Knowing your bank's routing number is essential for many financial transactions, from setting up direct deposit for your paycheck to initiating wire transfers. For Truist Bank customers, finding this nine-digit code is a straightforward process thanks to their user-friendly mobile app. Let's dive into a step-by-step guide to help you quickly locate your routing number and ensure your transactions go smoothly.
How to Get Your Routing Number on the Truist App: A Comprehensive Guide
Are you ready to unlock the full potential of your Truist mobile banking experience? Let's begin!
Step 1: Launch the Truist Mobile App and Log In
Are you already logged in? Fantastic! If not, let's get you there.
The very first step is to open the Truist Mobile App on your smartphone or tablet. Look for the distinctive Truist logo. Once the app is open, you'll be prompted to log in. You can use your:
- User ID and Password: This is your standard login credential.
- Biometric Login (Face ID/Touch ID): If you've set up biometric authentication, you can use your fingerprint or face scan for quick access. This is often the fastest and most convenient way to get into your account.
If you encounter any issues logging in, such as forgetting your password or user ID, the app usually provides options for recovery right on the login screen. Don't worry, these processes are typically very secure.
Step 2: Navigate to Your Accounts Overview
Once you're successfully logged in, you'll land on your primary dashboard or account overview screen. This is where you can see a snapshot of all your Truist accounts, including checking, savings, credit cards, and loans.
- You'll typically see a list of your accounts with their current balances.
- Look for a clear, intuitive display of your financial portfolio.
Step 3: Select the Specific Account
To find the routing number, you need to select the specific account for which you need the information. Routing numbers can sometimes vary slightly by account type or even by the legacy bank (if your account originated from SunTrust or BB&T before the merger, though Truist generally uses a primary routing number now).
- Tap on the checking or savings account for which you require the routing number. This action will usually take you to a detailed view of that particular account's transactions and information.
Step 4: Locate "View Account Details" or Similar Option
Within the detailed view of your selected account, you'll need to find an option that allows you to see more in-depth information about that account. This option might be labeled:
- View account details
- Account details
- Account info
- Details
It's usually a small link or button, often located near the top or bottom of the account's detailed screen. Give it a good look!
Step 5: Reveal Your Routing Number
Once you tap on "View account details" (or the equivalent), a new screen will appear, displaying various pieces of information related to your chosen account. This is where you'll find your routing number.
- The routing number is a 9-digit code.
- It will typically be clearly labeled as "Routing Number" or "ABA Routing Number."
- You'll also likely see your full account number here. Remember, the routing number identifies the bank, while your account number identifies your specific account within that bank.
For most Truist accounts, especially those opened after the merger, the primary routing number is 061000104. However, it's always best to confirm directly through the app, as some older BB&T accounts might still use legacy routing numbers.
Step 6: Safely Use Your Routing Number
Now that you have your routing number, you can use it for various purposes:
- Setting up Direct Deposit: Provide this number (along with your account number) to your employer or benefits provider.
- Initiating ACH Transfers: For electronic transfers to or from other financial institutions.
- Domestic Wire Transfers: While the primary routing number is often sufficient for domestic wires, some scenarios might require additional confirmation, especially for large sums.
Always double-check the routing number before inputting it into any form or system. A single incorrect digit can cause significant delays or misdirected funds.
Frequently Asked Questions (FAQs)
Here are 10 common "How to" questions related to Truist routing numbers and their quick answers:
How to find my Truist routing number if I don't have the app?
You can find your Truist routing number on your physical checks (bottom left corner), on your bank statement, or by calling Truist customer service at 844-4TRUIST (844-487-8478).
How to determine which Truist routing number to use for a specific transaction?
For most everyday banking needs, ACH transactions, and domestic wires, the primary Truist routing number is 061000104. However, if your account was opened with BB&T before the merger, it's advisable to confirm the exact number through your app or by contacting customer service.
How to differentiate between a routing number and an account number on a check?
On a check, the routing number is the first set of nine digits on the bottom left, followed by your account number, and then the check number.
How to find the Truist SWIFT code for international transfers?
The SWIFT code for Truist Bank, used for international wire transfers, is SNTRUS3A. This is used in conjunction with the primary routing number (061000104).
How to ensure I'm using the correct routing number for direct deposit?
Always obtain the routing number directly from your Truist app, online banking, or a voided check. Providing a voided check to your employer is a common and reliable method.
How to report an issue if my direct deposit went to the wrong account due to an incorrect routing number?
Immediately contact your employer's payroll department and Truist Bank customer service to report the error and initiate a trace on the funds.
How to set up account alerts for my Truist accounts, including those related to transactions?
Within the Truist app, go to your account settings or profile, and you should find an "Alerts" or "Notifications" section where you can customize various alerts.
How to contact Truist customer service for assistance with my routing number?
You can call Truist customer service at 844-4TRUIST (844-487-8478). They are available Monday-Friday, 8 am to 8 pm ET, and Saturday, 8 am to 5 pm ET.
How to understand the purpose of a routing number?
A routing number (also known as an ABA routing transit number) is a nine-digit code that identifies the financial institution involved in a transaction, ensuring funds are routed to the correct bank.
How to find my routing number if I only have a debit card and no checks?
Your routing number is not on your debit card. You'll need to use the Truist mobile app, online banking, or contact customer service to find it.
