Launch the Truist app on your smartphone or tablet.
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Log In: Enter your login credentials (username and password) or use biometric authentication (fingerprint, facial recognition) if enabled.
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Select Your Account: From the app's dashboard or account list, tap on the checking or savings account for which you need the routing number.
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Access Account Details: Look for an option like "Account details," "More details," or a similar icon (sometimes represented by three dots or a gear icon) related to your account.
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Find the Routing Number: Your routing number will be displayed within these account details.
The mobile app's interface is designed for ease of use, so this process should be quick and intuitive.
Step 5: Checking Your Truist Bank Statement
Your bank statements are a reliable source of your account information, including your routing number.
Sub-heading: Paper or Digital – Both Work!
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Locate a Recent Statement:
- For Paper Statements: Find a recent physical bank statement that Truist has mailed to you.
- For Electronic Statements: Log in to your Truist online banking (as described in Step 3), navigate to the "Statements" or "eStatements" section, and download a recent statement.
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Review the Statement: Look on the summary page or near the top of the statement. The routing number is typically listed with your account number and other bank information.
Bank statements are a great backup if you don't have access to your checks or digital banking at the moment.
Step 6: Contacting Truist Customer Service or Visiting a Branch
If all else fails, or if you simply prefer to speak with a representative, Truist customer service is there to help.
Sub-heading: Getting Direct Assistance
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Call Truist Customer Service:
- Dial the general customer service number for Truist: 844-4TRUIST (844-487-8478).
- Be prepared to verify your identity with personal information (e.g., account number, last four digits of your SSN, address).
- Clearly state that you need your account's routing number. The representative will be able to provide it to you.
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Visit a Truist Branch:
- Use the Truist website's "Branch Locator" to find the nearest branch.
- Bring a valid form of identification (driver's license, state ID).
- A teller or customer service representative at the branch can assist you in finding your routing number.
This method ensures you get the most accurate and up-to-date information directly from the bank.
Important Considerations for Truist Routing Numbers
- Primary Routing Number: As mentioned, 061000104 is the most common Truist routing number for general banking, ACH transfers, and domestic wire transfers. Many users will find this to be their correct number.
- Legacy BB&T Accounts: If your account was originally with BB&T before the merger and you haven't transitioned fully, you might have a state-specific routing number. While Truist is consolidating, it's always best to verify using one of the methods above. Examples of older BB&T routing numbers might include:
- Florida: 263191387
- North Carolina: 053101121
- Virginia: 051404260 Always double-check your specific account's routing number using the steps outlined above.
- International Wire Transfers: For international wire transfers to Truist, in addition to the routing number (typically 061000104), you will also need the SWIFT code: SNTRUS3A.
- Accuracy is Key: Always double-check the nine digits you are using. An incorrect routing number can lead to delayed or misdirected funds.
10 Related FAQ Questions (How to...)
Here are 10 frequently asked questions related to finding your Truist routing number, with quick answers:
Tip: Don’t overthink — just keep reading.
How to find Truist routing number for direct deposit?
You can find your Truist routing number for direct deposit on a physical check (bottom left corner), through online banking by viewing account details, or on your bank statement. The primary routing number for most Truist accounts is 061000104.
How to find Truist routing number on mobile app?
Log in to the Truist mobile app, select the account you need, and then tap on "Account details" or a similar option to view your routing number and other account information.
How to find Truist routing number if I don't have checks?
If you don't have physical checks, you can find your Truist routing number by logging into your online banking account, checking a recent bank statement (paper or electronic), or contacting Truist customer service.
How to find Truist routing number for domestic wire transfer?
For domestic wire transfers to Truist, the most common routing number is 061000104. You can confirm this on your check, through online banking, or by calling customer service.
Tip: Absorb, don’t just glance.
How to find Truist routing number for international wire transfer?
For international wire transfers to Truist, you will typically use the routing number 061000104 along with the Truist SWIFT code, which is SNTRUS3A.
How to find my Truist routing number if my account was originally BB&T?
If your account was originally BB&T, it's possible you still have a state-specific routing number, although many have transitioned to 061000104. The best way to confirm is to check a recent check, your online banking account details, or a bank statement.
How to verify if a Truist routing number is correct?
The most reliable ways to verify your Truist routing number are to cross-reference it with a physical check, your online banking account details, a recent bank statement, or by directly confirming with Truist customer service.
How to get a list of all Truist routing numbers by state?
While Truist is consolidating to a primary routing number (061000104), some legacy state-specific numbers may still exist for older accounts. It's best to find the specific routing number for your account using the methods described above, rather than relying on a general list. Contacting Truist directly is the most accurate way to confirm.
How to find Truist routing number for ACH payments?
The Truist routing number for ACH payments is generally the same as the primary routing number, which is 061000104. You can find this on your checks, online banking, or bank statements.
How to find Truist routing number quickly?
The quickest ways to find your Truist routing number are by looking at the bottom left of a physical check or by logging into your Truist online banking or mobile app and viewing your account details.
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